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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
244,457 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+298
244,457 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Dec 2006
L6: Expert
> bubble2 1,366 Posts
220 Reputation
Hirudin
08-23-2023 at 06:41 AM.
08-23-2023 at 06:41 AM.
Quote from joydivision84 :
That sucks man, can they manually apply the promo to your account or anything?
I asked and they said they couldn't apply the code BUT they did make me confident that they would be able to manually give me the $350 later (as long as I call in again).
Reply
Last edited by Hirudin August 23, 2023 at 06:44 AM.
Joined Jan 2010
L5: Journeyman
> bubble2 623 Posts
467 Reputation
paintballer301
08-23-2023 at 09:53 AM.
08-23-2023 at 09:53 AM.
Quote from raks82 :
pushed 2 250 payments from fidelity to cap one on 8/14, still waiting fr bonus, anyone else having this delay?
Same delay here - I sent 2x 251 payments from fidelity on 8/15 and no bonus has come through yet. I called Cap One to confirm that the promo code was applied to my account when I signed up and they said yes. Hopefully it comes through soon....
Reply
Joined Nov 2019
L4: Apprentice
> bubble2 419 Posts
148 Reputation
Knockknock13
08-23-2023 at 09:55 AM.
08-23-2023 at 09:55 AM.
Quote from Knockknock13 :
Got rejected for a 800 credit score and 250k salary
Not sure what qualifies then

Lol even people find it negative for my comment,when i fillup thats what it asked ssn and salary
Reply
Joined Aug 2016
New User
> bubble2 6 Posts
10 Reputation
torm7940
08-23-2023 at 12:08 PM.
08-23-2023 at 12:08 PM.
Quote from zebilmnc :
I got mine within a week of signing up
thanks
Reply
Joined Aug 2004
...
> bubble2 9,774 Posts
5,114 Reputation
JaTaN
08-23-2023 at 01:02 PM.

Our community has rated this post as helpful. If you agree, why not thank JaTaN

08-23-2023 at 01:02 PM.
8/14 Opened account without funding
8/17 $251 Fidelity CMA push
8/17 $251 Fidelity CMA push
8/23 $350 Cha-Ching! New account bonus


Transaction Type: Electronic transfer
Appears on statement as: Deposit from FID BKG SVC LLC MONEYLINE
Memo: MONEYLINE
1
Reply
Joined Feb 2007
L4: Dude
> bubble2 611 Posts
188 Reputation
dave07
08-23-2023 at 01:41 PM.
08-23-2023 at 01:41 PM.
Hey everyone, just here to confirm for Chase checking account users that using Real-time (Instant) transfer when pushing from Chase to the Capital One 360 account works, as well. I wanted to test it out because the verbiage on the promotional page indicated that Real-Time Payments would qualify.
Quote :
A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution.
AUG. 10 - First instant transfer +$250
AUG. 17 - Second instant transfer +$250
AUG. 17 - Direct Deposit of $257 from my employer (only initiated to have my bases covered if the instant transfers did not work)
AUG. 23 - Cha-Ching! New Account bonus (actual description of bonus) +$350

My second direct deposit from my employer is supposed to arrive tomorrow. But I'm glad my bonus arrived sooner than later.
Reply
Joined Aug 2014
L3: Novice
> bubble2 239 Posts
51 Reputation
raks82
08-23-2023 at 02:00 PM.
08-23-2023 at 02:00 PM.
Quote from paintballer301 :
Same delay here - I sent 2x 251 payments from fidelity on 8/15 and no bonus has come through yet. I called Cap One to confirm that the promo code was applied to my account when I signed up and they said yes. Hopefully it comes through soon....
i got the bonus this afternoon! when i checked in the morning, it was not there lol
Reply

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Joined Nov 2015
L9: Master
> bubble2 4,160 Posts
1,572 Reputation
dshoppr
08-23-2023 at 02:17 PM.
08-23-2023 at 02:17 PM.
got the bonus !!!
two chase transfers done last week. received today
Reply
Joined Jun 2019
New User
> bubble2 15 Posts
14 Reputation
sang30
08-23-2023 at 02:19 PM.
08-23-2023 at 02:19 PM.
Just got mine today. Thanks SD
Reply
Joined Oct 2022
New User
> bubble2 8 Posts
14 Reputation
Raoulhunter_1
08-23-2023 at 02:29 PM.
08-23-2023 at 02:29 PM.
I added my capital one account to my PayPal. Then, I sent two slow transfers of $250 from PayPal, one on the 12th and another on the 15th. They were deposited on the 14th and 16th. This afternoon, I got the bonus $350.
Reply
Joined Sep 2011
L3: Novice
> bubble2 290 Posts
88 Reputation
rajch
08-23-2023 at 02:32 PM.
08-23-2023 at 02:32 PM.
Mine is complete opposite experience when transfering from chase while setting up account. I did my initial transfer from chase when i opened account on 8/8 and then did a DD from my employer on 8/9. Still after 14 days i am waiting for bonus. So i called them to confirm if coupon code was applied while opening account and they confirmed that i am eligible for bonus and said my first transfer from chase does not count towards eligible transfers. Anyone else having similar experience as mine?
Reply
Joined Dec 2011
L5: Journeyman
> bubble2 547 Posts
178 Reputation
midorix
08-23-2023 at 02:40 PM.
08-23-2023 at 02:40 PM.
That was very smooth and fast!

8/15 opened capital one account using the SD link above. Already have REI Capital One credit card so this was very simple. "$350 bonus activated" was noted throughout the process.

8/15 Linked capital one account initiated from Wells Fargo checking.

8/16 Transferred the first $250 from Wells Fargo checking (initiated from Wells Fargo)

8/17 Transferred the second $251 from Wells Fargo checking (initiated from Wells Fargo)

8/18 First $250 deposit reflected in Capital One labeled "transfer"

8/21 Second $251 deposit reflected in Capital One labeled "transfer"

8/23 (today) got $350 reflected in Capital One "Cha-Ching! New account bonus".

This is awesome!
Reply
Last edited by midorix August 23, 2023 at 02:45 PM.
Joined Dec 2017
L4: Apprentice
> bubble2 473 Posts
359 Reputation
Joedaddy123
08-23-2023 at 02:46 PM.
08-23-2023 at 02:46 PM.
Push from Schwab checking worked for me
Reply
Joined Jul 2006
L5: Journeyman
> bubble2 899 Posts
1,575 Reputation
Pro
xseanx
08-23-2023 at 02:51 PM.
08-23-2023 at 02:51 PM.
Quote from midorix :
That was very smooth and fast!

8/15 opened capital one account using the SD link above. Already have REI Capital One credit card so this was very simple. "$350 bonus activated" was noted throughout the process.

8/15 Linked capital one account initiated from Wells Fargo checking.

8/16 Transferred the first $250 from Wells Fargo checking (initiated from Wells Fargo)

8/17 Transferred the second $251 from Wells Fargo checking (initiated from Wells Fargo)

8/18 First $250 deposit reflected in Capital One labeled "transfer"

8/21 Second $251 deposit reflected in Capital One labeled "transfer"

8/23 (today) got $350 reflected in Capital One "Cha-Ching! New account bonus".

This is awesome!
Same here, 2nd transfer from chase bank posted on 8/21, got the bonus today, that's fast! Applause
Reply

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Joined Mar 2011
L2: Beginner
> bubble2 71 Posts
18 Reputation
zebilmnc
08-23-2023 at 03:14 PM.
08-23-2023 at 03:14 PM.
Two pushes from Ally on 8/17. Got the bonus today 8/23
Reply
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