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Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Citi Bank Certificate of Deposit Account
11-Month Fixed Rate CD
BALANCE
STANDARD APY 5.25% - 5.65%
STANDARD INTEREST RATE 5.12% - 5.50%
Balance - Below $100,000, STANDARD APY / STANDARD INTEREST RATE5.25% / 5.12%
Balance - $100,000+,STANDARD APY / STANDARD INTEREST RATE 5.65% / 5.50%
https://www.citi.com/banking/cd-account
11-Month Fixed Rate CD
BALANCE
STANDARD APY 5.25% - 5.65%
STANDARD INTEREST RATE 5.12% - 5.50%
Balance - Below $100,000, STANDARD APY / STANDARD INTEREST RATE5.25% / 5.12%
Balance - $100,000+,STANDARD APY / STANDARD INTEREST RATE 5.65% / 5.50%
https://www.citi.com/banking/cd-account
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Citi Banking - Bank Advertiser
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Our community has rated this post as helpful. If you agree, why not thank yvolnov
Do yourself a favor and go with another bank. During this fiasco I talked to a friend of mine who used to work for Citi and he confirmed that their "back office"situation is a mess. I don't know what that means exactly, but I know I will never deposit my money with them again and would be doing a disservice if I didn't mention something here.
So that's $10,530 in 9 months w/ 10k invested?
No. APY = Annual Percentage Yield, so approximately $10,397 after 9 months at 5.3% APY
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Online banks like Discover or Capital One often offer > 5.0% APY CD without such arbitrary fee. Furthermore their savings accounts offer competitive APY themselves.
Do yourself a favor and go with another bank. During this fiasco I talked to a friend of mine who used to work for Citi and he confirmed that their "back office"situation is a mess. I don't know what that means exactly, but I know I will never deposit my money with them again and would be doing a disservice if I didn't mention something here.
Do yourself a favor and go with another bank. During this fiasco I talked to a friend of mine who used to work for Citi and he confirmed that their "back office"situation is a mess. I don't know what that means exactly, but I know I will never deposit my money with them again and would be doing a disservice if I didn't mention something here.