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Edited June 16, 2023
at 09:39 AM
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CIT Bank our partner, offers the following benefits with their
Platinum Savings account.
- Must have a minimum daily balance of $5000 to earn 4.85% APY
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured
- *See site for details
Slickdeals may be compensated by CIT Bank
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But yes, it should.
There is a massive degree of variability with this one area. I've found Marcus to be amongst the best as far as response times and instantly giving you interest on deposits, but their rates aren't anywhere near as high as some of these other ones.
I've heard good things about ALLY, although i haven't personally tried it. I'm on the fence about CFG, and I won't use UFB.
Right now most CDs don't offer better rates than HYSA. That hasn't been the case in the past but right now, they're pretty much the same rates.
In my case, I have a dozen or so savings accounts. If I really needed money now and didn't have enough in checking, I'd go with one I knew had quick transfers (like SoFi which is usually less than 24 hours and even faster than my Marcus account has been). But for the larger chunk of savings, I'll keep it in the account with the highest interest rate, which is Primis Bank with 5.10% APY right now.
I am looking to lock in rates now for a couple of years. few months doesnt do much good for me.
Got a Morgan Stanley 4 year CD,
5% year 1 and 2
5.25% year 3
5.5% year 4
$100k min
AVG= 5.1875% over 4 years
Do you have to buy this directly from Morgan Stanley?
tldr: if you have a Platinum Savings account with them already you don't need to do anything to get the new interest rate.
Log in to your Schwab account on the Schwab website.
Click on the "Trade" tab in the top navigation menu.
From the dropdown menu, select "Bonds".
In the new page, click on "Treasury Auctions".
You will be presented with a list of upcoming Treasury auctions. Find the T-bill that you want to buy and click on its symbol or name.
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I am looking to lock in rates now for a couple of years. few months doesnt do much good for me.
Got a Morgan Stanley 4 year CD,
5% year 1 and 2
5.25% year 3
5.5% year 4
$100k min
AVG= 5.1875% over 4 years
Did they give you 5.15% ? I was just notified last week they went up to 5.10% Wonder if their customer selecting?
https://www.newtekbank.
what to do after 3 months to keep it going?
Can you give me a quick help how do I calculate return on this quote. Let's say I invest 1k
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-dad with new baby with no time, thanks!
Try this: https://youtu.be/rFuiC-UNeMc