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CIT Bank Platinum Savings: Earn Up to Expired
5.00% APY*
Update: This deal is still available.
CIT Bank our partner, offers the following benefits with their Platinum Savings account.
CIT Bank our partner, offers the following benefits with their Platinum Savings account.
- Must have a minimum daily balance of $5000 to earn 5.05% -> now 5.00% APY
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured
- *See site for details
Original Post
Written by
Edited September 17, 2024
at 02:36 PM
CIT Bank our partner, offers the following benefits with their Platinum Savings account.
- Must have a minimum daily balance of $5000 to earn 4.85% APY
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured
- *See site for details
Created 07-27-2023
at 10:27 AM
by EfficientGame645
in
Financial Tools & Services
(6)
CIT Bank
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View AllCommunity Wiki
Last Edited by Punishark
September 3, 2024
at
11:45 AM
Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance.
APYs — Annual Percentage Yields are accurate as of September 3, 2024:
0.25% APY on balances of $0.01 to $4,999.99;
5.00% APY on balances of $5,000.00 or more.
Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
This post can be edited by most users to provide up-to-date information about developments of this thread based on user responses, and user findings. Feel free to add, change or remove information shown here as it becomes available. This includes new coupons, rebates, ideas, thread summary, and similar items.
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APYs — Annual Percentage Yields are accurate as of September 3, 2024:
0.25% APY on balances of $0.01 to $4,999.99;
5.00% APY on balances of $5,000.00 or more.
Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
This post can be edited by most users to provide up-to-date information about developments of this thread based on user responses, and user findings. Feel free to add, change or remove information shown here as it becomes available. This includes new coupons, rebates, ideas, thread summary, and similar items.
Once a Thread Wiki is added to a thread, "Create Wiki" button will disappear. If you would like to learn more about Thread Wiki feature, click here.
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Featured Comments
UPDATE: As of 06 NOV 23, the app on Android has been updated and reflects a top tier online banking experience. Very happy with the improvements that have been made.
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UFB Direct
If so, which one and do you recommend that migration?
Would it make sense to move my savings from a credit union over to this account?
Ahh I see, it says "Promoted"
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If so, which one and do you recommend that migration?
I have both...but Cit seems slow..your deposit $$ wont show up on your acct more than a week.
If so, which one and do you recommend that migration?
I also have a CD at 5% and now that it's being renewed they are offering 5.30% (for current customers, renewals), so I took it.
Moved a few months ago from Apple GS Savings.
If so, which one and do you recommend that migration?
I've been with Ally for several years and opened a CIT account about 6-7 months ago. In my experience Ally is far more user friendly for regular use but CIT is fine if you just need a place to let money sit. I also have HYSA's with Discover, Capital One, and Sofi and would recommend Sofi if you're looking for something comparable to Ally that also has a little bit better APY.
Ally is still my main account but Sofi is growing on me and I also keep some money parked into my CIT account. I like CIT the least but it's gotten a little better with a recent app update. Transactions are pretty slow with CIT compared to others so the only real reason to be with them in my opinion is the higher rate but an extra 0.5% really isn't a huge difference maker.
UPDATE: As of 06 NOV 23, the app on Android has been updated and reflects a top tier online banking experience. Very happy with the improvements that have been made.
Same here. Seconded. Great bank. Have money with newtek and milli (5.5 percent) but cit has been my favorite so far.
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Ally is still my main account but Sofi is growing on me and I also keep some money parked into my CIT account. I like CIT the least but it's gotten a little better with a recent app update. Transactions are pretty slow with CIT compared to others so the only real reason to be with them in my opinion is the higher rate but an extra 0.5% really isn't a huge difference maker.
SoFi is my Fave. I'm NEVER going to use their mobile deposit however, too many locked account horror stories.