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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
252,192 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+298
252,192 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Aug 2011
L3: Novice
> bubble2 259 Posts
42 Reputation
DealInfinity
09-25-2023 at 09:14 PM.
09-25-2023 at 09:14 PM.
Quote from Joeski :
I 2nd this. Did the ACH standard transfer. 2nd deposit cleared on 9/19/23. Received the bonus today!
+3.

09/15: Opened Capone account online. No initial funding.
09/15: Added Capone account as an external bank account at Chase.com
09/15: Initiated external transfer #1 for $251 at Chase.com using standard option. Funds posted to Capone account on 9/18.
09/18: Initiated external transfer #2 for $250 at Chase.com using standard option. Funds posted to Capone account on 9/19
09/25: $350 new account bonus posted to my Capone account

Super easy promotion!

I plan to keep ~100 in my Capone account and pull the remaining $751 in the next couple days. Any issues with this? Are we required to keep the minimum $500 DD and bonus for a certain period of time, before taking it out?
Reply
Joined Nov 2011
L3: Novice
> bubble2 145 Posts
22 Reputation
CoolAndy2000
09-26-2023 at 12:29 PM.
09-26-2023 at 12:29 PM.
eleted
Reply
Last edited by CoolAndy2000 September 26, 2023 at 12:38 PM.
Joined Nov 2011
L3: Novice
> bubble2 145 Posts
22 Reputation
CoolAndy2000
09-27-2023 at 09:14 AM.
09-27-2023 at 09:14 AM.
Quote from DesiDude312 :
+3.

09/15: Opened Capone account online. No initial funding.
09/15: Added Capone account as an external bank account at Chase.com
09/15: Initiated external transfer #1 for $251 at Chase.com using standard option. Funds posted to Capone account on 9/18.
09/18: Initiated external transfer #2 for $250 at Chase.com using standard option. Funds posted to Capone account on 9/19
09/25: $350 new account bonus posted to my Capone account

Super easy promotion!

I plan to keep ~100 in my Capone account and pull the remaining $751 in the next couple days. Any issues with this? Are we required to keep the minimum $500 DD and bonus for a certain period of time, before taking it out?
What does the Memo show in Capital one? I did from my account to spouse's account and it shows P2p
Reply
Joined Dec 2019
New User
> bubble2 9 Posts
10 Reputation
Deal2liv
09-27-2023 at 05:04 PM.
09-27-2023 at 05:04 PM.
Where do we add the bonus code? Wanted to make sure before opening, had some bad experience with other institutions in the past.
Reply
Joined Aug 2011
L3: Novice
> bubble2 259 Posts
42 Reputation
DealInfinity
09-27-2023 at 05:23 PM.
09-27-2023 at 05:23 PM.
Quote from CoolAndy2000 :
What does the Memo show in Capital one? I did from my account to spouse's account and it shows P2p
This is what it is showing.

Transaction Type: Electronic Transfer
Appears on statement as: Deposit from JPMorgan Chase Ext Trnsfr

Memo
Ext Trnsfr
Reply
Joined Aug 2011
L3: Novice
> bubble2 259 Posts
42 Reputation
DealInfinity
09-27-2023 at 05:27 PM.
09-27-2023 at 05:27 PM.
Quote from Deal2liv :
Where do we add the bonus code? Wanted to make sure before opening, had some bad experience with other institutions in the past.
I opened my account via the following link and the bonus promo code "BONUS350" applied automatically for me.

https://www.capitalone.com/bank/bonus350/
Reply
Joined Dec 2019
New User
> bubble2 9 Posts
10 Reputation
Deal2liv
09-27-2023 at 05:54 PM.
09-27-2023 at 05:54 PM.
Quote from DesiDude312 :
I opened my account via the following link and the bonus promo code "BONUS350" applied automatically for me.

https://www.capitalone.com/bank/bonus350/
Dhanyavad
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Joined Jul 2020
New User
> bubble2 11 Posts
10 Reputation
AquaThread943
09-28-2023 at 06:24 PM.
09-28-2023 at 06:24 PM.
Looks like they've extended the deadline to January 9th https://imgur.com/a/PWlkfZB
Reply
Joined Nov 2018
L2: Beginner
> bubble2 36 Posts
14 Reputation
erick7849
09-28-2023 at 07:04 PM.
09-28-2023 at 07:04 PM.
Wife and I opened 2 individual accounts. I set up $250 direct deposits to both accounts through work. To those wondering it was not a problem my name is not on her account. $350 bonus received 2 business days after 2nd direct deposit in both accounts. Thank OP!
Reply
Joined Jun 2013
L2: Beginner
> bubble2 59 Posts
21 Reputation
jamartie
09-28-2023 at 07:21 PM.
09-28-2023 at 07:21 PM.
I received the $350 bonus rather quickly. However I will only be keeping this account for foreign ATM withdrawals. Someone sent me a Zelle payment and it took over 2 weeks to show up. Customer service was slow, hard to understand, and not much help.
Reply
Joined Sep 2007
L2: Beginner
> bubble2 38 Posts
10 Reputation
PattyLee
09-29-2023 at 05:07 AM.
09-29-2023 at 05:07 AM.
I can't possibly read all these comments so forgive me if it's redundant… do "external transfers" from a Wells Fargo checking account-it's done via ACH and works for the bonus - easiest $700 I've ever made.
1
Reply
Joined Jan 2009
L3: Novice
> bubble2 380 Posts
68 Reputation
tommyg562000
09-29-2023 at 08:22 AM.
09-29-2023 at 08:22 AM.
Quote from PattyLee :
I can't possibly read all these comments so forgive me if it's redundant… do "external transfers" from a Wells Fargo checking account-it's done via ACH and works for the bonus - easiest $700 I've ever made.
you could use the search box instead...
Reply
Joined Aug 2011
L3: Novice
> bubble2 244 Posts
68 Reputation
trav123
09-29-2023 at 09:45 AM.
09-29-2023 at 09:45 AM.
Quote from SplendidRecess935 :
I guess I'm not sure what you're asking. To clarify, the balance in my PayPal account was not 0 though. I transferred $510 in from my bank, and then sent over two different transfers of $255.

I went into wallet, clicked my PayPal balance and transferred it to capital one that way. I also see that I could have clicked the send button and went through it that way. I guess I will see. My second transfer went in this morning so I will update if I get the bonus either way. Looks like it is taking about 5 days or so for most. I'll wait maybe a week unless I get it sooner.

Thanks for the input!
Have you received your bonus yet? I also used this method. Just wondering.
Reply
Joined Apr 2011
L4: Apprentice
> bubble2 329 Posts
58 Reputation
dragond
09-29-2023 at 02:02 PM.
09-29-2023 at 02:02 PM.
0.10% APY is a pittance offering for a savings account nowadays. Although for $350 with minimal work isn't bad if only temporary
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Joined Oct 2016
New User
> bubble2 110 Posts
22 Reputation
JorgonVonMuckter
09-29-2023 at 04:28 PM.
09-29-2023 at 04:28 PM.
Quote from dragond :
0.10% APY is a pittance offering for a savings account nowadays. Although for $350 with minimal work isn't bad if only temporary

I am able to overlook this since the $350 bonus on $500 is equivalent to 840% APY for one month. Also this is a checking account, not savings.
Reply
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