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Wells Fargo Reflect® Card: Lowest Intro APR for 21 Months
Wells Fargo is offering low intro APR for 21 months from account opening on purchases and qualifying balance transfers with their Reflect® Card. Low annual fee.
Card Features:
Rates and Fees
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Card Features:
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74%, or 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min $5.
- $0 Annual Fee.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
Rates and Fees
Slickdeals may be compensated by Wells Fargo
Created 05-03-2023
at 10:00 AM
by EfficientGame645 | Staff
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20 Comments
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Navy Federal Credit Union Platinum Credit Card will give you 0% balance transfer fee and only 0.99% APR for 12 months.
I'm seeing US Bank Visa Platinum card reviewed as 3% balance transfer fee and 0% APR for 18 months, however it looks like they may have updated the terms to exactly match the Wells Fargo card. Either way it's an alternative to consider.
For specific purchases you may want to check if any of your current cards will offer you 0% promotions. For example I found that my Chase card offered me 24 months 0% APR with no fees on a recent large purchase.
This is what I am seeing. If the 3% applies to BT for the same 21 billing cycles at the beginning. U.S Bank would be a better option than Wells Fargo.
WF rep. recommended manual underwriting then a product switch if I didn't get approved. Welp...I requested manual underwriting but still got declined (heard back the same day). I called the next day for the product switch and they then said that the Reflect and Autograph cannot be switched but WF Active Cash card could. I already have that card and am well past the promo period so that doesn't help.
Writing this to give you guys some insight. Hope it helps.
TLDR: if you want the new card for BT, apply for the Autopgraph FIRST.
interest is unmatched
I wouldn't sing up for anything Wells Fargo - although I wouldn't put it past them to sign me up without my asking LOL...
I have one card from them and I'd say the limit is relatively high, but beat by all my amex cards and one of my citi cards.
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Oh what citi card was it?
Their thank you card I believe.
bank of america
multiple more reputable places to do business with...