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Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.3% APY Expired

Deposit $20K-100K+
(New Capital 360 Accounts)
+142 Deal Score
298,558 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.5% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code FALL23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member srhearts for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code FALL23 by December 6, 2023
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.30% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited November 4, 2023 at 09:09 PM by
First post so please feel free to modify
DEPOSIT BONUS
$20,000 +$300
$50,000 +$750
$100,000 +$1,500

https://www.capitalone.com/bank/f...4fy23_1025


If you have or had an open
360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
Here's the full scoop on how to earn your bonus:
STEP 1—Open a 360 Performance Savings account between 12:00 a.m. ET on November 1, 2023, and 11:59 p.m. ET on December 6, 2023. When you open your account, ensure the promo code FALL23 is entered in the Promo Code box.
STEP 2—Initial Funding Period. Deposit a total of $20,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period).
STEP 3—Hold Period. You will earn a bonus once you've maintained the Deposit Amount of $20,000 or more for 90 days following the Initial Funding Period. The Initial Funding Period is defined as the first 15 days from account opening, and the 90-day Hold Period does not begin until after the full 15-day Initial Funding Period.
The amount of your bonus will be determined as follows:
$300 bonus—The new money deposited from an external bank during the Initial Funding Period was between $20,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$750 bonus—The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$1,500 bonus—The new money deposited from an external bank during the Initial Funding Period was $100,000 or more, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier's cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+142
298,558 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

537 Comments

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Featured Comments

Jeez...wildly inaccurate posts like this should be deleted. You don't seem to understand that you are getting both a signup bonus AND the ongoing high-yield (currently 4.3%) interest. Please feel free to correct my math here, but I think the combined bonus puts the effective APY over 6% for the first year. Good luck finding any other liquid investment with a guaranteed yield like that.

Pretty good deal for someone who doesn't already have a Cap360 account (since existing or recent savings account holders don't seem to be eligible).
the capital one account also has 4.3% apy so it would be higher
That is not how this works.

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Joined Nov 2003
L5: Journeyman
> bubble2 519 Posts
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denary
02-19-2024 at 04:02 PM.
Reply
Joined Dec 2008
L6: Expert
> bubble2 1,310 Posts
134 Reputation
perdeal
02-20-2024 at 02:29 AM.
02-20-2024 at 02:29 AM.
Quote from gla17624 :
105 days after 11/7/2023 is 2/20/2024. You need 105 days, not 90 days.
So 105 days after opening account date or transfer posted date?
Reply
Joined Dec 2014
L2: Beginner
> bubble2 74 Posts
10 Reputation
JL44516
02-20-2024 at 11:00 AM.
02-20-2024 at 11:00 AM.
just got off the phone with a 360 representative…

after all requirements have been met, they have "up to 60 days" to pay you the bonus. it's not automatic once you hit the 105 days like we thought. hope that helps…
Reply
Joined Dec 2003
L5: Journeyman
> bubble2 849 Posts
104 Reputation
rvmehta
02-20-2024 at 01:23 PM.
02-20-2024 at 01:23 PM.
Quote from JL44516 :
just got off the phone with a 360 representative…

after all requirements have been met, they have "up to 60 days" to pay you the bonus. it's not automatic once you hit the 105 days like we thought. hope that helps…
thanks for this. that's pretty stupid, but at least we know.
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 962 Posts
180 Reputation
LiamNg
02-21-2024 at 04:01 AM.
02-21-2024 at 04:01 AM.
Quote from JL44516 :
just got off the phone with a 360 representative…

after all requirements have been met, they have "up to 60 days" to pay you the bonus. it's not automatic once you hit the 105 days like we thought. hope that helps…

This means it could be up to 90+15+60=165 days before Customers can get the bonus.
Reply
Last edited by LiamNg February 27, 2024 at 03:11 AM.
Joined Mar 2005
L9: Master
> bubble2 4,720 Posts
635 Reputation
thegman230
02-22-2024 at 07:37 PM.
02-22-2024 at 07:37 PM.
Quote from LiamNg :
This means it could be up to 90+15+60=175 days before Customers can get the bonus.
Yes but you can withdraw your original funding amount plus the interest leaving only $1 in the account and invest it into something else higher as soon as you pass the 105 days
Reply
Joined Mar 2005
L9: Master
> bubble2 4,720 Posts
635 Reputation
thegman230
02-22-2024 at 07:39 PM.
02-22-2024 at 07:39 PM.
Quote from gla17624 :
I spoke with a rep a couple months ago and the explanation is that the bonus qualification is 105 days from when you initially open the account. As long as you made the deposit within 15 days of opening the account, the bonus payout qualification is still the date you opened the account plus 105 days.
Im going to go with the date the deposit cleared and funded plus 105 days to be safe. Can't trust reps amd then you get fked
Reply

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Joined Nov 2010
L3: Novice
> bubble2 187 Posts
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lrryjrry
02-26-2024 at 11:51 PM.
02-26-2024 at 11:51 PM.
Quote from LiamNg :
This means it could be up to 90+15+60=175 days before Customers can get the bonus.
Wong with the math, 165 days
Reply
Joined Jan 2009
L9: Master
> bubble2 4,996 Posts
574 Reputation
bigballs
02-27-2024 at 10:48 AM.
02-27-2024 at 10:48 AM.
Quote from LiamNg :
This means it could be up to 90+15+60=165 days before Customers can get the bonus.
In the meantime, the CD rates have come down at .5%. So this is basically a game of no wins.
Reply
Joined Oct 2013
L2: Beginner
> bubble2 119 Posts
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xtonix
02-28-2024 at 03:04 AM.
02-28-2024 at 03:04 AM.
Has anyone gotten the bonus funds yet ?
Reply
Joined Sep 2014
L5: Journeyman
> bubble2 962 Posts
180 Reputation
LiamNg
02-28-2024 at 04:29 AM.
02-28-2024 at 04:29 AM.
Quote from xtonix :
Has anyone gotten the bonus funds yet ?
Not yet, my account has the date of Nov 6, still waiting...
Reply
Joined Jun 2013
New User
> bubble2 11 Posts
10 Reputation
JackS8214
02-28-2024 at 05:47 AM.
02-28-2024 at 05:47 AM.
They used all of our deposits to buy discover. Now they do not want to give any back.
Reply
Joined Oct 2013
L2: Beginner
> bubble2 119 Posts
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xtonix
02-28-2024 at 07:34 AM.
02-28-2024 at 07:34 AM.
Quote from JackS8214 :
They used all of our deposits to buy discover. Now they do not want to give any back.

šŸ˜‚. They need to pay up
Reply
Joined Dec 2008
Divided states of America
> bubble2 4,912 Posts
236 Reputation
inquisitive
02-29-2024 at 10:49 AM.
02-29-2024 at 10:49 AM.
Are all Capital One credit cards Mastercard? Or some are Visas?

People should consider the Fidelity Cash Management account. I believe 4.26% and it includes a brokerage account within it, so you can buy stocks/index funds, etc. too.
Reply

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Joined Dec 2012
L3: Novice
> bubble2 140 Posts
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vguard
02-29-2024 at 01:55 PM.
02-29-2024 at 01:55 PM.
It's been more than 105 days for me but still nothing. I read somewhere on reditt that some users have got it.
Reply
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