Capital One is offering their
Capital One 360 Performance Savings Account: Earn Up to $1,000 Bonus Funds w/ 3.5% APY w/ deposits ranging from
$10,000 to $100,000 of external funds (
within the 15-day Initial Funding Period Only) when you
open a new account and fund the account and apply promo code
SPRING23 to receive this promotional bonus offer or when you follow the instructions listed below
Thanks to community member
henry333 for finding this deal
Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One
on or
after January 1, 2020, you will be ineligible for this bonus offer.
Deal Instructions- Open a new Capital One 360 Performance Savings Account w/ promo code SPRING23 by May 10, 2023
- Note, offer does not extend to users that have open on or after January 1, 2020
- Deposit up to $100,000+ of external funds during the 15-day Initial Funding Period after opening your account
- Bonus Funds
- Deposit $10,000+ & Earn $100 Bonus Funds
- Deposit $50,000+ & Earn $500 Bonus Funds
- Deposit $100,000+ & Earn $1,000 Bonus Funds
- This exclusive offer will grant you the bonus and a high yield savings rate of 3.50% (APY) Annual Percentage Yield
- Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
- Earn the bonus funds in your new account within 60-days after holding
- Note, bonuses are considered interest and will be reported on IRS form 1099-INT
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$50,000 gets you $500
$100,000 gets you $1,000.
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I know that's finicky haha, but with so many other banks out there we went with someone else.
We have really enjoyed Marcus by Goldman Sachs. Super clean UI, took 5 minutes to open up, transfers from other banks start earning interest the same day if the transfer is before ~3pm EST.
Marcus just bumped up to 3.9% APY and if you use a referral link to sign up, you get an additional 1% for 90 days. And you can refer 5 people and stack the 90 days for a total of 15months extra 1% APY.
If you don't have any friends/family with an account already, I'm happy to DM you my referral link to start.
Good luck!
You're obviously trying to push an inferior Marcus account because of a referral link. Stop, bad advice. Way better banks than crappy Marcus by Goldman Sachs.
CIT is super easy to setup. It takes less than 5 minutes. During sign up you can transfer money to the new account. No hard pulls on your credit.
They aren't mutually exclusive, you buffoon. You can do both.
You'd do much better signing up for a credit card with a higher than usual sign up bonus than doing this. On top of the points not being taxable (unlike this "deal") you would get travel rewards. Depending on which card(s) you chose.
Hope that helps!
It's like 7.5% APY because you're only leaving it for 115 days in the account
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You'd do much better signing up for a credit card with a higher than usual sign up bonus than doing this. On top of the points not being taxable (unlike this "deal") you would get travel rewards. Depending on which card(s) you chose.
Hope that helps!
In my answer to someone's questions, I provided reasons why Marcus is objectively better (higher APY, same day money transfers that accrue interest when done before 3pm EST, you can help friends and family get the higher APY than CIT or other banks mentioned, etc.)
Then a subjective view that yes, UI+UX is important to me and I feel that a clean app + website is a better overall experience on top of the other reasons already mentioned. I'm a software engineer and appreciate the cleaner experience on Marcus than CIT.
Another subjective thing is Marcus took my ~5m to have money accruing interest in my account vs CIT having technical difficulties during login. I'm not sure any other person's experience with CIT opening, but I had to call in for a technical problem faced and the only solution was to call per the error code on my application. So, sure, maybe not everyone's experience, but it happened to me and it did not happen to me with Marcus.
For the referral, as also stated, you only can do it 5x/year for the 15month bump. I don't care and already have that.. I was merely offering help in case my SD friend didn't have anyone already signed up and able to refer them so they can earn the 1% extra. Not "obviously trying to push" anything on anyone.
Was merely trying to help with answering "has anyone heard of them" by sharing my personal experience with CIT.
Why 115? Can be 90 + 3/4 extra days just to be on the safe side.
I know that's finicky haha, but with so many other banks out there we went with someone else.
We have really enjoyed Marcus by Goldman Sachs. Super clean UI, took 5 minutes to open up, transfers from other banks start earning interest the same day if the transfer is before ~3pm EST.
Marcus just bumped up to 3.9% APY and if you use a referral link to sign up, you get an additional 1% for 90 days. And you can refer 5 people and stack the 90 days for a total of 15months extra 1% APY.
If you don't have any friends/family with an account already, I'm happy to DM you my referral link to start.
Good luck!
I opened an account with CIT 2 months ago and the UI on both the app and website are very poor in my opinion. The app won't even display the current APY on it. Transfers seem to take longer with them too I've noticed.
LOL, how could most household earn 200k/yr , don't have 20k ?....they earn fake money 🤑💰
In reality, most American family not earn over 71k/yr average... https://www.google.com/search?q=a...me
And when I'm helping grandparents/older family members setup things like this, I'd rather suggest a cleaner, easier to work with UI/UX.
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