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Select Chase Freedom/Flex Cardholders: Paypal, Wholesale Clubs, Select Charities Expired

5% Back
(Valid October 1 - December 30, 2023)
+191 Deal Score
181,627 Views
Chase is offering select Chase Freedom/Freedom Flex Cardholders: 5% Back on Eligible Purchases at PayPal, Wholesale Clubs, and Select Charities when you activate this offer on your qualifying card. Offer valid from October 1 to December 31, 2023 for these bonus categories.

Thanks to community member unknownanonymous for sharing this deal.

Note, must enter your info on the promotion page to activate the 5% back on your qualifying card. You may earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter (on each eligible account).

Original Post

Written by
Edited September 15, 2023 at 02:44 AM by
Chase Freedom/Freedom Flex 5% bonus cashback categories for Oct-Dec 2023 are
  • PayPal
  • Wholesale Clubs
  • Select Charities
You can activate by visiting below site from Sept 15th to Dec 14th:
https://www.chasebonus.com/
Merchant list: https://creditcards.chase.com/fre.../merchants
It can also be enabled after logging into your account and going to 5% cashback. calendar.
Remember it can be activated tomorrow i.e. Sept 15th onwards.

Gas, fuel, wholesale specialty service purchases such as travel, insurance, cell phone and home improvement will not qualify in this category. Mastercard not accepted at Costco warehouses or at gas stations.

Tip: Buying Costco cash card at costco.com with Freedom mastercard is eligible for 5% cashback. Use this Costco cash card in Costco stores and gas station. I did that for Discover card earlier this year and got 5% cashback.
Max cashback in total: $75 (total of $1500 in purchase)
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Deal
Score
+191
181,627 Views
5% Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Yup-including buying costco giftcards at costco.com making this quarter pretty terrific and damn easy to max both of my Freedom cards.
First thing to know is you need a "paid" Chase card- that is, one with an annual fee.

There's several that are $95 a year but don't really offer much other than the ability to transfer points--- if you don't travel significantly then your best route to max point value for travel is when you ARE finally planning a big trip, get the signup bonus for one of those cards (which will vastly outweigh the $95 fee) and do your transfers under that 1 year of $95 fee.

But if you travel a significant amount then getting- and keeping- the much higher fee CSR can be pretty profitable- especially if you can use some of the various monthly and annual credits for other things it offers.


Either way you have 2 routes to book travel with Chase in general-


ALL cards even free ones can use the chase travel portal... but free cards only get 1 cent per point this way so it's a waste of your time- just take 1 cent cash instead.

The $95 fee cards get 1.25 cents a point- which is still not terrific compared to most point transfer options.

The CSR gets 1.5 cents a point- which CAN be worthwhile in a few specific cases rather than transfers (for example to book Southwest Airlines-- because transfers to them usually only get you ~1.4 cents a point).

Chase points if you have a paid card transfer 1:1 to a bunch of Airlines...and several hotels (though only Hyatt is ever worth considering the rest suck for value of points).

For most airlines though (and also Hyatt hotels) you can usually get nearer 2 cents a point at the low end for coach fares or Hyatt hotels.... and often 4-6 cents a point or more for business or first class flights.



Typically if you just google something like "best use of chase points to X" where X is where you're wanting to go, you'll find all the usual travel blogs with posts about the best airlines and programs and values.

There's also more general ones lilke:

https://thepointsguy.com/guide/re...mum-value/

https://upgradedpoints.com/credit...ds-points/

https://onemileatatime.com/guides...ds-points/

as examples.
Yes, but only visa cards like freedom can be used in warehouse, not mastercard (flex). Last time discover had warehouse as 5 percent category earlier this year, i had purchased gift cards online to use in store so that 5 percent Cashback would apply.

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> bubble2 12 Posts
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OliveTent3784
11-06-2023 at 10:58 AM.
11-06-2023 at 10:58 AM.
Quote from Pulvarize63 :
Yes, but only visa cards like freedom can be used in warehouse, not mastercard (flex). Last time discover had warehouse as 5 percent category earlier this year, i had purchased gift cards online to use in store so that 5 percent Cashback would apply.
As per FAQ: "Mastercard not accepted at Costco warehouses or at gas stations." Does it mean I can buy gift cards online and still qualify for 5%?
Reply
Joined Oct 2005
L10: Grand Master
> bubble2 7,148 Posts
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rc9238
11-06-2023 at 04:08 PM.
11-06-2023 at 04:08 PM.
Quote from teryyz :
I've previously purchased prepaid Mastercard gift cards from their website, which takes PayPal and is more convenient than physically going to CVS or wherever. Recently, my purchases via PayPal have all failed. I've tried multiple cards with no luck. Anyone else experience this issue?

https://www.mastercardgiftcard.co...type=email

We are unable to process your order
Thank you for placing your order. Unfortunately, we cannot process your order (Reference Number: 13747915).

