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SlickdealsForumsDeal TalkCapital One 360 Performance Savings Account: Earn Up to 1K Bonus Funds w/ 3.5% APY Deposit 10K-100K+ (New Capital 360 Accounts)
Capital One 360 Performance Savings Account: Earn Up to 1K Bonus Funds w/ 3.5% APY
Expired
Deposit 10K-100K+
(New Capital 360 Accounts)
+73Deal Score
174,876 Views
Capital One is offering their Capital One 360 Performance Savings Account: Earn Up to $1,000 Bonus Funds w/ 3.5% APY w/ deposits ranging from $10,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code SPRING23 to receive this promotional bonus offer or when you follow the instructions listed below
Thanks to community member henry333 for finding this deal
Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for this bonus offer.
You're invited to earn an exclusive bonus and a high-yield savings rate: 3.50% APY. Act now.
Earn $100, $500 or $1,000 based on how much you deposit. Just open a 360 Performance Savings account, make a deposit within 15 days and hold your deposit for 90 days. Plus, you'll earn interest with one of the best savings rates in America.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
$10,000 gets you $100
$50,000 gets you $500
$100,000 gets you $1,000.
consider interest, after 90 days you got 1000+875, equivalent to 7.5% APY
From the fine print: If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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I'm letting people know my personal experience on why I would open up at another bank than CIT which is what the original person asked. Answering a person's question rather than stating "Way better banks than crappy Marcus by Goldman Sachs." Why is it crappy? What makes it terrible? What makes bank xyz better than Marcus?
In my answer to someone's questions, I provided reasons why Marcus is objectively better (higher APY, same day money transfers that accrue interest when done before 3pm EST, you can help friends and family get the higher APY than CIT or other banks mentioned, etc.)
Then a subjective view that yes, UI+UX is important to me and I feel that a clean app + website is a better overall experience on top of the other reasons already mentioned. I'm a software engineer and appreciate the cleaner experience on Marcus than CIT.
Another subjective thing is Marcus took my ~5m to have money accruing interest in my account vs CIT having technical difficulties during login. I'm not sure any other person's experience with CIT opening, but I had to call in for a technical problem faced and the only solution was to call per the error code on my application. So, sure, maybe not everyone's experience, but it happened to me and it did not happen to me with Marcus.
For the referral, as also stated, you only can do it 5x/year for the 15month bump. I don't care and already have that.. I was merely offering help in case my SD friend didn't have anyone already signed up and able to refer them so they can earn the 1% extra. Not "obviously trying to push" anything on anyone.
Was merely trying to help with answering "has anyone heard of them" by sharing my personal experience with CIT.
Pulling a Bill Belichick red flag from ankle! So you got 5 million in a Marcus account with with 4.75 million or 4.5 million unprotecte(depending on how you have account structured). Not very smart with what's happening these days. Either I misread your post or you need some financial education.
Has anyone looked at money market fund with Fidelity (ticker SPAXX)?
It is being marketed at 4.88% APY on weekly basis.
I couldn't find much info from their documentation, if it's consistent, likely-going-forward?
Anyone know if it's better than savings account rate, use it as long they offer?
Has anyone looked at money market fund with Fidelity (ticker SPAXX)?
It is being marketed at 4.88% APY on weekly basis.
I couldn't find much info from their documentation, if it's consistent, likely-going-forward?
Anyone know if it's better than savings account rate, use it as long they offer?
There's no issue putting your funds in money market funds as long as you're fine that it's not FDIC/SIPC insured.
I wish Cap 1 was more competitive with their APY.
CIT is 4.75%, that's a pretty big difference.
CapitalOne has physical banking locations in the DFW Region. Physical banking locations provide far more services than an online only bank. There is a cost associated with that. If your banking needs are met by an online-only bank, then CIT is a good option. For those who need additional services that require a physical location, CapitalOne is a great option since they are offering good rates on these accounts.
How I can transfer from bank of america to capital one free ? because I must to pay 25$ for each 25000 $ transfer !
Instead of 'pushing' money out of BofA, see if Cap1 allows you to "pull" money from BofA.
Generally, pulling is cheaper and should be free of cost.
Quote
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Automated Clearing House (ACH) External Transfer transactions are subject to limits on the dollar amount of electronic transfers between your account and external accounts at other financial institutions, to include whether certain external accounts at other financial institutions can be linked to your Capital One account. These limits are designed to be flexible in order to protect the security and integrity of the service and accounts, as well as you and all other users of the service. Based on confidential fraud and essential risk criteria, they may be modified at our discretion without advance notice.
I have 50k in Ally no penalty 4.75% CD. Is it worth moving that money here for 3 months? Only risk is I'm not sure if the no penalty CD will still be around by then. It has already dropped to 4.25%.
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$50,000 gets you $500
$100,000 gets you $1,000.
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In my answer to someone's questions, I provided reasons why Marcus is objectively better (higher APY, same day money transfers that accrue interest when done before 3pm EST, you can help friends and family get the higher APY than CIT or other banks mentioned, etc.)
Then a subjective view that yes, UI+UX is important to me and I feel that a clean app + website is a better overall experience on top of the other reasons already mentioned. I'm a software engineer and appreciate the cleaner experience on Marcus than CIT.
Another subjective thing is Marcus took my ~5m to have money accruing interest in my account vs CIT having technical difficulties during login. I'm not sure any other person's experience with CIT opening, but I had to call in for a technical problem faced and the only solution was to call per the error code on my application. So, sure, maybe not everyone's experience, but it happened to me and it did not happen to me with Marcus.
For the referral, as also stated, you only can do it 5x/year for the 15month bump. I don't care and already have that.. I was merely offering help in case my SD friend didn't have anyone already signed up and able to refer them so they can earn the 1% extra. Not "obviously trying to push" anything on anyone.
Was merely trying to help with answering "has anyone heard of them" by sharing my personal experience with CIT.
And you don't seem to understand the term handout
Ditto, some people don't understand the concept of say house sales or getting the estate from the death of a family member. 🤷 ♂️
EARN $200 DEPOSIT $10,000
EARN $500 DEPOSIT $30,000
EARN $1,000 DEPOSIT $75,000
EARN $1,500 DEPOSIT:$200,000
EARN $2,000 DEPOSIT:$300,000
It is being marketed at 4.88% APY on weekly basis.
I couldn't find much info from their documentation, if it's consistent, likely-going-forward?
Anyone know if it's better than savings account rate, use it as long they offer?
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It is being marketed at 4.88% APY on weekly basis.
I couldn't find much info from their documentation, if it's consistent, likely-going-forward?
Anyone know if it's better than savings account rate, use it as long they offer?
Question is also about, consistency of this APR?
Appears marketing strategy though
CIT is 4.75%, that's a pretty big difference.
Generally, pulling is cheaper and should be free of cost.
I kept $100k there for 90 days but apparently it was not 90 days it was 90 days after some later date
BBB complaint unanswered for 6+ weeks
I will be closing it and a Cap One CC if they don't make things right (and I do not expect them to)
You're not wrong. But the rich take care of the rich, that's the way they roll until it's everyone off the cliff.
Wow just wow.
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