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Open a Capital One 360 Checking Account and get a $350 Checking Bonus!

+298 Deal Score
252,192 Views
This is not as good as the BONUS400 from 3 years ago, but this is the best offer we have seen from Capital One to open a 360 checking account.

Earn $350 with 360 Checking

Update (10/29/23): This has been shortened to end on 10/30/23.

Open with code BONUS350 by January 9, 2024 and complete the steps below.

1. Open 360 Checking
Open a new account by January 9, 2024 using the promo code BONUS350.

2. Get direct deposits
Set up and receive at least 2 direct deposits, each of $250 or more, within 75 days of account opening.

3. Bonus time
Your $350 bonus will be deposited into your new account after you complete these steps. See footnotes for timing.

https://www.capitalone.com/bank/bonus350/

Here's the full scoop on how to earn your $350 bonus:

Open a 360 Checking account between 12:00 a.m. ET on August 2, 2023 and 11:59 p.m. ET on January 9, 2024. When you open your account, ensure you enter in the promotional code BONUS350 in the Promo Code box.

Set up and receive at least 2 qualifying direct deposits each of $250 or more to your 360 Checking account within 75 days of account opening. A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside institution. ACH credits or fund transfers initiated via the Capital One website or mobile app and wires are not considered a Qualifying Direct Deposit.

When will I get my bonus?
Your bonus will be deposited into your account within 60 days after you have completed the requirements above. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.

This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Checking account. The amount of your bonus will be reported on IRS form 1099-INT to the IRS (and your state revenue authority, if required).

If you have or had an open 360 Checking, Simply Checking, Total Control Checking or Money Teen Checking account as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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Deal
Score
+298
252,192 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Dec 2013
L5: Journeyman
> bubble2 832 Posts
198 Reputation
dmc310
10-01-2023 at 11:54 AM.
10-01-2023 at 11:54 AM.
Quote from dragond :
0.10% APY is a pittance offering for a savings account nowadays. Although for $350 with minimal work isn't bad if only temporary
Isn't this a checking account tho?
Reply
Joined Apr 2011
L9: Master
> bubble2 4,526 Posts
2,089 Reputation
ThatOneGuyWho1
10-01-2023 at 12:11 PM.
10-01-2023 at 12:11 PM.
Quote from DesiDude312 :
+3.

09/15: Opened Capone account online. No initial funding.
09/15: Added Capone account as an external bank account at Chase.com
09/15: Initiated external transfer #1 for $251 at Chase.com using standard option. Funds posted to Capone account on 9/18.
09/18: Initiated external transfer #2 for $250 at Chase.com using standard option. Funds posted to Capone account on 9/19
09/25: $350 new account bonus posted to my Capone account

Super easy promotion!

I plan to keep ~100 in my Capone account and pull the remaining $751 in the next couple days. Any issues with this? Are we required to keep the minimum $500 DD and bonus for a certain period of time, before taking it out?
Just to be clear to help me, you transferred money from Chase.com to CapitalOne.com both times (transfer was initiated from Chase.com)?
Reply
Joined Oct 2008
L4: Apprentice
> bubble2 333 Posts
31 Reputation
justjeeeeen
10-01-2023 at 08:17 PM.
10-01-2023 at 08:17 PM.
Quote from bargainfinder09 :
Mine from BofA took about 5 days and got labeled P2P on Capital One and I got the bonus.

