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Its one of those things. If you know, you know. Easy money.
That's B.S. Wifey and I apply for at least 6-8 cc's/year and our credit rating is around 830/ea. Applying for a cc makes a tiny hit to your cc rating which goes away pretty quickly.
If your credit rating is so bad that your worried about this, then you have bigger financial problems to solve.
The amount of new accounts opened per year is only a small percentage of the overall credit formula. The majority of your score is based on you debt to income ratio. I open around 4 cards per year and sit around 790-810 credit score. That is still in the range to get the best available interest rates.
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How quickly can we apply, get approved, get $200, then cancel?
approval decision is instant, once approved the $200 GC is deposited into your payments.
As for cancelling, you'd obviously have to wait until the physical card arrives so that takes 1-2 weeks.
Keep in mind, it hurts your credit score to do that, there's no annual fee and there's always good deals for Prime Visa members so not sure why you wouldn't want to keep it.
approval decision is instant, once approved the $200 GC is deposited into your payments.
As for cancelling, you'd obviously have to wait until the physical card arrives so that takes 1-2 weeks.
Keep in mind, it hurts your credit score to do that, there's no annual fee and there's always good deals for Prime Visa members so not sure why you wouldn't want to keep it.
It does not hurt your credit score to immediately cancel a card. The only impact to your credit score would be the inquiry (whether you cancelled immediately or not).
I applied two days back for this card. Upon approval, the gift card is added instantly and also the card is added in your payments. Physical card will arrive through mail.
approval decision is instant, once approved the $200 GC is deposited into your payments.
As for cancelling, you'd obviously have to wait until the physical card arrives so that takes 1-2 weeks.
Keep in mind, it hurts your credit score to do that, there's no annual fee and there's always good deals for Prime Visa members so not sure why you wouldn't want to keep it.
Thinking the "cancel" question here is related to PRIME, like you cancel once your order ships
approval decision is instant, once approved the $200 GC is deposited into your payments.
As for canceling, you'd obviously have to wait until the physical card arrives so that takes 1-2 weeks.
Keep in mind, it hurts your credit score to do that, there's no annual fee and there's always good deals for Prime Visa members so not sure why you wouldn't want to keep it.
The approval isn't always instant....they called me to verify, I wasn't available to talk to. They never called again, and denied the application.
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If your credit rating is so bad that your worried about this, then you have bigger financial problems to solve.
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no annual fee, card issued by Chase Bank.
"No annual credit card fee plus no foreign transaction fees†"
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As for cancelling, you'd obviously have to wait until the physical card arrives so that takes 1-2 weeks.
Keep in mind, it hurts your credit score to do that, there's no annual fee and there's always good deals for Prime Visa members so not sure why you wouldn't want to keep it.
This is one of the few free CC still offering extended warranty on purchases
As for cancelling, you'd obviously have to wait until the physical card arrives so that takes 1-2 weeks.
Keep in mind, it hurts your credit score to do that, there's no annual fee and there's always good deals for Prime Visa members so not sure why you wouldn't want to keep it.
This is one of the few free CC still offering extended warranty on purchases
As for cancelling, you'd obviously have to wait until the physical card arrives so that takes 1-2 weeks.
Keep in mind, it hurts your credit score to do that, there's no annual fee and there's always good deals for Prime Visa members so not sure why you wouldn't want to keep it.
Sign up for a Slickdeals account to remove this ad.
As for canceling, you'd obviously have to wait until the physical card arrives so that takes 1-2 weeks.
Keep in mind, it hurts your credit score to do that, there's no annual fee and there's always good deals for Prime Visa members so not sure why you wouldn't want to keep it.