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Capital One: Open 360 Checking Account w/ 2 Qualifying Direct Deposits, Earn $250

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Capital One [capitalone.com] is offering a $250 Cash Bonus, with code REWARD250, when you open an Eligible 360 Checking Account and Make At Least 2 Qualifying Direct Deposits of $500 or More within the First 75 days of account Opening.

https://www.capitalone.com/bank/reward250/

Note: If you have or had an open 360 Checking, Simply Checking, or Total Control Checking account as a primary or secondary account holder with Capital One on or after January 1, 2022, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing before you receive the bonus, you will not receive the bonus. No minimum balance is required to be maintained in order to receive this bonus.
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Created 02-23-2024 at 02:19 PM by BeautifulCircle318
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Apr 2017
L2: Beginner
> bubble2 51 Posts
14 Reputation
monkeybutler90
04-30-2024 at 12:35 PM.
04-30-2024 at 12:35 PM.
Quote from mcali786 :
Anyone received the bonus payout after the two transfers?

Nope, it's been 30 days exactly since my second deposit of 500
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Joined Oct 2013
L2: Beginner
> bubble2 62 Posts
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chinqlinq89
04-30-2024 at 08:50 PM.
04-30-2024 at 08:50 PM.
Quote from MisterDude :
Capital One is the only bank to have denied me for an account + credit card. Never missed a payment in my life. Outstanding FICO and Experian. Yet they still said no after doing a hard pull on my credit report. Wasted my time and lowered my credit score with that hard pull which won't drop off my credit report until a year from now.
Did they email/mail you a letter giving their reasoning for denial?

I just applied for a Wells Fargo CC that denied me right after I submitted my application online. Found out my application was 'on hold' because my Experian account was frozen so they couldn't pull a report.

From reading many user comments and experiences from this, some have said a few companies will say you're denied when you're actually not. They just needed more info from you to move forward but they don't communicate it at all.

Moral of the story, getting denied may not necessarily mean you're denied. Contact them if you care enough to get that card.
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Joined Dec 2020
∞Space wizard∞
> bubble2 231 Posts
62 Reputation
MisterDude
04-30-2024 at 09:41 PM.
04-30-2024 at 09:41 PM.
Quote from chinqlinq89 :
Did they email/mail you a letter giving their reasoning for denial?

I just applied for a Wells Fargo CC that denied me right after I submitted my application online. Found out my application was 'on hold' because my Experian account was frozen so they couldn't pull a report.

From reading many user comments and experiences from this, some have said a few companies will say you're denied when you're actually not. They just needed more info from you to move forward but they don't communicate it at all.

Moral of the story, getting denied may not necessarily mean you're denied. Contact them if you care enough to get that card.
No they were able to pull my Experian report as evidenced by a hard pull which has yet to fall off of my credit report. Crapitol One claimed they could not see my employer on my credit report when they sent me USPS mail explaining the denial. Which is BS because my paycheck goes through ADP which reports to IRS and the usual credit agencies. Never been rejected prior to this. Have not been rejected for anything after this either as far as credit is concerned. Just strange they'd not accept someone with an 800+ FICO score...
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Joined Oct 2004
L10: Grand Master
> bubble2 6,189 Posts
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atari
05-10-2024 at 07:06 AM.
05-10-2024 at 07:06 AM.
Anyone get the bonus yet? I am on my third deposit of 500+ dollars

Edit: just got off the phone with Capital One and they said at the earliest June 10 and the latest August 9th. My deposit requirements were fulfilled May 26th.
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Last edited by atari May 10, 2024 at 08:08 AM.
Joined May 2019
L3: Novice
> bubble2 194 Posts
26 Reputation
Dayliteminetocommand
05-12-2024 at 10:05 AM.
05-12-2024 at 10:05 AM.
Quote from atari :
Anyone get the bonus yet? I am on my third deposit of 500+ dollars

Edit: just got off the phone with Capital One and they said at the earliest June 10 and the latest August 9th. My deposit requirements were fulfilled May 26th.

You mean April 26th?
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Joined Oct 2004
L10: Grand Master
> bubble2 6,189 Posts
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atari
05-13-2024 at 07:30 AM.
05-13-2024 at 07:30 AM.
Quote from Dayliteminetocommand :
You mean April 26th?

Yeah lol 😂
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Joined Feb 2007
L7: Teacher
> bubble2 2,636 Posts
770 Reputation
hbk72777
05-13-2024 at 07:34 AM.
05-13-2024 at 07:34 AM.
Quote from MisterDude :
Capital One is the only bank to have denied me for an account + credit card. Never missed a payment in my life. Outstanding FICO and Experian. Yet they still said no after doing a hard pull on my credit report. Wasted my time and lowered my credit score with that hard pull which won't drop off my credit report until a year from now.

Capitol One is a mess of a company. I wanted to open an account with them 25 years ago, and they mixed my credit rating with my father's (different middle name and they took my SS number).

The second time, they mixed me up with a total stranger with a different middle initial.

I gave up on those clowns. Then they took over my ING online banking account

You can't escape stupid.
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Joined Jul 2016
L5: Journeyman
> bubble2 767 Posts
225 Reputation
mike312
05-29-2024 at 07:05 PM.
05-29-2024 at 07:05 PM.
Quote from monkeybutler90 :
Nope, it's been 30 days exactly since my second deposit of 500

Same no bonus yet
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