Chase Cardholders: Ultimate Rewards Gift Card Redemption Discounts: Apple
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Chase is offering its Cardholders: Redeem Ultimate Rewards Points on Select Gift Cards and get up to 15% off as listed below.
Thanks to community member jaav0229 for sharing this deal.
Note, log in to your Chase account and navigate to the Chase Ultimate Rewards Dashboard. Click on 'Gift Cards' to view the discounts listed below and to redeem available points for discounted gift cards (physical or digital).
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
To any newbies to the points game, redeeming your points for gift cards, physical items, or even statement credit is a poor use of points.
This is effectively 1.15 cents per point value (plus buying an apple product at MSRP), whereas flights or hotels, you can get ~1.8 cents per point valuation
Uhm, isn't 'Pay yourself back' better value?
Travel partners point transfer.
My First Class United flight from San Diego to Geneva was 70k points for a $3,500 flight. Effectively 5 cents per point.
With this redemption on Apple, 70k points will get you an 11" iPad Pro or effectively $805.00.
A poor example if you don't travel and love electronics but, essentially, you get more bang for your buck when you redeem for travel.
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Thanks OP. Redeemed my new credit card opening bonus on this.
To any newbies to the points game, redeeming your points for gift cards, physical items, or even statement credit is a poor use of points.
This is effectively 1.15 cents per point value (plus buying an apple product at MSRP), whereas flights or hotels, you can get ~1.8 cents per point valuation
To any newbies to the points game, redeeming your points for gift cards, physical items, or even statement credit is a poor use of points.
This is effectively 1.15 cents per point value (plus buying an apple product at MSRP), whereas flights or hotels, you can get ~1.8 cents per point valuation
How so?
I've tried a couple of searches comparing Chase rewards to Google flights, and I haven't found a lower price on chase compared to Google. On the opposite, Chase doesn't show all airlines and the prices are slightly higher than google flights
I've tried a couple of searches comparing Chase rewards to Google flights, and I haven't found a lower price on chase compared to Google. On the opposite, Chase doesn't show all airlines and the prices are slightly higher than google flights
Travel partners point transfer.
My First Class United flight from San Diego to Geneva was 70k points for a $3,500 flight. Effectively 5 cents per point.
With this redemption on Apple, 70k points will get you an 11" iPad Pro or effectively $805.00.
A poor example if you don't travel and love electronics but, essentially, you get more bang for your buck when you redeem for travel.
My First Class United flight from San Diego to Geneva was 70k points for a $3,500 flight. Effectively 5 cents per point.
With this redemption on Apple, 70k points will get you an 11" iPad Pro or effectively $805.00.
A poor example if you don't travel and love electronics but, essentially, you get more bang for your buck when you redeem for travel.
True - But you've got to deal with Chase Travel, and they SUCK SO BAD!!! I'm a firm believer in not using 3rd parties to book travel, booking direct always gives you more flexibility and leverage if/when your plans change.
True - But you've got to deal with Chase Travel, and they SUCK SO BAD!!! I'm a firm believer in not using 3rd parties to book travel, booking direct always gives you more flexibility and leverage if/when your plans change.
Read the post. I said TRANSFER to travel partners, NOT use the Chase Travel Portal.
True - But you've got to deal with Chase Travel, and they SUCK SO BAD!!! I'm a firm believer in not using 3rd parties to book travel, booking direct always gives you more flexibility and leverage if/when your plans change.
This is incorrect. Transfer the points to a partner. Deal with airline directly using the airline rewards program and points.
I do this all the time. Best bang for your buck will be first/business class international flights. If you primarily fly domestically and don't want to spend on business class, I tend to use southwest. Your points are only worth 1.5cents but flying southwest is very simple, no crazy fees, and I have a ton of options as I'm near a hub.
So you must use UR points to get 15% off. Why is it good when you can buy 15% itune cards using CC and gain more UR pts that way and spend it on travel booking?!?
So you must use UR points to get 15% off. Why is it good when you can buy 15% itune cards using CC and gain more UR pts that way and spend it on travel booking?!?
Our community has rated this post as helpful. If you agree, why not thank Tokar
06-05-2023 at 08:59 AM.
Quote
from slimwantsfat
:
So you must use UR points to get 15% off. Why is it good when you can buy 15% itune cards using CC and gain more UR pts that way and spend it on travel booking?!?
