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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
252,214 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+298
252,214 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Dec 2011
L7: Teacher
> bubble2 2,088 Posts
776 Reputation
dmoneyownz
09-12-2023 at 07:38 PM.
09-12-2023 at 07:38 PM.
Quote from dmc310 :
Awesome will either do it with WF or PayPal
My cha Ching $350 bonus cleared one day after second Wells Fargo transfer.
Reply
Joined Sep 2009
L5: Journeyman
> bubble2 1,404 Posts
95 Reputation
bargainfinder09
09-12-2023 at 08:23 PM.
09-12-2023 at 08:23 PM.
OK so does anyone know when we can take out the money? I don't mind leaving the account open if that's what it takes
Reply
Last edited by bargainfinder09 September 12, 2023 at 09:08 PM.
Joined Dec 2013
L5: Journeyman
> bubble2 832 Posts
198 Reputation
dmc310
09-12-2023 at 09:25 PM.
09-12-2023 at 09:25 PM.
Quote from dmoneyownz :
My cha Ching $350 bonus cleared one day after second Wells Fargo transfer.

Awesome to hear thanks for the response
Reply
Joined Dec 2017
L2: Beginner
> bubble2 88 Posts
18 Reputation
specialized408
09-13-2023 at 11:15 AM.
09-13-2023 at 11:15 AM.
Quote from bargainfinder09 :
OK so does anyone know when we can take out the money? I don't mind leaving the account open if that's what it takes

No fees and no minimum. Take it out whenever you want.
Reply
Joined Jan 2009
L2: Beginner
> bubble2 58 Posts
11 Reputation
EnRickie
09-13-2023 at 02:02 PM.
09-13-2023 at 02:02 PM.
Quote from dmoneyownz :
My cha Ching $350 bonus cleared one day after second Wells Fargo transfer.

Yep, same here. Just noticed it today and the second deposit was down this past Friday.
Reply
Joined Mar 2005
Renaissance Man
> bubble2 6,392 Posts
1,970 Reputation
PedroR
09-13-2023 at 02:24 PM.
09-13-2023 at 02:24 PM.
Code:
Sep
12
Icon
Cha-Ching! New account bonus
DDA - Bonus 1099INT No Hold
+$350.00
$851.01
Sep
11
Icon
FID BKG SVC LLC
Transfer
+$250.01
$501.01
Sep
05
Icon
FID BKG SVC LLC
Transfer
+$251.00
$251.00
Reply
Joined May 2020
L5: Journeyman
> bubble2 594 Posts
148 Reputation
Pro
PurpleHorn832
09-13-2023 at 03:44 PM.
09-13-2023 at 03:44 PM.
I transferred money from TD bank, it was external transfer issued from TD, took about a week to complete, on Capital One labeled as Transfer, P2P. I wonder if that gets approved. Is there anyone who got their bonus having the same P2P transfer label?
Reply
Last edited by PurpleHorn832 September 13, 2023 at 03:47 PM.

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Joined Sep 2009
L5: Journeyman
> bubble2 1,404 Posts
95 Reputation
bargainfinder09
09-13-2023 at 04:33 PM.
09-13-2023 at 04:33 PM.
Quote from PurpleHorn832 :
I transferred money from TD bank, it was external transfer issued from TD, took about a week to complete, on Capital One labeled as Transfer, P2P. I wonder if that gets approved. Is there anyone who got their bonus having the same P2P transfer label?
Mine from BofA took about 5 days and got labeled P2P on Capital One and I got the bonus.
Reply
Joined Aug 2015
L2: Beginner
> bubble2 63 Posts
26 Reputation
acompressa
09-13-2023 at 06:45 PM.
09-13-2023 at 06:45 PM.
Quote from SonofZeus :
...and you get access to CapOne Shopping portal.
Same question, what do you guys use the portal for? And are you referring to this website capitaloneshopping.com or the capital one shopping browser extension?
Reply
Joined Jan 2013
L7: Teacher
> bubble2 2,590 Posts
486 Reputation
RickC9954
09-13-2023 at 08:07 PM.
09-13-2023 at 08:07 PM.
Quote from Rudrash :
Any reason from PNC? Not a good experience?
Just a series of minor inconveniences that add up over time. There website is archaic, not very intuitive. I have to request a phone passcode every time I log in (anything else I login to will remember my computer). Wife and I get locked out, but using same password on mobile lets us in (even tho we are locked out through the website). Again, just minor things but add up.

We have cycled sign up bonuses over the last few years, from SoFi, Ally, and US Bank. We decided to stop with PNC, but after not enjoying the experience, jumped to CapitalOne.

Speaking of Capital One. We both already received our bonuses. Mine took a few weeks. Wife took an extra week after that, though we both signed up same day (that's fine). Really enjoy the app and website. Will likely stick with this for the foreseeable future.
Reply
Joined Jun 2011
New User
> bubble2 12 Posts
10 Reputation
gyushik323
09-14-2023 at 07:15 AM.
09-14-2023 at 07:15 AM.
Are allotments allowed for the transfer and bonus?
Reply
Joined Oct 2007
L3: Novice
> bubble2 1,028 Posts
387 Reputation
ks_rajesh
09-14-2023 at 08:13 AM.
09-14-2023 at 08:13 AM.
Quote from phutranh :
Just get my bonus. One push transactions from Ally (showed as transfer ) + one direct deposit from payroll. Took 4 business days.
Can you please tell what each of them are labelled as ?
Reply
Joined Mar 2013
L8: Grand Teacher
> bubble2 3,853 Posts
4,689 Reputation
vksduser
09-14-2023 at 02:25 PM.
09-14-2023 at 02:25 PM.
can 16 year old apply for this? anyone know
Reply
Joined Dec 2011
L4: Apprentice
> bubble2 317 Posts
18 Reputation
LeBoom
09-15-2023 at 12:49 AM.
09-15-2023 at 12:49 AM.
2nd deposit was the 13th and still no bonus for me. Hope I'm just a little delayed.
Reply
Last edited by LeBoom September 15, 2023 at 07:56 AM.

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Joined Feb 2023
L6: Expert
> bubble2 1,295 Posts
114 Reputation
oasisallure
09-15-2023 at 07:47 AM.
09-15-2023 at 07:47 AM.
Do I have to keep two $250 DD in the account for 90 days?
Reply
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