How did you transfer from BoA? Was it just through zelle?
Reply
Joined Jul 2008
L7: Teacher
> bubble2 2,113 Posts
1,189 Reputation
screenshot
10-02-2023 at 08:31 AM.
10-02-2023 at 08:31 AM.
Quote from ThatOneGuyWho1 :
Just to be clear to help me, you transferred money from Chase.com to CapitalOne.com both times (transfer was initiated from Chase.com)?
I transferred from my Chase to Capital One account and its showing as "instant transfer" on transaction. Is it the same for you also? Thank you.
Reply
Joined Nov 2011
L3: Novice
> bubble2 145 Posts
22 Reputation
CoolAndy2000
10-02-2023 at 10:44 AM.
10-02-2023 at 10:44 AM.
Quote from bargainfinder09 :
Mine from BofA took about 5 days and got labeled P2P on Capital One and I got the bonus.
After how many days you got the bonus? My same transfer got completed on 09/27 (shows P2P) and now waiting for bonus to post.
Reply
Joined Sep 2009
L5: Journeyman
> bubble2 1,404 Posts
95 Reputation
bargainfinder09
10-04-2023 at 09:28 AM.
10-04-2023 at 09:28 AM.
Quote from justjeeeeen :
How did you transfer from BoA? Was it just through zelle?
No, I used bank to bank transfer and chose the 3 day option, not 1 day.
Reply
Joined Sep 2009
L5: Journeyman
> bubble2 1,404 Posts
95 Reputation
bargainfinder09
10-04-2023 at 09:32 AM.
10-04-2023 at 09:32 AM.
Quote from CoolAndy2000 :
After how many days you got the bonus? My same transfer got completed on 09/27 (dfdsfdshows P2P) and now waiting for bonus to post.
1st transfer cleared on September 8th, 2nd transfer cleared on September 11th, then got the bonus the next day, September 12th.
Reply

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Joined Jun 2011
if its Free its for ME!
> bubble2 2,841 Posts
2,379 Reputation
Bad_Boy
10-04-2023 at 09:42 AM.
10-04-2023 at 09:42 AM.
After this deal going popular on tik Tom, don't be surprised if cap1 takes 60 days to post the bonus
Reply
Joined Sep 2023
L2: Beginner
> bubble2 27 Posts
10 Reputation
vincenzothegreat
10-04-2023 at 10:51 AM.
10-04-2023 at 10:51 AM.
Quote from CoolAndy2000 :
After how many days you got the bonus? My same transfer got completed on 09/27 (shows P2P) and now waiting for bonus to post.

I've been waiting 2 weeks
Reply
Joined Nov 2011
L3: Novice
> bubble2 145 Posts
22 Reputation
CoolAndy2000
10-04-2023 at 11:19 AM.
10-04-2023 at 11:19 AM.
Quote from bargainfinder09 :
1st transfer cleared on September 8th, 2nd transfer cleared on September 11th, then got the bonus the next day, September 12th.
Thanks, still waiting.
Reply
Joined Nov 2011
L3: Novice
> bubble2 145 Posts
22 Reputation
CoolAndy2000
10-04-2023 at 11:20 AM.
10-04-2023 at 11:20 AM.
Quote from vincenzothegreat :
I've been waiting 2 weeks
Did yours too posted as P2P?
Reply
Joined Sep 2023
L2: Beginner
> bubble2 27 Posts
10 Reputation
vincenzothegreat
10-05-2023 at 11:31 AM.
10-05-2023 at 11:31 AM.
Quote from CoolAndy2000 :
Did yours too posted as P2P?

I think I messed up by transferring inside Capital One from my institution instead of my financial institution to Capital, it posted as a pre-authorized deposit.
Reply
Joined May 2008
L5: Journeyman
> bubble2 578 Posts
48 Reputation
candyapple1
10-05-2023 at 12:19 PM.
10-05-2023 at 12:19 PM.
I did 2 transfers from PayPal and also 2 transfer from cashapp… still no bonus yet

I wonder if capital one is catching on this issue.
Reply
Joined Nov 2011
L3: Novice
> bubble2 145 Posts
22 Reputation
CoolAndy2000
10-05-2023 at 12:36 PM.
10-05-2023 at 12:36 PM.
It is getting tricky, lets wait and watch. Will update once its posted.
Reply

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Joined Oct 2004
L7: Teacher
> bubble2 2,515 Posts
1,730 Reputation
goirish
10-05-2023 at 12:39 PM.
10-05-2023 at 12:39 PM.
Looks like the offer has been extended to January 9, 2024.
Reply
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