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Prime Visa: $200 Amazon Gift Card Instantly Upon Approval Expired

+96 Deal Score
96,917 Views
Last Call: Chase is offering a $200 Amazon Gift Card instantly upon approval with the Prime Visa. No annual fee. Offer Ends: 12/4/2023.

Thanks Deal Editor Discombobulated for finding this deal.

Card Details:
  • Get a $200 Amazon Gift Card instantly upon approval
  • Earn 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
  • Earn 2% back at gas stations, restaurants and on local transit and commuting (including rideshare)
  • Earn 1% back on all other purchases
  • No annual credit card fee
  • No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
  • Member FDIC
Read our review on the Prime Visa

Slickdeals may be compensated by Chase

Original Post

Written by
Edited December 4, 2023 at 01:54 PM by
Chase is offering a $200 Amazon Gift Card instantly upon approval with the Prime Visa. No annual fee.

Card Details:
  • Get a $200 Amazon Gift Card instantly upon approval
  • Earn 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
  • Earn 2% back at gas stations, restaurants and on local transit and commuting (including rideshare)
  • Earn 1% back on all other purchases
  • No annual credit card fee
  • No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
  • Member FDIC
Read our review on the Prime Visa

Slickdeals may be compensated by Chase
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+96
96,917 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

219 Comments

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The Chase Prime Visa is literally one of the most PREDATORY, borderline ILLEGAL cards in the entire credit card industry.

Charge $1000 on this card, pay off $900. You should only be charged interest on $100, but the interest is for the full $1000. Yeah, GTFO. Show me any other charge card that does this.

People make mistakes with auto-pay. Sometimes despite one's best efforts or a family medical emergency, you miss paying off the full balance one month. I get this card has no annual fee and Chase has to make their profits somehow, but this is legit the most predatory way to do it. Zero-forgiveness in this card, so if you do sign up, make sure you never under any circumstance miss the full payment, even by missing one cent or by one day.

I'd rather carry Chase Freedom Flex + Discover IT cards (both with no annual fee), take advantage of staggered 5% cashback on all Amazon purchases for two quarters of a calendar year (including this holiday quarter), and just not deal with the BS.

A lot of you out there are chasing a $200 gift card carrot, but the 100% accrued balance interest penalty stick may hit you back a lot harder in the long run...
Declined with an over 800 credit score.
If you visit the page for this, you can do a pre-qualify check before actually applying.

Also, right after you get approved, you can grab a referral link to have friends/family use and you can get another $50 per each approved referral. (Up to $500)

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Joined Jan 2006
Cheap or free it's for me
> bubble2 4,685 Posts
3,329 Reputation
STPATTY3172000
11-17-2023 at 09:30 PM.
11-17-2023 at 09:30 PM.
Quote from firebirdude :
Gonna cost you $400+ to see my credit score. Between all the business and non-business offers, there's plenty to churn that pays much better.
Examples?
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Joined Dec 2010
L5: Journeyman
> bubble2 846 Posts
358 Reputation
lazeekat
11-17-2023 at 09:39 PM.
11-17-2023 at 09:39 PM.
Quote from rollins88 :
LOL! Every single credit card ever charges you interest on your entire balance for the month if you don't pay in full. You're mad about an industry staple.

If you can't pay off your CCs every month you shouldn't have a CC anyway.
Wrong. Every credit card except this one charges you interest on the UNPAID balance for the month. I don't think you understand what the industry staple is, or this must be the only CC you own.
1
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Joined Dec 2010
L5: Journeyman
> bubble2 846 Posts
358 Reputation
lazeekat
11-17-2023 at 09:45 PM.
11-17-2023 at 09:45 PM.
Quote from rollins88 :
Maybe you're not in the UK? And I have plenty of cards but I don't pay interest on anything because I'm not poor enough to not pay off my balances in full. Sorry you don't earn enough money to support the lifestyle you desire.
Literally NO one asked or cared for the UK perspective on credit card interest and accrued balances. This SD thread is very clearly only for US consumers. If your country's norm is still excising predatory interest and taxation terms 250 years after we dumped all of your nasty tea into the Boston Harbor, well, we tried to teach you a lesson that clearly didn't stick. Here in the US, the norm is you get charged interest only for the remaining balance you didn't pay off yet.

I don't carry any rotating debt and always pay my CC's off in full. I'm just trying to share advice for others in the US who may not understand the terms. Go stay on your side of the ocean. Isn't it past your bedtime anyway?

