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The Chase Prime Visa is literally one of the most PREDATORY, borderline ILLEGAL cards in the entire credit card industry.
Charge $1000 on this card, pay off $900. You should only be charged interest on $100, but the interest is for the full $1000. Yeah, GTFO. Show me any other charge card that does this.
People make mistakes with auto-pay. Sometimes despite one's best efforts or a family medical emergency, you miss paying off the full balance one month. I get this card has no annual fee and Chase has to make their profits somehow, but this is legit the most predatory way to do it. Zero-forgiveness in this card, so if you do sign up, make sure you never under any circumstance miss the full payment, even by missing one cent or by one day.
I'd rather carry Chase Freedom Flex + Discover IT cards (both with no annual fee), take advantage of staggered 5% cashback on all Amazon purchases for two quarters of a calendar year (including this holiday quarter), and just not deal with the BS.
A lot of you out there are chasing a $200 gift card carrot, but the 100% accrued balance interest penalty stick may hit you back a lot harder in the long run...
Declined with an over 800 credit score.
If you visit the page for this, you can do a pre-qualify check before actually applying.
Also, right after you get approved, you can grab a referral link to have friends/family use and you can get another $50 per each approved referral. (Up to $500)
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If you're under a granfathered shared prime account, you won't get this offer. The "new" shared one, sharing with one household member should work on both accounts.
Is there a way to tell if you are on a grandfathered shared prime account or on a "new" shared one?
If you visit the page for this, you can do a pre-qualify check before actually applying.
Also, right after you get approved, you can grab a referral link to have friends/family use and you can get another $50 per each approved referral. (Up to $500)
Where is the pre-qualify check link? I guess 24/5 rule applied to this chase card too?
We can't find any offers for you right now.
This could be because you've opted out of pre-screened offers or you've recently responded to another offer.
Check out our credit cards page to browse more cards that may be a good fit for your needs.
I suggest this thread to start, but be aware the OP is very old. Still insane amount of great data and help in there.
But as an example, I just received a Chase Ink offer. 100k bonus points, which can be directly cashed in for $1000 cash back or $1250 in airline credit. That's a big one. But 40k is average, or maybe even below average. $400 minimum, or I'm not touching it.
I suggest this thread to start, but be aware the OP is very old. Still insane amount of great data and help in there.
But as an example, I just received a Chase Ink offer. 100k bonus points, which can be directly cashed in for $1000 cash back or $1250 in airline credit. That's a big one. But 40k is average, or maybe even below average. $400 minimum, or I'm not touching it.
Except there's no minimum spend within X months for this offer. You get this $200 instantly upon approval.
I have the regular Amazon credit card and applied. Got this message:
Thank you for your interest in the Amazon Rewards Visa Signature Card
You've recently applied for this product. You'll receive a written notification from Chase about your application within 30 days of your application date.
Please wait for 30 DAYS before you submit another application.
The Chase Prime Visa is literally one of the most PREDATORY, borderline ILLEGAL cards in the entire credit card industry.
Charge $1000 on this card, pay off $900. You should only be charged interest on $100, but the interest is for the full $1000. Yeah, GTFO. Show me any other charge card that does this.
People make mistakes with auto-pay. Sometimes despite one's best efforts or a family medical emergency, you miss paying off the full balance one month. I get this card has no annual fee and Chase has to make their profits somehow, but this is legit the most predatory way to do it. Zero-forgiveness in this card, so if you do sign up, make sure you never under any circumstance miss the full payment, even by missing one cent or by one day.
I'd rather carry Chase Freedom Flex + Discover IT cards (both with no annual fee), take advantage of staggered 5% cashback on all Amazon purchases for two quarters of a calendar year (including this holiday quarter), and just not deal with the BS.
A lot of you out there are chasing a $200 gift card carrot, but the 100% accrued balance interest penalty stick may hit you back a lot harder in the long run...
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Charge $1000 on this card, pay off $900. You should only be charged interest on $100, but the interest is for the full $1000. Yeah, GTFO. Show me any other charge card that does this.
People make mistakes with auto-pay. Sometimes despite one's best efforts or a family medical emergency, you miss paying off the full balance one month. I get this card has no annual fee and Chase has to make their profits somehow, but this is legit the most predatory way to do it. Zero-forgiveness in this card, so if you do sign up, make sure you never under any circumstance miss the full payment, even by missing one cent or by one day.
I'd rather carry Chase Freedom Flex + Discover IT cards (both with no annual fee), take advantage of staggered 5% cashback on all Amazon purchases for two quarters of a calendar year (including this holiday quarter), and just not deal with the BS.
A lot of you out there are chasing a $200 gift card carrot, but the 100% accrued balance interest penalty stick may hit you back a lot harder in the long run...
Also, right after you get approved, you can grab a referral link to have friends/family use and you can get another $50 per each approved referral. (Up to $500)
Sign up for a Slickdeals account to remove this ad.
Also, right after you get approved, you can grab a referral link to have friends/family use and you can get another $50 per each approved referral. (Up to $500)
Got this? is this a right link?
We can't find any offers for you right now.
This could be because you've opted out of pre-screened offers or you've recently responded to another offer.
Check out our credit cards page to browse more cards that may be a good fit for your needs.
Same here. Why don't I see $200? I just signed up for the $1.99 1 week prime trial
But as an example, I just received a Chase Ink offer. 100k bonus points, which can be directly cashed in for $1000 cash back or $1250 in airline credit. That's a big one. But 40k is average, or maybe even below average. $400 minimum, or I'm not touching it.
Sign up for a Slickdeals account to remove this ad.
But as an example, I just received a Chase Ink offer. 100k bonus points, which can be directly cashed in for $1000 cash back or $1250 in airline credit. That's a big one. But 40k is average, or maybe even below average. $400 minimum, or I'm not touching it.
Good that I waited to see this offer going up from $100 to $150 to finally $200 👍
Thank you for your interest in the Amazon Rewards Visa Signature Card
You've recently applied for this product. You'll receive a written notification from Chase about your application within 30 days of your application date.
Please wait for 30 DAYS before you submit another application.
Easy prey
Charge $1000 on this card, pay off $900. You should only be charged interest on $100, but the interest is for the full $1000. Yeah, GTFO. Show me any other charge card that does this.
People make mistakes with auto-pay. Sometimes despite one's best efforts or a family medical emergency, you miss paying off the full balance one month. I get this card has no annual fee and Chase has to make their profits somehow, but this is legit the most predatory way to do it. Zero-forgiveness in this card, so if you do sign up, make sure you never under any circumstance miss the full payment, even by missing one cent or by one day.
I'd rather carry Chase Freedom Flex + Discover IT cards (both with no annual fee), take advantage of staggered 5% cashback on all Amazon purchases for two quarters of a calendar year (including this holiday quarter), and just not deal with the BS.
A lot of you out there are chasing a $200 gift card carrot, but the 100% accrued balance interest penalty stick may hit you back a lot harder in the long run...
Sign up for a Slickdeals account to remove this ad.