Citi® is offering the following:
Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening with the
Citi Double Cash® Card.
Special Travel Offer: Earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal.
Card Details:
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% - 27.49%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Rates & Fees
Read our review on the
Citi Double Cash® Card
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Read more here - https://www.joinkudos.c
Read more here - https://www.joinkudos.c
I went with Wells cuz they cover my phone insurance, does city has that.
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For example, if you spent $1000, you'd get $10 in points now, and the potential for $10 when you pay. if you put the $10 towards your balance and paid the remaining $990, you'd only get an additional $9.90 in points, and not the full $10.00.
It's not a lot, sure, but still...
My favorite card for all around cash back is a 2% Amex, where the cashback is available immediately after purchase. No waiting until next month. No waiting until you've got $25 in points. I have another card that will give me 3% on groceries and another that does 3% on gas, but both have $25 minimums.