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Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.3% APY Expired

Deposit $20K-100K+
(New Capital 360 Accounts)
+142 Deal Score
294,862 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.5% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code FALL23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member srhearts for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code FALL23 by December 6, 2023
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.30% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited November 4, 2023 at 08:09 PM by
First post so please feel free to modify
DEPOSIT BONUS
$20,000 +$300
$50,000 +$750
$100,000 +$1,500

https://www.capitalone.com/bank/f...4fy23_1025


If you have or had an open
360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
Here's the full scoop on how to earn your bonus:
STEP 1—Open a 360 Performance Savings account between 12:00 a.m. ET on November 1, 2023, and 11:59 p.m. ET on December 6, 2023. When you open your account, ensure the promo code FALL23 is entered in the Promo Code box.
STEP 2—Initial Funding Period. Deposit a total of $20,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period).
STEP 3—Hold Period. You will earn a bonus once you've maintained the Deposit Amount of $20,000 or more for 90 days following the Initial Funding Period. The Initial Funding Period is defined as the first 15 days from account opening, and the 90-day Hold Period does not begin until after the full 15-day Initial Funding Period.
The amount of your bonus will be determined as follows:
$300 bonus—The new money deposited from an external bank during the Initial Funding Period was between $20,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$750 bonus—The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$1,500 bonus—The new money deposited from an external bank during the Initial Funding Period was $100,000 or more, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier's cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+142
294,862 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

537 Comments

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Featured Comments

Jeez...wildly inaccurate posts like this should be deleted. You don't seem to understand that you are getting both a signup bonus AND the ongoing high-yield (currently 4.3%) interest. Please feel free to correct my math here, but I think the combined bonus puts the effective APY over 6% for the first year. Good luck finding any other liquid investment with a guaranteed yield like that.

Pretty good deal for someone who doesn't already have a Cap360 account (since existing or recent savings account holders don't seem to be eligible).
the capital one account also has 4.3% apy so it would be higher
That is not how this works.

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Joined Apr 2007
L4: Apprentice
> bubble2 416 Posts
86 Reputation
porshuh
11-05-2023 at 08:21 PM.
11-05-2023 at 08:21 PM.
Quote from srhearts :
Probably for someone who has 100k sitting somewhere else and don't need it for 90 days

*raises hand*
1
1
Reply
Joined Feb 2013
L1: Learner
> bubble2 12 Posts
10 Reputation
moomber
11-05-2023 at 08:21 PM.
11-05-2023 at 08:21 PM.
I literally just opened this account. Does anyone have any luck adding the promo code retroactively ?
1
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 640 Posts
107 Reputation
acbharath14
11-05-2023 at 08:32 PM.
11-05-2023 at 08:32 PM.
Quote from moomber :
I literally just opened this account. Does anyone have any luck adding the promo code retroactively ?

You will have hard time convincing them to honor the promo. I opened this account followed every step and still was given a runaround. Finally had to involve cfpb and ftc to get my bonus
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 640 Posts
107 Reputation
acbharath14
11-05-2023 at 08:33 PM.
11-05-2023 at 08:33 PM.
Quote from snaik9127 :
Did anyone get a credit report pulled on their account? It appears on the disclosure that they might. My experience with Capone has been subpar ... had the credit card .. eventually had to close it.

They don't. I have got my bonus already
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 640 Posts
107 Reputation
acbharath14
11-05-2023 at 08:37 PM.
11-05-2023 at 08:37 PM.
Quote from BeigeIdea523 :
Always take screenshots

Especially with sign up promo. They will use every trick in the book to deny if you don't have evidence that you met all the terms
Reply
Joined Sep 2015
L6: Expert
> bubble2 1,396 Posts
516 Reputation
soloma
11-05-2023 at 08:48 PM.
11-05-2023 at 08:48 PM.
Quote from snaik9127 :
Did anyone get a credit report pulled on their account? It appears on the disclosure that they might. My experience with Capone has been subpar ... had the credit card .. eventually had to close it.
It's a savings account. They use totally different system to pull your info. Credit report is only for credit products like loans, credit cards.
Reply
Joined Jun 2006
L5: Journeyman
> bubble2 667 Posts
34 Reputation
n8236
11-05-2023 at 08:49 PM.
11-05-2023 at 08:49 PM.
Quote from hunterssze :
How do you pull 100k or 50k, is not there a limit on bank transfer