Where are you buying iTunes cards 15% off?
Some people don't travel, for one. And for those who do and only want Main Cabin not Business/First Class (i.e. more quantity of flights and not quality of a single flight), the added bonus isn't substantial (1 mile on Delta, United, JetBlue is between $0.011 and $0.012).
If you have 10,000 URs, it is essentially $117.64 in Apple GC value.
If you transfer those 10,000 UR to Delta/United/JetBlue the value is somewhere between $110-$120 for Main Cabin tickets.
I only got that offer twice right after I got the card. There is no more pay yourself back offer after that so I supposed it is only good for new account.
While that's certainly true- Chase is not necessarily the best rewards system to be involved in if that is true for a given person.
Freedom Flex and maybe Ink Cash are really the only worthwhile cards for someone who is a non-traveller/cash back person.
Probably a Citi custom cash plus a few BoA cards if you can get plat honors status is your best bet for cash back in most cases
Quote
from Tokar
:
Some people don't travel, for one. And for those who do and only want Main Cabin not Business/First Class (i.e. more quantity of flights and not quality of a single flight), the added bonus isn't substantial (1 mile on Delta, United, JetBlue is between $0.011 and $0.012).
>2 cents a point at Hyatt though.
And other airlines are also north of the values you give for those 3, especially if you leverage some sweet spot partner awards....yes even in main cabin (and especially in cases where you can avoid certain taxes/fuel surcharges with award seats)
My First Class United flight from San Diego to Geneva was 70k points for a $3,500 flight. Effectively 5 cents per point.
With this redemption on Apple, 70k points will get you an 11" iPad Pro or effectively $805.00.
A poor example if you don't travel and love electronics but, essentially, you get more bang for your buck when you redeem for travel.
Transferring to a travel partner is probably the best bang for your points, but that only applies if you have certain Chase cards that allow that. I don't think Chase Freedom cards allow you to do point transfers to travel partners.
Transferring to a travel partner is probably the best bang for your points, but that only applies if you have certain Chase cards that allow that. I don't think Chase Freedom cards allow you to do point transfers to travel partners.
Correct, you need a paid chase card for transfers. For most people the CSR is the best option as even reasonable use of a decent % of its benefits easily offset/make profitable the annual fee... example:
$550 annual fee
Minus
$20- 1/5th of the TSA/GE credit you use every 5 years
$300 travel credit that works on nearly anything vaguely travel related, even parking
$180 in $15/mo instacart credits
$99 Free Instacart plus membership
Free Dashpass ($100/yr) and $5/mo Doordash credits
So you're already at $209 PROFIT before you've looked at any of the other perks like:
Free priority pass access to airport lounges for you and 2 guests- and $56 credit per visit for you one guest at a couple dozen airport restaurants
Free primary rental car insurance (Amex gets like $25 per rental for this)
$10/mo Gopuff credit (this is more niche since it's usually only available in/near decent sized cities
$199/yr lyft pink membership (though I value this one a lot less than MSRP)
1.5 cents value in the travel portal for the rare cases the portal is better than point transfers (Southwest airlines being the most prominent example of this)-- also 1.5 cents for apple products a couple times a year BTW
3x on travel and restaurant spend (10x through the portal)
Plus the various travel/purchase protection perks... and of course the super valuable ability to transfer points to airlines... (and several times a year there's transfer bonuses too)
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This is effectively 1.15 cents per point value (plus buying an apple product at MSRP), whereas flights or hotels, you can get ~1.8 cents per point valuation
My First Class United flight from San Diego to Geneva was 70k points for a $3,500 flight. Effectively 5 cents per point.
With this redemption on Apple, 70k points will get you an 11" iPad Pro or effectively $805.00.
A poor example if you don't travel and love electronics but, essentially, you get more bang for your buck when you redeem for travel.
Sign up for a Slickdeals account to remove this ad.
To any newbies to the points game, redeeming your points for gift cards, physical items, or even statement credit is a poor use of points.
