1-Year Quicken Personal Finance (Windows/Mac): Premier $42, Deluxe Expired

A few notes for those looking at this deal:
1. Quicken is the only full featured software for personal finance. Lots of competitors but none with the sheer breadth of what it can do.
2. Intuit no longer owns Quicken.
3. Like all software, it can be buggy at times...however, given its complexity, Quicken does a decent job of keeping it running
4. The mobile companion app is trash. This is best used desktop only.
5. Mac and Windows versions have quite a few feature differences e.g. Windows has RSU support but Mac has dark mode.
6. Since being bought by a private capital firm, Quicken has steadily released new features and bugfixes.
7. Nobody likes SaaS (software as a service) but that is the world we live in today. With this deal (which comes on semifrequently), I spend less than $4/mo. for a piece of software that is VERY useful to me. For those running lifetime license Quicken legacy product and strongly disliking subscription model, I get you, but that is no longer the norm.
8. You cannot use this code to renew a sub more than 6 months out from your current install expiry. Also, retail activation keys have a 2 year limit once created. Quicken is known to waive this in good faith with evidence.

time is money, I think i am finally ready to break down and buy this

even though i have built a pretty snazzy excel sheet that pulls in tons of data, and does very detailed cashflow forecasting, and actualization.. its still pretty labor intensive / time consuming.


I have at least 10-15 different financial data providers, what version should I be aiming for? I dont have rental income or a business. I mainly want my daily financial snapshot pulled in every day with the least amount of effort on my part

time is money, I think i am finally ready to break down and buy this

even though i have built a pretty snazzy excel sheet that pulls in tons of data, and does very detailed cashflow forecasting, and actualization.. its still pretty labor intensive / time consuming.


I have at least 10-15 different financial data providers, what version should I be aiming for? I dont have rental income or a business. I mainly want my daily financial snapshot pulled in every day with the least amount of effort on my part

How is this better than Mint (which is free)? Genuinely curious.

A few notes for those looking at this deal:
1. Quicken is the only full featured software for personal finance. Lots of competitors but none with the sheer breadth of what it can do.
2. Intuit no longer owns Quicken.
3. Like all software, it can be buggy at times...however, given its complexity, Quicken does a decent job of keeping it running
4. The mobile companion app is trash. This is best used desktop only.
5. Mac and Windows versions have quite a few feature differences e.g. Windows has RSU support but Mac has dark mode.
6. Since being bought by a private capital firm, Quicken has steadily released new features and bugfixes.
7. Nobody likes SaaS (software as a service) but that is the world we live in today. With this deal (which comes on semifrequently), I spend less than $4/mo. for a piece of software that is VERY useful to me. For those running lifetime license Quicken legacy product and strongly disliking subscription model, I get you, but that is no longer the norm.
8. You cannot use this code to renew a sub more than 6 months out from your current install expiry. Also, retail activation keys have a 2 year limit once created. Quicken is known to waive this in good faith with evidence.

Will add a few more after having used this for more than a decade

1. Every update has bugs and it takes months or more to fix. The new ownership isn't any better in features that matter.
2. The pricing is extortive. (a) The feature updates aren't commensurate with the pricing especially across the three versions (b) The only reason to buy the subscription is to get the online download access via one click. It is the same feature across all of the three versions. Charging the higher tiers more for this is ridiculous. Paying $35/month or more just to keep this feature is ridiculous.
3. Online access to particular banks just stop working at times. The fix may take months. This year for example, access to Wells Fargo stopped working with errors and would not update beyond Mar 31. It took them into end of Apr to fix this. Forget about getting a credit for a disfunctional feature that you are paying a subscription for.
4. Some of the features like matching transfer from one account to another both being tracked by Quicken often does not work and you have to do a manual match which is sometimes difficult to do depending on which part of the download process you try to do this. This hasn't been fixed for years.
5. If your online download gets out of sync when it craps out, getting back into sync can be a huge problem depending on the financial institution and how long it took for a fix. The reconciliation with beginning and ending balance becomes so screwed up, you stop doing it anymore. You can't just delete and add the account again because it often creates holes between your legacy data and recent transactions.
6. Whatever multi-platform framework they use for developing the software is really bad and very slow in UI response.

Bottom line, more/longer you use it more likely you find more things to curse at.

I finally kicked the habit this year and moved on. Don't miss it anymore. The legacy data is still there in the expired version if I need it.

If they come back to a sane pricing for subscription rarher than charging as if they were giving you a whole new software each year, I may be tempted to come back.

Will add a few more after having used this for more than a decade

1. Every update has bugs and it takes months or more to fix. The new ownership isn't any better in features that matter.
2. The pricing is extortive. (a) The feature updates aren't commensurate with the pricing especially across the three versions (b) The only reason to buy the subscription is to get the online download access via one click. It is the same feature across all of the three versions. Charging the higher tiers more for this is ridiculous. Paying $35/month or more just to keep this feature is ridiculous.
3. Online access to particular banks just stop working at times. The fix may take months. This year for example, access to Wells Fargo stopped working with errors and would not update beyond Mar 31. It took them into end of Apr to fix this. Forget about getting a credit for a disfunctional feature that you are paying a subscription for.
4. Some of the features like matching transfer from one account to another both being tracked by Quicken often does not work and you have to do a manual match which is sometimes difficult to do depending on which part of the download process you try to do this. This hasn't been fixed for years.
5. If your online download gets out of sync when it craps out, getting back into sync can be a huge problem depending on the financial institution and how long it took for a fix. The reconciliation with beginning and ending balance becomes so screwed up, you stop doing it anymore. You can't just delete and add the account again because it often creates holes between your legacy data and recent transactions.
6. Whatever multi-platform framework they use for developing the software is really bad and very slow in UI response.

Bottom line, more/longer you use it more likely you find more things to curse at.

I finally kicked the habit this year and moved on. Don't miss it anymore. The legacy data is still there in the expired version if I need it.

If they come back to a sane pricing for subscription rarher than charging as if they were giving you a whole new software each year, I may be tempted to come back.

What did you move to?

where is the " Paying $35/month or more just to keep this feature is ridiculous." per month or per year?

Split it between free Personal Capital (now Empower) for finance analytics and to aggregation via my broker account for investments dashboard and for bill pay. Change is always a pain but once you get used to it…



Per year. Fixed it.

how is personal capital now? I tried it but then gave up on having to constantly babysit the data connections.. with different providers.. also it did not integrate well into excel, which is where i am driving my pro forma forecasting


if quicken is more stable on bringing in the positive/negative balances, positions, breaking out investable cash in portfolios,. and that frees up my time, I'll pay $3 a month



for bills. I just do everything possible on auto pay, so i hardly think about them..