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Chase Sapphire Reserve: Ultimate Rewards Pts. Redemption Bonus on Apple Products Expired

50%
& More
+137 Deal Score
324,339 Views
Chase offers select Chase Cardholders: Up to 50% Ultimate Rewards Redemption Bonus for Select Apple Products when redeeming Chase Ultimate Rewards Points (for partial or full payment). Valid through 11/30/2023. Shipping is free on all orders (delivery is estimated within 7 business days after shipping).

Thanks to Community Member sbessire for sharing this deal.

Note: Your Redemption Bonus will vary from 10% to 50% depending on the type of Chase card you have. Your credit card will be charged the full remaining dollar amount over your points redemption; for example, if you choose to buy Apple merchandise at $120 at $1.50 redemption value (50% bonus), and you use 4,000 points ($40 worth of points w/ 50% bonus = $60), your credit card would be billed for the remaining $60.

Deal Instructions:
  1. Log in to your Chase Ultimate Rewards account
  2. Visit the Apple page at Chase Ultimate Rewards
  3. The bonus amount for your account will be displayed at the top of the page w/ the message "Limited Time Offer! Your points are worth xx% more"
  4. Add products to shopping bag and proceed to checkout
    • Points bonus discount will be reflected on product page
  5. Select "Use Points" as payment method at checkout
  6. Complete your order

Original Post

Written by
Edited November 1, 2023 at 09:05 AM by
It's back! Limited Time Offer!
Your points are worth 10%-50% more
Until 11/30/23 or while supplies last, your Chase points are worth more when you redeem for any product on the AppleĀ® Ultimate RewardsĀ® Store.*

Chase Sapphire Preferred is 25% more.
Chase Freedom Unlimited is 10% more.

https://ultimaterewardspoints.chase.com/


For example:

The $1199 iPhone Prom Max is 79,900 points (plus tax if applicable) if you have the Reserve (so retail * 66.7 points). Effectively 1/3 off at a penny per point.

If you have a card with a $99 ish annual fee, I suspect you get 25% extra (so retail * 80 points). Effectively 20% off at a penny per point.

If you have a no-annual-fee card, you likely get 10% extra (so retail * 91 points). About 9% off at a penny per point.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+137
324,339 Views
50%
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

418 Comments

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Featured Comments

But what if you aren't traveling much and need a new iPhone? Not everyone is looking for a 4 cent pp redemption on a round trip business class flight to Zimbabwe. Why not buy airline gift cards when they go on sale? (Like the recent Southwest cards at Costco).

Also worth noting you get extended warranty and purchase protection when you pay with points (you don't when you pay with gift cards).
You are really better off buying apple gift cards when they have promos or Amex offers to buy Apple giftcards for 20% to 25% off and using the UR points for travel to maximize the value.
I can get an iphone 15 pro for 66,600 points ($660 cash value points)

tempting

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Joined Oct 2017
L5: Journeyman
> bubble2 645 Posts
324 Reputation
Original Poster
Pro
sbessire
11-06-2023 at 08:17 AM.
11-06-2023 at 08:17 AM.
Quote from Mydiscover :
Going to a restaurant has nothing to do with maximizing the value of UR points. I like to take aspirational trips I won't pay cash for. Apple products I can get cheaply either thru buying discounted Apple gift cards if I want or doing trade ins with cheap cell phones. Just like Samsung products. How hard is this to comprehend?
Well...thank you very much, you've confirmed the exact point I was making. I do not like taking trips. I spend my points on what I want to spend my points on.

Again, thank you.
Reply
Joined Dec 2007
L5: Journeyman
> bubble2 693 Posts
158 Reputation
OneLeggedTroll
11-06-2023 at 01:32 PM.
11-06-2023 at 01:32 PM.
Quote from jcnix :
Wait, you think Chase is losing money when you redeem on travel? Haha. They make 2% interchange on your purchase and get a discounted rate from the travel providers they sell on their site that is much higher than the discount they're getting on these Apple products. There is no loss leader, they're always going to come out ahead.

JPMorgan Chase gross profit for the quarter ending September 30, 2023 was $39.874B - believe me when I say they don't care what you redeem UR points for and neither does anyone here.

