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Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.3% APY Expired

Deposit $20K-100K+
(New Capital 360 Accounts)
+142 Deal Score
298,367 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.5% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code FALL23 to receive this promotional bonus offer or when you follow the instructions listed below

Thanks to community member srhearts for finding this deal

Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for this bonus offer.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code FALL23 by December 6, 2023
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.30% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

Original Post

Written by
Edited November 4, 2023 at 09:09 PM by
First post so please feel free to modify
DEPOSIT BONUS
$20,000 +$300
$50,000 +$750
$100,000 +$1,500

https://www.capitalone.com/bank/f...4fy23_1025


If you have or had an open
360 Performance Savings,
360 Savings,
360 Money Market,
Savings Now
or Confidence Savings account
as a primary or secondary account holder with Capital One on or after January 1, 2021, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Certain deposit transactions initiated through the Capital One website to retrieve funds from your external account are subject to limits. If you are subject to these limits, in order to meet the offer requirements, you would need to initiate the deposit by another external method, such as mobile deposit or setting the initial deposit to send (rather than be retrieved from) from your external financial institution.
Here's the full scoop on how to earn your bonus:
STEP 1—Open a 360 Performance Savings account between 12:00 a.m. ET on November 1, 2023, and 11:59 p.m. ET on December 6, 2023. When you open your account, ensure the promo code FALL23 is entered in the Promo Code box.
STEP 2—Initial Funding Period. Deposit a total of $20,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period).
STEP 3—Hold Period. You will earn a bonus once you've maintained the Deposit Amount of $20,000 or more for 90 days following the Initial Funding Period. The Initial Funding Period is defined as the first 15 days from account opening, and the 90-day Hold Period does not begin until after the full 15-day Initial Funding Period.
The amount of your bonus will be determined as follows:
$300 bonus—The new money deposited from an external bank during the Initial Funding Period was between $20,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$750 bonus—The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
$1,500 bonus—The new money deposited from an external bank during the Initial Funding Period was $100,000 or more, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier's cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+142
298,367 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

537 Comments

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Featured Comments

Jeez...wildly inaccurate posts like this should be deleted. You don't seem to understand that you are getting both a signup bonus AND the ongoing high-yield (currently 4.3%) interest. Please feel free to correct my math here, but I think the combined bonus puts the effective APY over 6% for the first year. Good luck finding any other liquid investment with a guaranteed yield like that.

Pretty good deal for someone who doesn't already have a Cap360 account (since existing or recent savings account holders don't seem to be eligible).
the capital one account also has 4.3% apy so it would be higher
That is not how this works.

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Joined Dec 2015
L5: Journeyman
> bubble2 934 Posts
404 Reputation
selfwriteclick
03-07-2024 at 06:32 AM.
03-07-2024 at 06:32 AM.
I got my bonus today. So it was about 104 days since my qualifying deposit.
Reply
Joined Nov 2014
L3: Novice
> bubble2 138 Posts
30 Reputation
zbb0674
03-07-2024 at 07:22 AM.
03-07-2024 at 07:22 AM.
I got my rewards today I think it took I think it took about 122 days
Reply
Joined Mar 2005
L9: Master
> bubble2 4,720 Posts
635 Reputation
thegman230
03-07-2024 at 08:25 AM.
03-07-2024 at 08:25 AM.
Bonus hit today.. yay

Finworth bank 5.35 APY CD for 14 months. HMMM
Reply
Last edited by thegman230 March 7, 2024 at 08:40 AM.
Joined Jul 2009
L5: Journeyman
> bubble2 852 Posts
268 Reputation
Coconutpalm
03-07-2024 at 08:42 AM.
03-07-2024 at 08:42 AM.
Can someone suggest some reliable and safe HYSAs to move to?

I saw UFB on the front page, but heard they have pretty bad customer service and the ads is sponsor by SD
Reply
Joined Mar 2013
L3: Novice
> bubble2 144 Posts
22 Reputation
Esco9300
03-07-2024 at 09:03 AM.
03-07-2024 at 09:03 AM.
My deposit showed up today!
Reply
Joined Mar 2013
L3: Novice
> bubble2 144 Posts
22 Reputation
Esco9300
03-07-2024 at 09:07 AM.
03-07-2024 at 09:07 AM.
Quote from Coconutpalm :
Can someone suggest some reliable and safe HYSAs to move to?

