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Its one of those things. If you know, you know. Easy money.
That's B.S. Wifey and I apply for at least 6-8 cc's/year and our credit rating is around 830/ea. Applying for a cc makes a tiny hit to your cc rating which goes away pretty quickly.
If your credit rating is so bad that your worried about this, then you have bigger financial problems to solve.
The amount of new accounts opened per year is only a small percentage of the overall credit formula. The majority of your score is based on you debt to income ratio. I open around 4 cards per year and sit around 790-810 credit score. That is still in the range to get the best available interest rates.
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Amazon store card or this chase prime card better benefit? I got amazon store card for last 5 years and just opened this chase card. Should I keep them both or cancel one of them? Anyone Please help
After finishing applying, got a message "They will think about it". Then they gave me a call for submitting document to verify my birthday and address. I finished uploading the driver license id. Now wait for 2 weeks that's what they said. Do I need to call them?
OMG, who applies for for than 5 cards in two years anyway???
Travel hackers who pay close to nothing for travel. I'm not one but I usually get about $5,000 in travel for every CC. So this Amazon card is not worth it for me at $200
i didn't get an instant decision need feather review I thought it meant declined then like an hour later email said approved limit $4000 signed into my chase account limit is $9000 lol.
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If your credit rating is so bad that your worried about this, then you have bigger financial problems to solve.
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But this one you don't have to spend anything.
Travel hackers who pay close to nothing for travel. I'm not one but I usually get about $5,000 in travel for every CC. So this Amazon card is not worth it for me at $200
Curious but would the 5% bonus work for Amazon.jp as well?
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They really need to teach people about credit scores in school.
-670 credit score
- $90,000 total debt ( loans, car, business)
- annual income of $41500
Credit limit $9000
It earns only 3% once transferred to new account
Interesting username - is that your social plus bday?
Interesting username - is that your social plus bday?
Well, that is the way it is with my card right now
Yes
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