Capital One is offering their
Capital One 360 Performance Savings Account: Earn Up to $1,000 Bonus Funds w/ 3.5% APY w/ deposits ranging from
$10,000 to $100,000 of external funds (
within the 15-day Initial Funding Period Only) when you
open a new account and fund the account and apply promo code
SPRING23 to receive this promotional bonus offer or when you follow the instructions listed below
Thanks to community member
henry333 for finding this deal
Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One
on or
after January 1, 2020, you will be ineligible for this bonus offer.
Deal Instructions- Open a new Capital One 360 Performance Savings Account w/ promo code SPRING23 by May 10, 2023
- Note, offer does not extend to users that have open on or after January 1, 2020
- Deposit up to $100,000+ of external funds during the 15-day Initial Funding Period after opening your account
- Bonus Funds
- Deposit $10,000+ & Earn $100 Bonus Funds
- Deposit $50,000+ & Earn $500 Bonus Funds
- Deposit $100,000+ & Earn $1,000 Bonus Funds
- This exclusive offer will grant you the bonus and a high yield savings rate of 3.50% (APY) Annual Percentage Yield
- Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
- Earn the bonus funds in your new account within 60-days after holding
- Note, bonuses are considered interest and will be reported on IRS form 1099-INT
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$50,000 gets you $500
$100,000 gets you $1,000.
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In my answer to someone's questions, I provided reasons why Marcus is objectively better (higher APY, same day money transfers that accrue interest when done before 3pm EST, you can help friends and family get the higher APY than CIT or other banks mentioned, etc.)
Then a subjective view that yes, UI+UX is important to me and I feel that a clean app + website is a better overall experience on top of the other reasons already mentioned. I'm a software engineer and appreciate the cleaner experience on Marcus than CIT.
Another subjective thing is Marcus took my ~5m to have money accruing interest in my account vs CIT having technical difficulties during login. I'm not sure any other person's experience with CIT opening, but I had to call in for a technical problem faced and the only solution was to call per the error code on my application. So, sure, maybe not everyone's experience, but it happened to me and it did not happen to me with Marcus.
For the referral, as also stated, you only can do it 5x/year for the 15month bump. I don't care and already have that.. I was merely offering help in case my SD friend didn't have anyone already signed up and able to refer them so they can earn the 1% extra. Not "obviously trying to push" anything on anyone.
Was merely trying to help with answering "has anyone heard of them" by sharing my personal experience with CIT.
And you don't seem to understand the term handout
Ditto, some people don't understand the concept of say house sales or getting the estate from the death of a family member. 🤷 ♂️
EARN $200 DEPOSIT $10,000
EARN $500 DEPOSIT $30,000
EARN $1,000 DEPOSIT $75,000
EARN $1,500 DEPOSIT:$200,000
EARN $2,000 DEPOSIT:$300,000
It is being marketed at 4.88% APY on weekly basis.
I couldn't find much info from their documentation, if it's consistent, likely-going-forward?
Anyone know if it's better than savings account rate, use it as long they offer?
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It is being marketed at 4.88% APY on weekly basis.
I couldn't find much info from their documentation, if it's consistent, likely-going-forward?
Anyone know if it's better than savings account rate, use it as long they offer?
Question is also about, consistency of this APR?
Appears marketing strategy though
CIT is 4.75%, that's a pretty big difference.
Generally, pulling is cheaper and should be free of cost.
I kept $100k there for 90 days but apparently it was not 90 days it was 90 days after some later date
BBB complaint unanswered for 6+ weeks
I will be closing it and a Cap One CC if they don't make things right (and I do not expect them to)
You're not wrong. But the rich take care of the rich, that's the way they roll until it's everyone off the cliff.
Wow just wow.
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