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Capital One Venture: 100,000 Point Bonus

+13 Deal Score
33,374 Views
Capital One Venture is offering 100,000 miles after $5,000 in spend within the first three months, use this link [capitalone.com] to apply
  • $95 annual fee; fee is not waived the first year
  • Capital One Lounge and lounge network benefits
  • Card earns 2x points everywhere (the equivalent of 2% everywhere)
  • Card earns 5x points on hotels and rental cars booked through Capital One Travel
  • Card earns 5x points per dollar on Turo car rentals through 5/16/23
  • No foreign transaction fees
  • Visa Signature benefits
  • Receive up to a $100 credit for Global Entry or TSA PreCheck
Important reminder for application:
Please use Captial One pre-approval check tool to determine if you are at an excellent level of credit. Credit Karma can also tell you if you have better chance to get this card. Remember, this application will get you 3 hard pulls! If you do not have an excellent credit level, it would be better not to do the application. You can freeze your Experian credit report before the application so you will only get two hard pulls.
The profiles of successful applicants:
  • you have an average credit history longer than 20 years and a high credit score, even though you have many credit cards so far
  • you have an average credit history longer than 7 years and have many cards, but have fewer than 3 new credit cards open in the past two years.
  • you have a short credit history of 3 years around (or more), longer than 2 years at least, and have very few (less than 3) credit cards open, less than 3, or fewer than 3 new credit cards open in the past two years.
Many people with over 800 credit scores still get rejected due to too many credit accounts being open. Many people with 750+ credit scores but too many credit accounts open (more than 6), even if less than 3 new credits open in the past 2 years, still get rejected. If the Capital One pre-approval tool does not show you an excellent level, which usually shows you an option of Venture or VentureOne or Venture X to apply, you have a very limited chance to get approved.

https://applynow.capitalone.com/?productId=23317
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Deal
Score
+13
33,374 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Nov 2014
New User
> bubble2 7 Posts
10 Reputation
atlasica
07-07-2023 at 01:59 AM.
07-07-2023 at 01:59 AM.
Quote from Talk4DJ :
Woah. How many hard pulls did CO do? I want to give it a try as well.

Got a pull on each of the three credit bureaus
Reply
Joined Nov 2014
L4: Apprentice
> bubble2 417 Posts
18 Reputation
snowyflake
07-07-2023 at 02:02 AM.
07-07-2023 at 02:02 AM.
Quote from atlasica :
Got a pull on each of the three credit bureaus

Darn, was hoping they wouldn't since you have Venture X. Oh well, thank you for confirming.
Reply
Joined Jul 2006
L10: Grand Master
> bubble2 8,348 Posts
4,296 Reputation
fbueller
07-07-2023 at 02:19 AM.
07-07-2023 at 02:19 AM.
Need info on redemptions. 1:1 points to cents on direct travel purchase redemptions? What airline partners? What's the miles xfer rate to the partners?

100,000 miles is useless if the redemption is crap.
1
Reply
Joined Nov 2016
L4: Apprentice
> bubble2 490 Posts
29 Reputation
RmdR
07-07-2023 at 02:47 AM.
07-07-2023 at 02:47 AM.
I applied for this card last week, will they match the offer?
Reply
Joined Dec 2008
L5: Journeyman
> bubble2 969 Posts
450 Reputation
pirezza
07-07-2023 at 02:54 AM.
07-07-2023 at 02:54 AM.
Most transfers are 1:1 so for most practical purposes 100K points = $1000.

On a $95 card, that is a HUGE bonus. Stop bitching about the redemption value.
1
Reply
Joined Feb 2007
L5: Journeyman
> bubble2 528 Posts
241 Reputation
SDJunkie76
07-07-2023 at 03:03 AM.
07-07-2023 at 03:03 AM.
Quote from dshoppr :
Its dead last week.

Tried to find the offer for VentureX but couldn't. Was it for 100k points?
Reply
Last edited by SDJunkie76 July 7, 2023 at 03:14 AM.
Joined Apr 2016
L3: Novice
> bubble2 176 Posts
94 Reputation
djjigga
07-07-2023 at 03:33 AM.
07-07-2023 at 03:33 AM.
The lounge access is just 2 complimentary
Reply

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Joined Oct 2009
L4: Apprentice
> bubble2 402 Posts
362 Reputation
asdfsdf
07-07-2023 at 04:22 AM.
07-07-2023 at 04:22 AM.
Thank you! Was waiting for this on the Venture X but this is even better with the lower spending requirement. Will just upgrade to X later to avoid pulls
Reply
Joined Feb 2006
L9: Master
> bubble2 4,034 Posts
787 Reputation
Zerosvn
07-07-2023 at 04:28 AM.
07-07-2023 at 04:28 AM.
Quote from djjigga :
The lounge access is just 2 complimentary
That sucks. Killed the deal for me.
Reply
Last edited by Zerosvn July 7, 2023 at 04:51 AM.
Joined Aug 2008
L4: Apprentice
> bubble2 478 Posts
81 Reputation
busterjonez
07-07-2023 at 04:47 AM.
07-07-2023 at 04:47 AM.
Approval within seconds, thank you OP

It was incredibly quick and easy to get this done, looking for the new card
Reply
Joined Jan 2008
L4: Apprentice
> bubble2 481 Posts
215 Reputation
Cheesecycle
07-07-2023 at 04:48 AM.
07-07-2023 at 04:48 AM.
Will it affect a pre-approval to have my credit frozen with all three bureaus or does that only matter for an actual application?
Reply
Last edited by Cheesecycle July 7, 2023 at 04:59 AM.
Joined May 2015
L3: Novice
> bubble2 216 Posts
96 Reputation
ckproton
07-07-2023 at 05:02 AM.
07-07-2023 at 05:02 AM.
Does capital one count business cards in 5/24 rule? I recently opened chase ink and amex blue within last month
Reply
Joined Nov 2011
L2: Beginner
> bubble2 91 Posts
10 Reputation
Gs-F
07-07-2023 at 05:37 AM.
07-07-2023 at 05:37 AM.
Approved instantly. Thanks OP!
Reply
Joined Feb 2007
L5: Journeyman
> bubble2 528 Posts
241 Reputation
SDJunkie76
07-07-2023 at 05:45 AM.
07-07-2023 at 05:45 AM.
Quote from asdfsdf :
Thank you! Was waiting for this on the Venture X but this is even better with the lower spending requirement. Will just upgrade to X later to avoid pulls

Do Venture and VentureX points have same weightage? Is upgrade as easy? Want to use the hard pull on the right card.
Reply

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Joined Jan 2019
L4: Apprentice
> bubble2 459 Posts
34 Reputation
VictorB6150
07-07-2023 at 05:46 AM.
07-07-2023 at 05:46 AM.
Quote from wolfort515 :
I have Amex platinum+CSR+Bonvoy Brilliant, I never had a single late payment. FICO 820+, Still being declined by Capital one. I regret that I wasted my time on applying and one hard pull.

Save your time and don't waste your hard pull.

Could you avoid the fee on the Amex tpc? Thanks
Reply
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