This is effectively 1.15 cents per point value (plus buying an apple product at MSRP), whereas flights or hotels, you can get ~1.8 cents per point valuation
This is effectively 1.15 cents per point value (plus buying an apple product at MSRP), whereas flights or hotels, you can get ~1.8 cents per point valuation
I've tried a couple of searches comparing Chase rewards to Google flights, and I haven't found a lower price on chase compared to Google. On the opposite, Chase doesn't show all airlines and the prices are slightly higher than google flights
I've tried a couple of searches comparing Chase rewards to Google flights, and I haven't found a lower price on chase compared to Google. On the opposite, Chase doesn't show all airlines and the prices are slightly higher than google flights
Travel partners point transfer.
My First Class United flight from San Diego to Geneva was 70k points for a $3,500 flight. Effectively 5 cents per point.
With this redemption on Apple, 70k points will get you an 11" iPad Pro or effectively $805.00.
A poor example if you don't travel and love electronics but, essentially, you get more bang for your buck when you redeem for travel.
My First Class United flight from San Diego to Geneva was 70k points for a $3,500 flight. Effectively 5 cents per point.
With this redemption on Apple, 70k points will get you an 11" iPad Pro or effectively $805.00.
A poor example if you don't travel and love electronics but, essentially, you get more bang for your buck when you redeem for travel.
Read the post. I said TRANSFER to travel partners, NOT use the Chase Travel Portal.
This is incorrect. Transfer the points to a partner. Deal with airline directly using the airline rewards program and points.
I do this all the time. Best bang for your buck will be first/business class international flights. If you primarily fly domestically and don't want to spend on business class, I tend to use southwest. Your points are only worth 1.5cents but flying southwest is very simple, no crazy fees, and I have a ton of options as I'm near a hub.
Sign up for a Slickdeals account to remove this ad.
$100.00 = 8500 points. Thus 1 point = $0.011764.
Our community has rated this post as helpful. If you agree, why not thank Tokar
Some people don't travel, for one. And for those who do and only want Main Cabin not Business/First Class (i.e. more quantity of flights and not quality of a single flight), the added bonus isn't substantial (1 mile on Delta, United, JetBlue is between $0.011 and $0.012).
If you have 10,000 URs, it is essentially $117.64 in Apple GC value.
If you transfer those 10,000 UR to Delta/United/JetBlue the value is somewhere between $110-$120 for Main Cabin tickets.
The only category I've had in recent months for pay yourself back is Select Charities. Patiently waiting for new categories to show up here
While that's certainly true- Chase is not necessarily the best rewards system to be involved in if that is true for a given person.
Freedom Flex and maybe Ink Cash are really the only worthwhile cards for someone who is a non-traveller/cash back person.
Probably a Citi custom cash plus a few BoA cards if you can get plat honors status is your best bet for cash back in most cases
And other airlines are also north of the values you give for those 3, especially if you leverage some sweet spot partner awards....yes even in main cabin (and especially in cases where you can avoid certain taxes/fuel surcharges with award seats)
My First Class United flight from San Diego to Geneva was 70k points for a $3,500 flight. Effectively 5 cents per point.
With this redemption on Apple, 70k points will get you an 11" iPad Pro or effectively $805.00.
A poor example if you don't travel and love electronics but, essentially, you get more bang for your buck when you redeem for travel.
Sign up for a Slickdeals account to remove this ad.
Correct, you need a paid chase card for transfers. For most people the CSR is the best option as even reasonable use of a decent % of its benefits easily offset/make profitable the annual fee... example:
$550 annual fee
Minus
$20- 1/5th of the TSA/GE credit you use every 5 years
$300 travel credit that works on nearly anything vaguely travel related, even parking
$180 in $15/mo instacart credits
$99 Free Instacart plus membership
Free Dashpass ($100/yr) and $5/mo Doordash credits
So you're already at $209 PROFIT before you've looked at any of the other perks like:
Free priority pass access to airport lounges for you and 2 guests- and $56 credit per visit for you one guest at a couple dozen airport restaurants
Free primary rental car insurance (Amex gets like $25 per rental for this)
$10/mo Gopuff credit (this is more niche since it's usually only available in/near decent sized cities
$199/yr lyft pink membership (though I value this one a lot less than MSRP)
1.5 cents value in the travel portal for the rare cases the portal is better than point transfers (Southwest airlines being the most prominent example of this)-- also 1.5 cents for apple products a couple times a year BTW
3x on travel and restaurant spend (10x through the portal)
Plus the various travel/purchase protection perks... and of course the super valuable ability to transfer points to airlines... (and several times a year there's transfer bonuses too)