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Credit Karma offers FREE "Powered by TurboTax" Filing [Fed + State] if you start your return by Feb 9

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Credit Karma is offering free "powered by Turbo Tax" filing, so long as you start your return by Feb 9.

· Free State Filing
· Free Federal Filing
· No limit to how many forms you upload.

Note: Offer is NOT valid for anyone who filed directly via Turbo Tax last year (if you filed via CK or elsewhere, you qualify for the offer).

https://www.creditkarma.com/u/turbotax-offer

Quote from terms :
Offer ends February 9, 2024. Valid only for Credit Karma members who did not file their Tax Year 2022 taxes using a TurboTax Online, TurboTax Desktop, or TurboTax mobile app product. Excludes members who have already filed their Tax Year 2023 taxes using TurboTax. New members who are eligible may not be able to access offer for up to 28 hours after registration. Offer terms and availability subject to change at any time without notice.
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Credit Karma offers FREE "Powered by TurboTax" Filing [Fed + State] if you start your return by Feb 9
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Joined Feb 2013
L7: Teacher
> bubble2 2,344 Posts
781 Reputation
arkaaya
02-08-2024 at 08:44 AM.
02-08-2024 at 08:44 AM.
Quote from tickle_tickle :
I do this too. My taxes are more complicated than most because I'm self-employed. TT did worse than free CreditKarma tax filing the last few years I did it. (NOTE THAT CREDITKARMA SOLD THEIR TAX PLATFORM TO CASHAPP. Intuit/TurboTax bought CK two years ago and were required to divest the free tax filing product as part of the sale. So, hilariously, this is now TurboTax "free" and CreditKarma's taxes (which were better than TT) are now CashApp taxes (free).

I echo the CPA's note - TT sucks and Intuit is a horrible company. TT has been slapped around by the government repeatedly for misleading marketing and other issues.
Didn't know that 'CK Taxes' is now 'CashApp Taxes'. Thank you.

And, I agree, please do not support Intuit/TurboTax. They lobbied heavily against IRS streamlining tax filing and providing a free filing option directly. They are the reason people have to pay 3rd party providers (like Intuit, H&R Block etc) to file their taxes. Corporate greed at its finest. When will lobbying go away? Regular people cannot compete against these corps and the big money they throw into lobbying.
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Joined Jan 2008
L5: Journeyman
> bubble2 943 Posts
1,470 Reputation
divinebaboon
02-08-2024 at 09:19 AM.
02-08-2024 at 09:19 AM.
So to reiterate a couple of things in case folks are confused:
  • This is essentially a paid version of turbotax online, given out for free, with a different name
  • I don't know if its the deluxe or the premium version
  • You have to start the return before Feb 9th, dont have to finish it by then
  • If you used turbotax last year, you can still do this offer: Open up a new turbotax account. When you login to credit karma and it takes you to turbotax to login, use your new turbotax account instead of the old one that you used to file taxes last year.
  • it should have auto stock import
  • fed and 1 state should be free to efile, not sure about multiple states
Reply
Joined Aug 2023
L5: Journeyman
> bubble2 840 Posts
38 Reputation
PowerfulName4771
02-08-2024 at 11:49 AM.
02-08-2024 at 11:49 AM.
Quote from sandamn12 :
What used to be Credit Karma tax (free) is now Cash App tax (still free for most cases )


https://cash.app/taxes

https://www.finsmes.com/2020/11/s...h-app.html [finsmes.com]

I do my taxes in both turbo tax and cash app to make sure totals match up within a dollar (since Turbo tax catches some situations and tax cuts better) then submit for free with cash app once satisfied.

turbo tax only makes you pay when ready to submit or preview forms. it shows your obligations, etc for free.
Don't you have to pay to download Turbotax sofrware and be able to fill your details?
My understanding is that you cannot view your tax forms as well.
How do you do your taxes in TurboTax (without submitting) for free?
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Joined Sep 2016
Penguinbro
> bubble2 5,358 Posts
762 Reputation
anonymous2929239
02-08-2024 at 11:52 AM.
02-08-2024 at 11:52 AM.
Quote from OutFr0mUndr :
FreeTaxUSA.com is 100% free for most filers and is not run by a bunch of jerks like Intuit. Please do not support Intuit. Source: am a CPA.
just used this this year, first time and it was pretty easy
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Joined Sep 2010
L6: Expert
> bubble2 1,326 Posts
236 Reputation
sandamn12
02-08-2024 at 11:54 AM.
02-08-2024 at 11:54 AM.
Quote from PowerfulName4771 :
Don't you have to pay to download Turbotax sofrware and be able to fill your details?
My understanding is that you cannot view your tax forms as well.
How do you do your taxes in TurboTax (without submitting) for free?

Not if you use online version which is free to fill in all your detail and give you total taxable income, what you paid, and what you are owed back/owe
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Joined Dec 2009
L9: Master
> bubble2 4,576 Posts
356 Reputation
masterz13
02-08-2024 at 11:55 AM.
02-08-2024 at 11:55 AM.
Quote from OutFr0mUndr :
FreeTaxUSA.com is 100% free for most filers and is not run by a bunch of jerks like Intuit. Please do not support Intuit. Source: am a CPA.
Can I pick your brain? I earned monthly commissions from pickleball paddles (e.g., someone bought a $120 paddle online and used my code to save $10 and I'd get that $10) throughout the year, totaling $1425. How would I report this? It was received via PayPal each month.
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Joined Sep 2013
L7: Teacher
> bubble2 2,038 Posts
66 Reputation
ranibane0309
02-08-2024 at 12:02 PM.
02-08-2024 at 12:02 PM.
Quote from divinebaboon :
So to reiterate a couple of things in case folks are confused:
  • This is essentially a paid version of turbotax online, given out for free, with a different name
  • I don't know if its the deluxe or the premium version
  • You have to start the return before Feb 9th, dont have to finish it by then
  • If you used turbotax last year, you can still do this offer: Open up a new turbotax account. When you login to credit karma and it takes you to turbotax to login, use your new turbotax account instead of the old one that you used to file taxes last year.
  • it should have auto stock import
  • fed and 1 state should be free to efile, not sure about multiple states
Thank you for summarizing the key points


I just linked my CK and Intuit accounts, entered some info.
There is a price preview button that shows exactly how much you will pay, in my case its $0.