Always do a push (from the financial institution the $ is sourcing from). A pull has limits and could trigger fraud alerts
Reply

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Joined Nov 2010
L2: Beginner
> bubble2 63 Posts
38 Reputation
muppy6973
11-05-2023 at 08:53 PM.
11-05-2023 at 08:53 PM.
I opened the same account 10 days ago… anyone thinks they'd apply this offer to me?
Reply
Joined Apr 2007
L10: Grand Master
> bubble2 8,925 Posts
2,596 Reputation
snowcrash
11-05-2023 at 09:05 PM.
11-05-2023 at 09:05 PM.
Quote from n8236 :
Always do a push (from the financial institution the $ is sourcing from). A pull has limits and could trigger fraud alerts
I think it's going to trigger no matter what due to the large amount. It did for me with Chase pushing to C1 but it was a quick and simple question to confirm the transfer.
Reply
Joined Dec 2008
L9: Master
> bubble2 5,869 Posts
494 Reputation
Pro
regcustomer88
11-05-2023 at 09:07 PM.
11-05-2023 at 09:07 PM.
Quote from srhearts :
If you have or had an open
360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2021,
I realized i had 360 checking from sometime ago that i never closed. must have opened for some bonus back then. I should be eligible for this offer?
Reply
Joined Jul 2006
L7: Teacher
> bubble2 2,857 Posts
320 Reputation
TeamSharkie
11-05-2023 at 09:16 PM.
11-05-2023 at 09:16 PM.
Quote from disco_fever :
Curious if anyone knows if a spouse can open a new account to take advantage of this offer. I am not on an existing capital one account created by my spouse to take advantage of an earlier offer. So this would be my first capital one account. The funds would come from another bank, but those funds were at one point in my spouses Capital one account.

Any ideas?
Also wondering if this is possible. Wife's never had any Capital One account but we keep our savings in my account that I had since before we were married. According to their terms, she should qualify if she opened her own account and we simply transferred the money out of my account into another bank and then into her account. But I wonder if they'll find a reason to get out of paying the bonus if we share the same address and last name.
Reply
Joined Oct 2013
L4: Apprentice
> bubble2 366 Posts
45 Reputation
4thedeal
11-05-2023 at 09:53 PM.
11-05-2023 at 09:53 PM.
Quote from newbharry :
transferred 100100$. Good deal. I just finished my discover 250 for 25k last week lol..

That was the best. $250 for 25k for just 30 days and existing customers... Still unbeatable ..
What is the $250 for 25,000 deal?
Reply
Joined Oct 2005
valueamerica.com dayz
> bubble2 2,366 Posts
862 Reputation
ValueAmerica
11-05-2023 at 09:59 PM.
11-05-2023 at 09:59 PM.
Not eligible for this offer
You're not eligible to use the promo code FALL23. This promo only applies to new customers.

You can still open your new account in less than 5 minutes without a promo code—want to continue?
Reply
Joined Nov 2009
L2: Beginner
> bubble2 37 Posts
11 Reputation
quaj
11-05-2023 at 10:40 PM.
11-05-2023 at 10:40 PM.
Nice!
Reply

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Joined Oct 2014
L3: Novice
> bubble2 112 Posts
102 Reputation
Original Poster
srhearts
11-05-2023 at 11:06 PM.
11-05-2023 at 11:06 PM.
Quote from acbharath14 :
You will have hard time convincing them to honor the promo. I opened this account followed every step and still was given a runaround. Finally had to involve cfpb and ftc to get my bonus

I took screen shots where it was saying promo is applied
Reply
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