Chase isn't losing money from this. Otherwise, they'd shut down the program.

Previous guy is right though. Nothing wrong with using points to buy gadgets. But if you guys travel, Ultimate Rewards points are very valuable.

I recently stayed at a high end hotel. 1 week cost me 290K points. Cash would have cost me $15K.
Reply
Joined Dec 2007
L2: Beginner
> bubble2 60 Posts
30 Reputation
acidxdropper
11-06-2023 at 04:01 PM.
11-06-2023 at 04:01 PM.
Ordered 15 Pro 512Gb Nov 1, shipped Nov 6
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,582 Posts
186 Reputation
fueradeljuego
11-06-2023 at 05:30 PM.
11-06-2023 at 05:30 PM.
I thought long and hard about getting an iPhone 15 pro with my 80k points but am leaning against it. My 13 pro is perfectly great still and I got this card for travel benefits, not iPhones. Thoughts?
Reply
Joined Oct 2010
L3: Novice
> bubble2 218 Posts
j_b_007
11-06-2023 at 06:17 PM.
11-06-2023 at 06:17 PM.
Quote from acidxdropper :
Ordered 15 Pro 512Gb Nov 1, shipped Nov 6

Wow, that was quick.
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,326 Posts
4,338 Reputation
Knightshade
11-06-2023 at 08:15 PM.
11-06-2023 at 08:15 PM.
Quote from sbessire :
It's a fine strategy for the last 4-5 years.

300-400k points a year on other cards moved to this one is the way the Reserve pencils easily.

No, don't get the reserve as your main spending chase card. Yes, move your points to it for max benefit.

Saying the Reserve card is only for travel is only because that's how you use it. I don't and it is by no means dubious.

What are you spending 300-400k chase points annually on, that isn't travel, that makes a $550 annual fee make sense?

(also what spend/cards are you using to generate 300-400k annually? Max from a Freedom bonus categories is 30k a year- so only thing I can think of is you're running both a couple of those plus running another 50k through one of the less-easy-to-spend-a-ton-on 5x business categories on an Ink card-- that'd, just, get you to 300k if you max the 50k spend limit in say Office Supplies or something)


Quote from twoweeled :
I have Chase Sapphire Preferred. I've been thinking about getting Chase Sapphire Reserve when those 100,000 pt promotions come up. How difficult is that, if it can be done. I'm thinking about cancelling my Preferred card now. First I have to burn the points.

If you already have CSP you can't get the CSR until you cancel or downgrade it (and wait a bit)-- you also can't get the CSR bonus unless it's been at least 48 months since you got your CSP bonus.

Lastly there's NO need at all to burn the CSP points now.

Either transfer them to a difference chase UR card if you have one, or simply downgrade your CSP to one of the free cards (a Freedom Flex will be the best option for most, offering 5x UR on quarterly rotating categories up to 7500 points per quarter). Then when you get the CSR you can move the points over to it and get higher value for said points.
Reply
Last edited by Knightshade November 6, 2023 at 08:19 PM.
Joined Aug 2021
New User
> bubble2 1 Posts
10 Reputation
MemorableChannel766
11-07-2023 at 08:14 AM.
11-07-2023 at 08:14 AM.
What are you guys doing for travel that makes it a better deal to use UR on?

Just took a look at hotels through chase rewards program and it is 25% cheaper to use points than cash. How is that more point efficiency than 25% off an iPhone?
Reply
Last edited by MemorableChannel766 November 7, 2023 at 08:16 AM.

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Joined Dec 2007
Guru
> bubble2 668 Posts
43 Reputation
steveballamor
11-07-2023 at 12:54 PM.
11-07-2023 at 12:54 PM.
Quote from primetimery :
MacBook Pros with M3 chips are available in the Chase store as of this morning for anyone looking for them.
Looks like M3 Pros available now

ANyone ordered M3 Macbook pro yet?


