The below only applies to the Download and Retail versions (both the "Digital Download" and the "Key Card" are the same version and both must be downloaded, the only difference is the delivery method of the product key). The Block Online packages of the same name have limited forms compared to the download version.
There is much confusion about versions as to what does what and I thought I'd post this to try to clear things up. Many believe that you need Premium or better if you are self employed or have rental income. That is not true. Self employment income and even LLCs along with rental income can be done with Deluxe or Basic. If you get to, corporations, Scorps and Partnerships you will need true business versions
Many mistakenly believe based on the charts and wording that Block puts out that you need Premium for things such as Schedule C, D & E. Deluxe handles all those forms but if you go by a chart or version picker on Block's site you will be guided to the higher version.
Block likes to upsell you on the versions and there are almost outright deceptive marketing, wording and charts that cause much confusion about what version does what. Deluxe or even Basic will do the vast majority of returns even quite complicated ones. They all support the same forms. The only difference is in the amount of guidance and extra features you get.
Some free options to try first...
https://www.freetaxusa.
https://irs.treasury.go
https://myfreetaxes.com/
https://cash.app/taxes
https://www.olt.com/
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Here's my history for Deluxe without State, including tax:
2021 - $14.93
2022 - $16.00
2023 - $19.20
Prior to 2021 I had to buy the Premium version, so that's less useful to compare.
In fact, all versions Basic, Deluxe and Premium have and fill in the exact same forms. The only difference is in the amount of guidance you get. I have never found deluxe to lack any guidance to do any business income and expenses. It does everything from depreciation, business vehicle expenses, to the home office deduction and has more than enough guidance.
You can parrot what the marketers say and link to misleading marketing materials or you can listen to somebody that knows. This comes up every year and I warn people of it every year and even created Wiki that explains the situation.
This all caused me great concern one year when I saw people saying here on SD that Deluxe does not do Schedule C. I had already purchased a boxed version as I had been using Deluxe for many years to do my taxes and thought they had made some change. Long story short the only thing that changed was their marketing strategy, the software did just as it had all the previous years.
Not trying to be rude but please don't come out swinging like that when you are sharing misleading information supplied by the people that want our money that you have not researched and verified yourself. This is SD and it is supposed to be for the consumer, we don't share misinformation that makes other members pay more for something that is not needed.
I can understand it and excuse it as Block does its best to make you think you need a higher version when you don't but as a SD member and supposed smart consumer you have the responsibility to find out for yourself and not take a salesman's word for it before you start spreading misinformation that can cost somebody else. I am not worried about an apology, but it would be a courtesy to everybody that may be new here to get your post down as to not have somebody in these tight times be wasting money.
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he specifically stated that it was "(downloadable software, not the online version)", and he was correct.
1)it is not the link that he posted
2)i don't see any free version of the deluxe software, as you claimed?
https://www.hrblock.com/online-ta...ax-filing/
paying for the web version doesn't make sense to me, i want software that can be re-installed later, in case of future tax issues, without having to pay for it all over again: https://www.hrblock.com/tax-softw...tions.h
that only goes back five years, but there is no statute of limitations if you failed to file or the irs thinks that you filed a fraudulent return.
I posted a screen capture of my purchased version that is installed on my home computer that I got from Newegg a few weeks back.
There is an online web edition of Deluxe. It does not do Schedule C or rental income just as I said in my response to the other SD member.
Notice I used the proper term of "online". The SD member posted this information which is for the online version
That is information for the online versions. You can buy access to the online version, but it does not install on your computer and is web-based version. As I said it is kind of confusing and a rip-off as the web version does not do schedule C or rental income among other things.
My version and screen caps are from the digital version downloaded directly from Newegg and I installed it on my computer. Digital versions are the exact same software that comes on a CD in the boxed version.
Your confusion this time is you using the word downloadable l like it has the same meaning as online when it does not. Again, I advise to try to know before you get all worked about things you do not understand or know about. We can maybe help you understand if you would just take a breath and calm yourself and quite worrying about being right. You don't even know the game and you are calling fouls on others.
Block Deluxe online does not do Schedule C
Block Deluxe digital (versions that install on your computer) do Schedule C.
That gets us to the other confusion where Block likes to make it appear that digital or boxed Deluxe does not do Schedule C when it does. That to, I already explained to you. If you go to Blocks website or call one of their reps and ask them, what version do I need for Schedule C they are going to tell you Premium when that is in fact not the case.
All I have said here I have already said and explained clearly in multiple posts. Why you continue to ignore it and continue to confuse others is on you.
great, then post the link for it...
no, you did NOT use the proper term.
the link that i saw was for the vendor comparison page, that he posted specifically states that it is for multiple versions of the downloadable software... every link is labeled as "downloadable".
he specifically stated that it was "(downloadable software, not the online version)", and he was correct.
this is the link for the free hrblock online software:
1)it is not the link that he posted
2)i don't see any free version of the deluxe software, as you claimed?
https://www.hrblock.com/online-ta...ax-filing/ [hrblock.com]
great, then post the link for it...
no, you did NOT use the proper term.
the link that i saw was for the vendor comparison page, that he posted specifically states that it is for multiple versions of the downloadable software... every link is labeled as "downloadable".
he specifically stated that it was "(downloadable software, not the online version)", and he was correct.
this is the link for the free hrblock online software:
1)it is not the link that he posted
2)i don't see any free version of the deluxe software, as you claimed?
https://www.hrblock.com/online-ta...ax-filing/ [hrblock.com]
See that.
paying for the web version doesn't make sense to me, i want software that can be re-installed later, in case of future tax issues, without having to pay for it all over again: https://www.hrblock.com/tax-softw...tions.html [hrblock.com]
that only goes back five years, but there is no statute of limitations if you failed to file or the irs thinks that you filed a fraudulent return.
Not just having your stuff local but having the ability to play with tax scenarios and numbers during the year to see tax saving strategies and the ability to do free amended returns are also big reasons to use the installed version.
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I can never get a clear answer for this... best I've heard is that Deluxe does include Schedule C, but Premium (as well as the "Premium + Business") has a better questionnaire to claim the deductions.
If anyone has actually compared both versions and is in a similar situation, would love to hear.
It would be great if someone returned the favor, deluxe is fine
this is another good example of you not having a clue what you are talking about... i feel sorry for anyone trying to wade thru your barrage of conflicting words
as the other poster indicated, it's time to put you on ignore.
Be careful and double check your work if you sold ESPP stock because H&R Block (and TT too) have horrible prompts that could make you double tax yourself.
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Can I use my product key twice to activate both mac and PC installation? I may need to install both versions, as my PC is not stable at this time.
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