If you would like to place a new order, please keep the following in mind:

Please ensure you enter the payment information correctly or enter a different payment method
The billing address you enter should match the billing address of your payment method.
The shipping address should be recognized by the Postal Service. If shipping to a business address, please include the name of the company.
NM orders must be less than $1,000 within a 24-hour period.
Please call your financial institution for more information.
I just ordered a $200 GC from there and my order using PayPal looks like it went through fine. By the way, they're currently offering 50% off purchase fees thru 11/16 using coupon code SHOPEARLY2023.
Reply
Joined Sep 2017
L1: Learner
> bubble2 19 Posts
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bhanu206
11-11-2023 at 07:54 PM.
11-11-2023 at 07:54 PM.
Does this offer applicable for Chase Freedom unlimited card?
3
Reply
Joined Nov 2015
L7: Teacher
> bubble2 2,041 Posts
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alexatie
11-23-2023 at 04:39 PM.
11-23-2023 at 04:39 PM.
looking to get a chase card. any good signup bonus?
Reply
Joined Dec 2016
New User
> bubble2 540 Posts
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Madman999
11-25-2023 at 11:45 AM.
11-25-2023 at 11:45 AM.
Can this reward be activated in store at Costco or us it limited to online use?
Reply
Joined Feb 2006
L10: Grand Master
> bubble2 19,681 Posts
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tenderidol
11-25-2023 at 11:51 AM.
11-25-2023 at 11:51 AM.
Quote from Madman999 :
Can this reward be activated in store at Costco or us it limited to online use?
It'll work for both in-store and online purchases.
Reply
Joined Nov 2010
L3: Novice
> bubble2 232 Posts
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techjack
12-02-2023 at 03:50 PM.
12-02-2023 at 03:50 PM.
Not eligible on Freedom or Amazon Visa Frown
1
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Joined May 2019
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Chinonoco
12-03-2023 at 08:18 AM.
12-03-2023 at 08:18 AM.
Quote from techjack :
Not eligible on Freedom or Amazon Visa Frown

Freedom Unlimited. It's available on the Flex and OG Freedom.
Reply
Joined Jul 2007
L10: Grand Master
> bubble2 10,098 Posts
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jplee3
12-03-2023 at 07:48 PM.
12-03-2023 at 07:48 PM.
Most of my 5% spend cap across three cards went to multiple instrument purchases (several guitars and a keyboard "for our daughter" lol)... Lol
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Joined Feb 2020
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> bubble2 71 Posts
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FizzyVann
12-04-2023 at 10:33 AM.
12-04-2023 at 10:33 AM.
Quote from Walstar2 :
Simpleton question, but how does it work on PayPal? Do I just add my CC to PayPal and then use the "Pay with PayPal" feature on websites and pay through PP with the card?
Yes, if you are shopping at Walmart, Target, etc., just choose "Pay with PayPal" and then in the PayPal pop-up window, add your Flex card. It will show up on your CC statement as PayPal and you get the 5% (1% for all + 4% bonus).
Reply
Last edited by FizzyVann December 4, 2023 at 10:34 AM.
Joined Sep 2009
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> bubble2 15,317 Posts
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Knightshade
12-04-2023 at 11:03 AM.
12-04-2023 at 11:03 AM.
Quote from OliveTent3784 :
As per FAQ: "Mastercard not accepted at Costco warehouses or at gas stations." Does it mean I can buy gift cards online and still qualify for 5%?

Yup.

Late in the quarter every time they have warehouse clubs as a category I max both my Freedoms out buying Costco gift cards to use in future quarters (can do the same with Discover when they do 5% on warehouse clubs)


Quote from alexatie :
looking to get a chase card. any good signup bonus?

Tons. Which is the best depends on a lot of factors including how much you can comfortably spend in 3 months, and how often you plan to do new credit card signups (because it's more than once or twice a year you'll need to start paying close attention to the various churning rules each bank has... 5/24 in the case of chase for example).
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Joined Sep 2013
L1: Learner
> bubble2 21 Posts
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lafemmefatale06
12-04-2023 at 03:06 PM.
12-04-2023 at 03:06 PM.
Quote from stevodiaz :
Does this include gas you buy at Sam's club or bjs?

It didn't work for me on Costco gas but it worked on my regular Costco purchase.
Reply
Joined Jan 2015
L10: Grand Master
> bubble2 1,381 Posts
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Deal_Hunter_X
12-05-2023 at 06:32 AM.
12-05-2023 at 06:32 AM.
Quote from techjack :
Not eligible on Freedom or Amazon Visa
Amazon Visa you get 5% on amazon.com and 5% at wholefoods.
Reply
Joined Jan 2009
L9: Master
> bubble2 4,965 Posts
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bigballs
12-11-2023 at 02:51 PM.
12-11-2023 at 02:51 PM.
Does anyone know how long it takes for the 5% cashback to be applied to the account?
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Joined Aug 2015
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Pi.314
12-12-2023 at 06:04 AM.
12-12-2023 at 06:04 AM.
Quote from Knightshade :
Yup-including buying costco giftcards at costco.com making this quarter pretty terrific and damn easy to max both of my Freedom cards.
yup, buying $1500 gift cards for 5% cashback on costco gas.
their costco visa only gives 4%.

with costco.com no longer accepting discover, chase freedom is the only credit card i can do 5% costco now Frown
Reply
Last edited by Pi.314 December 12, 2023 at 06:11 AM.
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