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Capital One Venture: 100,000 Point Bonus

+13 Deal Score
33,374 Views
Capital One Venture is offering 100,000 miles after $5,000 in spend within the first three months, use this link [capitalone.com] to apply
  • $95 annual fee; fee is not waived the first year
  • Capital One Lounge and lounge network benefits
  • Card earns 2x points everywhere (the equivalent of 2% everywhere)
  • Card earns 5x points on hotels and rental cars booked through Capital One Travel
  • Card earns 5x points per dollar on Turo car rentals through 5/16/23
  • No foreign transaction fees
  • Visa Signature benefits
  • Receive up to a $100 credit for Global Entry or TSA PreCheck
Important reminder for application:
Please use Captial One pre-approval check tool to determine if you are at an excellent level of credit. Credit Karma can also tell you if you have better chance to get this card. Remember, this application will get you 3 hard pulls! If you do not have an excellent credit level, it would be better not to do the application. You can freeze your Experian credit report before the application so you will only get two hard pulls.
The profiles of successful applicants:
  • you have an average credit history longer than 20 years and a high credit score, even though you have many credit cards so far
  • you have an average credit history longer than 7 years and have many cards, but have fewer than 3 new credit cards open in the past two years.
  • you have a short credit history of 3 years around (or more), longer than 2 years at least, and have very few (less than 3) credit cards open, less than 3, or fewer than 3 new credit cards open in the past two years.
Many people with over 800 credit scores still get rejected due to too many credit accounts being open. Many people with 750+ credit scores but too many credit accounts open (more than 6), even if less than 3 new credits open in the past 2 years, still get rejected. If the Capital One pre-approval tool does not show you an excellent level, which usually shows you an option of Venture or VentureOne or Venture X to apply, you have a very limited chance to get approved.

https://applynow.capitalone.com/?productId=23317
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Deal
Score
+13
33,374 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined May 2010
L6: Expert
> bubble2 1,242 Posts
24 Reputation
coolblue001
07-07-2023 at 05:48 AM.
07-07-2023 at 05:48 AM.
Quote from Ferengi :
They have a tool to check if you're pre-approved or not without being pulled (Of course you can still be declined anyway but might save you a pull next time)
Hi, Do you have the tool link to check before applying?
Reply
Joined Jul 2016
New User
> bubble2 3 Posts
10 Reputation
cmitch4994
07-07-2023 at 05:50 AM.
07-07-2023 at 05:50 AM.
Quote from wolfort515 :
I have Amex platinum+CSR+Bonvoy Brilliant, I never had a single late payment. FICO 820+, Still being declined by Capital one. I regret that I wasted my time on applying and one hard pull.

Save your time and don't waste your hard pull.

They suck
I have an 840 credit score and I was denied as well
Reply
Joined Mar 2006
L8: Grand Teacher
> bubble2 3,243 Posts
709 Reputation
henny
07-07-2023 at 06:15 AM.
07-07-2023 at 06:15 AM.
Quote from ckproton :
Does capital one count business cards in 5/24 rule? I recently opened chase ink and amex blue within last month
Chase doesn't report bus. card openings so no impact to 5/24.

But Cap One will reject you even if you're 0/24 if you have too many open accounts.

Chase Ink is easier to get IMHO. I'd rather get a hard pull for a card I'm likely to be approved for than waste one with CO.
Reply
Last edited by henny July 7, 2023 at 06:20 AM.
Joined Nov 2021
L2: Beginner
> bubble2 51 Posts
15 Reputation
PurpleMagic
07-07-2023 at 06:20 AM.
07-07-2023 at 06:20 AM.
Quote from Ferengi :
They have a tool to check if you're pre-approved or not without being pulled (Of course you can still be declined anyway but might save you a pull next time)
Thanks for this. Went through the tool and was not pre-approved. Saved me a HP.
Reply
Joined May 2015
L3: Novice
> bubble2 216 Posts
96 Reputation
ckproton
07-07-2023 at 06:22 AM.
07-07-2023 at 06:22 AM.
Quote from henny :
Chase doesn't report bus. card openings so no impact to 5/24.