I saw UFB on the front page, but heard they have pretty bad customer service and the ads is sponsor by SD
I have used Amex for years and they're great. No annual fees and consistently good rates
Reply
Joined Mar 2005
L9: Master
> bubble2 4,720 Posts
635 Reputation
thegman230
03-07-2024 at 09:17 AM.
03-07-2024 at 09:17 AM.
Quote from Coconutpalm :
Can someone suggest some reliable and safe HYSAs to move to?

I saw UFB on the front page, but heard they have pretty bad customer service and the ads is sponsor by SD
Primis bank. Been using them for a year with no issues. Savings and checking rates are 5.07APY and have remained the same. Interest is deposited monthly. Can easily open online. No fees either
Reply

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Joined Mar 2005
L9: Master
> bubble2 4,720 Posts
635 Reputation
thegman230
03-07-2024 at 09:18 AM.
03-07-2024 at 09:18 AM.
Quote from Esco9300 :
I have used Amex for years and they're great. No annual fees and consistently good rates
Thats the same rate as Cap one.
Reply
Joined Apr 2015
L6: Expert
> bubble2 1,123 Posts
338 Reputation
DaronMax
03-07-2024 at 12:51 PM.
03-07-2024 at 12:51 PM.
Quote from ktv1969 :
You will be getting it soon. Funded on 11/17. Just saw the bonus today.

Thanks, I just checked and I got my sweet $1500 bonus. Thanks so much everyone. ❤️

Now deciding which bank should I move my money to
Reply
Joined Nov 2012
L4: Apprentice
> bubble2 422 Posts
115 Reputation
indian90
03-07-2024 at 07:37 PM.
03-07-2024 at 07:37 PM.
Funded on 11/17 and got mine today.
Reply
Joined Jan 2004
L10: Grand Master
> bubble2 17,797 Posts
1,354 Reputation
LivninSC
03-07-2024 at 10:25 PM.
03-07-2024 at 10:25 PM.
Kind of surprised they posted it so quickly seeing as they said they had up to 60 days to pay you! No reason to keep it in CapOne if you can get more elsewhere right? It's all paid so I don't think so!
Reply
Joined Mar 2024
New User
> bubble2 1 Posts
10 Reputation
BoastfulFriction779
03-08-2024 at 08:09 PM.
03-08-2024 at 08:09 PM.
Quote from thegman230 :
Primis bank. Been using them for a year with no issues. Savings and checking rates are 5.07APY and have remained the same. Interest is deposited monthly. Can easily open online. No fees either
Why not Marcus Bank by Goldman Sachs - 5.5% for first 3 months with referral (normally 4.5%). You refer your friends and for each referral you get 1% more for 3 months. Normal savings account and no minimums required. Let me know if you need referral.
Reply
Joined Apr 2011
L6: Expert
> bubble2 1,186 Posts
558 Reputation
newbharry
03-09-2024 at 09:11 AM.
03-09-2024 at 09:11 AM.
Quote from Coconutpalm :
Can someone suggest some reliable and safe HYSAs to move to?

I saw UFB on the front page, but heard they have pretty bad customer service and the ads is sponsor by SD
Marcus gives 5.5% now
Reply
Joined Jul 2009
L5: Journeyman
> bubble2 852 Posts
268 Reputation
Coconutpalm
03-09-2024 at 09:49 AM.
03-09-2024 at 09:49 AM.
Quote from newbharry :
Marcus gives 5.5% now
I heard it is only for 3 months right? then 4.5%?

Do you have to keep referring people after 3 months? how does everyone do it?
Reply

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Joined Mar 2005
L9: Master
> bubble2 4,720 Posts
635 Reputation
thegman230
03-09-2024 at 01:46 PM.
03-09-2024 at 01:46 PM.
Quote from BoastfulFriction779 :
Why not Marcus Bank by Goldman Sachs - 5.5% for first 3 months with referral (normally 4.5%). You refer your friends and for each referral you get 1% more for 3 months. Normal savings account and no minimums required. Let me know if you need referral.
So if you refer 2 friends, do you get the 1% additional TWICE, as in you get the additional amount for each referral?
Reply
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