LMAOLMAOLMAO
4
Reply
Last edited by lazeekat November 17, 2023 at 11:14 PM.
Joined Feb 2006
L3: Novice
> bubble2 237 Posts
22 Reputation
ejl10
11-17-2023 at 10:10 PM.
11-17-2023 at 10:10 PM.
Quote from WyattN1989 :
Just a warning to folks, if you don't pay off the entire balance of this card each month you are charged interest on the entire accrued balance for that period plus the grace period. If you read reviews on this card it's one of the most predatory out there.
Thanks for the important warning. I've dragged my feet on this for a long time, but finally decided to pull the trigger given how much I sadly spend on Amazon. But point that I can't allow myself to forget a payment in full every month.
Reply
Joined Jun 2016
always hunting
> bubble2 73 Posts
13 Reputation
blackbeluga
11-17-2023 at 10:13 PM.
11-17-2023 at 10:13 PM.
Since this is a Chase card, does it show up in the chase app so I can see its balance and pay it alongside my other chase cards or is it somewhere buried in the Amazon app? Given the predatory nature I want to know it's easy to see my balance and pay it off in the same place as the rest of my banking
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Joined Dec 2010
L5: Journeyman
> bubble2 846 Posts
358 Reputation
lazeekat
11-17-2023 at 10:35 PM.
11-17-2023 at 10:35 PM.
Quote from blackbeluga :
Since this is a Chase card, does it show up in the chase app so I can see its balance and pay it alongside my other chase cards or is it somewhere buried in the Amazon app? Given the predatory nature I want to know it's easy to see my balance and pay it off in the same place as the rest of my banking
Fortunately, this being issued by Chase, you will see this Amazon Prime Visa alongside any other cards in the Chase app.

Just like the other Chase cards, as long as you have Automatic payments turned on and the Payment amount set to Statement balance, you should be set.
Reply
Joined Feb 2017
New User
> bubble2 98 Posts
10 Reputation
lazer9
11-18-2023 at 12:06 AM.
11-18-2023 at 12:06 AM.
I haven't even read the comments, but I can warn everyone that customer service at chase is either stationed underground and teaches kindergarten or purposely negligent! Ironic that I all but paid off a $2k balance and astonishingly get locked out of my account and nobody can figure out why or how to unlock it after 3 separate calls over a 2wk period and counting. Many other prior mysteries unsolved with chase. Advice: Stay clear no matter how much they are offering new customers!
Reply
Joined Feb 2006
~ Always Spinning ~
> bubble2 4,531 Posts
1,702 Reputation
Pro
Tazmania99
11-18-2023 at 05:05 AM.
11-18-2023 at 05:05 AM.
This is not a good way to help maintain a good credit score.

Quote from Dr.Murdoc :
I was pre-approved but I am nervous to apply now. I pay off my credit card balance every few days.
1
Reply
Joined Feb 2006
~ Always Spinning ~
> bubble2 4,531 Posts
1,702 Reputation
Pro
Tazmania99
11-18-2023 at 05:16 AM.

Our community has rated this post as helpful. If you agree, why not thank Tazmania99

11-18-2023 at 05:16 AM.
There are many different reasons why you get denial of a new credit card with a high credit score.

1. The bank does not want to extend a new credit to you since you have had too many.
2. Your credit reports are being locked and you forgot to unlock your credit profiles prior to applying for a new credit.
3. You have violated Chase's 5/24 or 2/30 rules.

For those who got rejected, call Chase Reconsideration at 888-270-2127. Sometimes one phone call may get you approved by moving a credit line from one of your existing Chase CCs. With this approach, you will still get the $200 AGC as the signup bonus.

Here's how you open the conversation.

"Hello, I recently applied for Amazon Prime Visa and was surprised to see that my application (was rejected/wasn't instantly approved). I was hoping I could talk to someone to better understand this decision and possibly get it reconsidered."
1
Reply
Last edited by Tazmania99 November 18, 2023 at 05:27 AM.
Joined Mar 2005
Renaissance Man
> bubble2 6,206 Posts
1,934 Reputation
PedroR
11-18-2023 at 06:22 AM.
11-18-2023 at 06:22 AM.
Quote from STPATTY3172000 :
Examples?
see the physician of credit
Reply
Joined Nov 2016
New User
> bubble2 1 Posts
10 Reputation
nina11414
11-18-2023 at 07:05 AM.
11-18-2023 at 07:05 AM.
Quote from GreenGazelle8569 :
Was preapproved, then got denied. Have Chase Saphire Preferred, Amex Gold, 780+ Credit Score.
Must be that I have too many Chase cards already.
I tried a few times before to get a credit card. They always denyed me. I guess,as you have guessed, I got too many Chase cards.
Reply
Joined Mar 2004
L10: Grand Master
> bubble2 7,802 Posts
1,519 Reputation
eb50
11-18-2023 at 07:17 AM.
11-18-2023 at 07:17 AM.
Your application needs
further review
Please don't resubmit the application.

An immediate decision about your application cannot be provided as it requires further review. You will be notified in writing about the status of your application within 30 days.

Over 800 credit score
Reply

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Joined Oct 2014
L34: Grandest Teacher
> bubble2 6,750 Posts
2,379 Reputation
Expert
This user is an Expert in Home & Home Improvement
firebirdude
11-18-2023 at 09:05 AM.
11-18-2023 at 09:05 AM.
Quote from STPATTY3172000 :
Examples?
I suggest this thread to start, but be aware the OP is very old. Still insane amount of great data and help in there.

But as an example, I just received a Chase Ink offer. 100k bonus points, which can be directly cashed in for $1000 cash back or $1250 in airline credit. That's a big one. But 40k is average, or maybe even below average. $400 minimum, or I'm not touching it.
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