16-inch MacBook Pro - Space Black
Hide product details
M3 MAX 14-core CPU 30-core GPU
1 TB
Space Black
36 GB
16-inch

Original 349,900 Points
After bonus 279,920 Points
or $3,499.00


Items
279,920 Points
or $3,499.00
Shipping
FREE
Subtotal
279,920 Points
or $3,499.00
Reply
Last edited by steveballamor November 7, 2023 at 01:05 PM.
Joined Sep 2006
L7: Teacher
> bubble2 2,264 Posts
156 Reputation
robertw477
11-07-2023 at 02:45 PM.
11-07-2023 at 02:45 PM.
Quote from MemorableChannel766 :
What are you guys doing for travel that makes it a better deal to use UR on?

Just took a look at hotels through chase rewards program and it is 25% cheaper to use points than cash. How is that more point efficiency than 25% off an iPhone?
Let me explain a few things on the value of Chase points. If you look at the portal they are WORTH more than cash at 1-1. They are worth 1.5 cents per point if used directly in the portal for hotels and air. But if transferred to air programs directly for premium tix they have more value. So things are very variable. The more you know is better. But you merley say 300.00 hotel room is 20K points, you get more value than 1-1 if used for Iphone. Let me know any questions Ill be happy to help. I know this stuff very well.
Reply
Last edited by robertw477 November 7, 2023 at 03:42 PM.
Joined Jan 2005
MADE IN TAIWAN
> bubble2 569 Posts
175 Reputation
jciron
11-07-2023 at 03:18 PM.
11-07-2023 at 03:18 PM.
Quote from Jaskom :
Mine only shows a 25% bonus. Also, no Macbook Pros, which is what I am shopping for (they allowed me to use points for a Macbook Pro about two years ago).
Do you have sapphire "RESERVE"? Because it's understandable 25% if yours is the Sapphire"Preferred" version.
Reply
Joined Jan 2005
MADE IN TAIWAN
> bubble2 569 Posts
175 Reputation
jciron
11-07-2023 at 03:21 PM.
11-07-2023 at 03:21 PM.
Quote from twoweeled :
I have Chase Sapphire Preferred. I've been thinking about getting Chase Sapphire Reserve when those 100,000 pt promotions come up. How difficult is that, if it can be done. I'm thinking about cancelling my Preferred card now. First I have to burn the points.
After cancellation you need to wait 2yrs to reapply for any sapphire card to be eligible for bonus, so you cannot actually cancel and reapply in hope to receive the bonus. You need to cancel as soon as you can so the 2yr comes sooner.
Reply
Joined Jul 2006
L6: Expert
> bubble2 1,274 Posts
162 Reputation
kevolution
11-07-2023 at 03:23 PM.
11-07-2023 at 03:23 PM.
Quote from moddhu :
I recently learned that Chase business premier limits the points transfer to CSR or any other Chase card or travel partners. It seems to be a new addition to their business line with an annual fee of $199. None of the reps were aware of this limitation at the time of opening !
What's the limit? I had no issues transferring you just have to link your personal to your business
Reply
Joined Jan 2005
MADE IN TAIWAN
> bubble2 569 Posts
175 Reputation
jciron
11-07-2023 at 03:23 PM.
11-07-2023 at 03:23 PM.
Quote from Chichu15 :
Does anyone know if there is tax even if you have enough points?
I want to see if I can order 16 pro max shipping to California
Thanks
Yes you need to pay tax but the bonus still applies so you also get 33% saving on the tax portion.

By the way, is iPhone 16 Pro Max out already? Smilie
Reply
Joined Jan 2005
MADE IN TAIWAN
> bubble2 569 Posts
175 Reputation
jciron
11-07-2023 at 03:25 PM.
11-07-2023 at 03:25 PM.
Quote from theplayer :
buying a newer model iphone is never a good deal, even at 1/3 off.
So is walking to work instead of driving :p
Reply

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Joined Apr 2012
L9: Master
> bubble2 4,173 Posts
273 Reputation
twoweeled
11-07-2023 at 03:30 PM.
11-07-2023 at 03:30 PM.
Quote from jciron :
After cancellation you need to wait 2yrs to reapply for any sapphire card to be eligible for bonus, so you cannot actually cancel and reapply in hope to receive the bonus. You need to cancel as soon as you can so the 2yr comes sooner.
Gracias. That's what I needed to know. The Reserve card seems to offer some enticing options. Thanks again.
Reply
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