But Cap One will reject you even if you're 0/24 if you have too many open accounts.

Chase Ink is easier to get IMHO. I'd rather get a hard pull for a card I'm likely to be approved for than waste one with CO.

have one already from chase, might need to wait a little longer before they can give me another business card (wife had to call reconsideration line twice to get her second business card last week).
Reply
Joined May 2015
L3: Novice
> bubble2 216 Posts
96 Reputation
ckproton
07-07-2023 at 06:39 AM.
07-07-2023 at 06:39 AM.
approved instantly. 4 personal cards (1 opened in last 12 months) before this one. I froze experian account before applying, will see if that worked.
Thanks OP.
Reply
Joined Jun 2016
L5: Journeyman
> bubble2 546 Posts
42 Reputation
iboogey99
07-07-2023 at 06:41 AM.
07-07-2023 at 06:41 AM.
Quote from jakelind :
30k limit approved with 830 score

15k approved 630 score
Reply

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Joined Jan 2019
New User
> bubble2 12 Posts
10 Reputation
AndrewT2594
07-07-2023 at 06:51 AM.
07-07-2023 at 06:51 AM.
I have an Airbnb payment due in one week. Does anybody know if they provide digital cards in advance of being mailed the physical card? I'd love to add that $1500 to the $5k spend towards the SUP.
Reply
Joined Oct 2004
L3: Novice
> bubble2 128 Posts
68 Reputation
sduser
07-07-2023 at 07:19 AM.
07-07-2023 at 07:19 AM.
Pro tip: If you apply and get rejected, CO will send you a letter with explanation (via email). If you accidentally left your credit accounts frozen (you can freeze all 3 agencies indefinitely and thaw as needed), DO NOT reapply. Every application that you make is a new, separate one, which DOES count against the CO 1/6 rule.

Instead call 800 625-7866 with the Application ID (in the letter) and try to fix the issue.
Reply
Joined Nov 2013
L2: Beginner
> bubble2 33 Posts
38 Reputation
PaperTiiger
07-07-2023 at 08:31 AM.
07-07-2023 at 08:31 AM.
Dead?
Reply
Joined Apr 2014
L3: Novice
> bubble2 236 Posts
51 Reputation
kjwagener
07-07-2023 at 08:32 AM.
07-07-2023 at 08:32 AM.
Per a few online sources, it sounds like redeeming the miles for travel is by far the best option.

It appears the 2nd best option is to pay for Amazon purchases with them. The ratio should be 1 mile:1 cent. Anyone able to confirm?

Cashback is absolute garbage, and gift cards seem to be below 1:1 as well.
Reply
Joined Apr 2014
L3: Novice
> bubble2 236 Posts
51 Reputation
kjwagener
07-07-2023 at 08:36 AM.
07-07-2023 at 08:36 AM.
Looks dead for me as well.

On their site, I only see a 75k bonus. Why would they kill the deal just several hours after posting it on SD????
Reply
Joined Dec 2008
L5: Journeyman
> bubble2 969 Posts
450 Reputation
pirezza
07-07-2023 at 08:57 AM.
07-07-2023 at 08:57 AM.
Quote from AndrewT2594 :
I have an Airbnb payment due in one week. Does anybody know if they provide digital cards in advance of being mailed the physical card? I'd love to add that $1500 to the $5k spend towards the SUP.

My Venture X didn't get a digital option
Reply
Joined Jan 2019
New User
> bubble2 12 Posts
10 Reputation
AndrewT2594
07-07-2023 at 09:01 AM.
07-07-2023 at 09:01 AM.
Quote from pirezza :
My Venture X didn't get a digital option

Thanks! Sadly doesn't look like it matters since the deal died. Just as I was going to do it during a break at work! Bummer.
Reply

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Joined Jul 2008
L6: Expert
> bubble2 1,829 Posts
285 Reputation
localHero
07-07-2023 at 10:22 AM.
07-07-2023 at 10:22 AM.
So this was a 24hr offer? I was going to see if they'd transfer my new 750 point card to this1000 point offer. Snooze ya lose I guess.
Reply
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