Is there anything else needed to lock in the price you think?
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Joined Aug 2011
L6: Expert
> bubble2 1,531 Posts
346 Reputation
drawz
02-08-2024 at 12:32 PM.
02-08-2024 at 12:32 PM.
Quote from sam_ay :
For all people who use FreeTaxUsa or CK or CashApp or any other free or low cost tax preparation software, do you have 1099 forms with 100's of stock trading and options trading? If yes, does any of these online softwares connect to the brokerage and get the data automatically? Or do they allow for upload of these 1099 forms and they can read a PDF file for these transactions?

The only thing holding me back onto TT or HRBlock is because I cannot enter 100's of these items, cost basis, profit, loss, long term, short term basis, etc. manually. I would ditch any of these behemoths if the free ones could connect to the brokerage and banks.
You don't have to enter each trade manually - you can simply supply the aggregate numbers because the federal government already gets a copy of that 1099 with all the details. Here is some more info from H&R Block: https://www.hrblock.com/tax-cente...chedule-d/
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Joined Aug 2011
L6: Expert
> bubble2 1,531 Posts
346 Reputation
drawz
02-08-2024 at 12:37 PM.
02-08-2024 at 12:37 PM.
Quote from jm534v :
What about people who invest in the stock market? Would it be free as well? I really hate to pay in order to pay more
FreeTaxUSA and Cash App Taxes handle that just fine.
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Joined Aug 2011
L6: Expert
> bubble2 1,531 Posts
346 Reputation
drawz
02-08-2024 at 12:41 PM.
02-08-2024 at 12:41 PM.
Quote from California-Boy :
We should be able to check our returns without actually filing it with freetaxusa.. Right? Isn't TurboTax supposed to be like that where we could enter all the details on the website and check where we stand on the return? I thought payment should be required only if we decide to file with any of these services. Confused why people by the Turbo Tax software from Costco or anywhere else.

Sorry, I have been doing my taxes with a CPA for long time. Thought of saving some money this year by using online service as my tax situation is simple.
People buy the software because it has several advantages vs online versions:
1. More powerful (Deluxe desktop does pretty much everything)
2. Data privacy - your data stays local only, not in the cloud
3. Ability to e-file 5 federal returns included, plus essentially unlimited printed returns
4. Ability to play "what if" games since you can run through multiple returns

As for other online options, compared to FreeTaxUSA or Cash App Taxes, TurboTax and H&R Block (online OR desktop) support importing forms from brokerages and banks, which can save some time and reduce the risk of transcription errors.

If you're taxes are simple, no need to go to a CPA. The hardest part in my opinion is just gathering up all the forms, which you have to do with a CPA anyway.
Reply
Joined Apr 2011
L8: Grand Teacher
> bubble2 3,436 Posts
212 Reputation
sam_ay
02-08-2024 at 12:51 PM.
02-08-2024 at 12:51 PM.
Quote from drawz :
You don't have to enter each trade manually - you can simply supply the aggregate numbers because the federal government already gets a copy of that 1099 with all the details. Here is some more info from H&R Block: https://www.hrblock.com/tax-cente...chedule-d/

I'm going to try that this year.
Thanks for referencing the link.
Reply
Joined Nov 2003
L10: Grand Master
> bubble2 16,569 Posts
1,399 Reputation
deshwasi
02-08-2024 at 01:38 PM.
02-08-2024 at 01:38 PM.
i did last year with CashApp as i was using CK prior to the transfer. Now this came up and i signed up. So.. should i stay with CashAPP or this Turbotax? i assume both will be free for me. Is there a catch here where they will start charging next year once they have me in their system?
Reply
Joined May 2012
L5: Journeyman
> bubble2 733 Posts
107 Reputation
morph2_7
02-08-2024 at 01:58 PM.
02-08-2024 at 01:58 PM.
I filed 2022 taxes using TurboTax online but I'm never a CK member. Is CK membership free? I also have stock sales in 2023. Can I get it free? Any max limits on 1099-INT?
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Last edited by morph2_7 February 8, 2024 at 02:01 PM.
Joined Jun 2017
L6: Expert
> bubble2 1,783 Posts
70 Reputation
bestdeal113
02-08-2024 at 03:13 PM.
02-08-2024 at 03:13 PM.
Quote from IndigoTexture1812 :
Moved to monarch for personal and rocket for biz. The era of free is over but my experience on these 2 have mostly filled the gap. Way better than the data harvesting app CK is.
Monarch has 6 months free from Walmart+ as well. Can be stacked with 1-month trial
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Joined Dec 2007
L2: Beginner
> bubble2 93 Posts
161 Reputation
dukeboy
02-08-2024 at 04:10 PM.
02-08-2024 at 04:10 PM.
i have a few turbotax premier license to trade if your tax is more complicated.
pm me.
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