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As a veteran bank churner, I can tell you Citi is one of the worst to deal with. They play games where you need to come into a branch after you've met the criteria and sit with someone just to call customer service and honor the promo.
I'd avoid Citi and USBank like the plague. My minimum to justify my time is also $400. So, I did give USBanks recent $400 a shot because little no principal is required to maintain it, so not losing out on interest at another bank. If they end up screwing me, I won't bat an eye.
The 400 expired, but there is now a 500. Search 'USBank 500'
U.S. Bank Smartly® Checking
Open your checking account online through this page, in a branch or over the phone by June 27 with an opening deposit of $25. Then, within 90 days of account opening, enroll in the U.S. Bank Mobile App or online banking and make at least two direct deposits.
Earn $100 when the combined total of your direct deposits is between $3,000 and $4,999.99
Earn $300 when the combined total of your direct deposits is between $5,000 and $9,999.99.
Earn $500 when the combined total of your direct deposits is $10,000 or more.
The 400 expired, but there is now a 500. Search 'USBank 500'
U.S. Bank Smartly® Checking
Open your checking account online through this page, in a branch or over the phone by June 27 with an opening deposit of $25. Then, within 90 days of account opening, enroll in the U.S. Bank Mobile App or online banking and make at least two direct deposits.
Earn $100 when the combined total of your direct deposits is between $3,000 and $4,999.99
Earn $300 when the combined total of your direct deposits is between $5,000 and $9,999.99.
Earn $500 when the combined total of your direct deposits is $10,000 or more.
How did you do your direct deposit with US Bank? Was it an actual DD or some alternative like PayPal transfer? I want to do PayPal, but the data points of success are more than a year old.
How did you do your direct deposit with US Bank? Was it an actual DD or some alternative like PayPal transfer? I want to do PayPal, but the data points of success are more than a year old.
DD. I wouldn't bother trying other methods in this day and age. I think the ACH transfer ways are a thing of the past.
I would like to say all these banking companies must think everyone is stupid.
GOING TO DEPOSIT 30k OR MORE BLAH BLAH BLAH.
no interest on it.. why would I go drop 50k?
The only thing this is good for is to pocket $300 no pretending otherwise citi...
Bank hasn't changed its business operations since dinosaurs' age. This is literally how all major banks operate around the world...what gives? Also, you really don't know the reason behind it?
Screw Citi Bank. Do not bother with them. Their new policy is insane for checking and saving account. They are even forcing Seniors from free checking to paid checking.
Maybe. But if they were in the 37% tax bracket, I doubt they would be wasting their time chasing a $300 bonus.
Single filer would need income over $578,125. Equal to $278/hr.
If they were chasing this bonus, they probably should just stay off sites like slickdeals.
I would like to say all these banking companies must think everyone is stupid.
GOING TO DEPOSIT 30k OR MORE BLAH BLAH BLAH.
no interest on it.. why would I go drop 50k?
The only thing this is good for is to pocket $300 no pretending otherwise citi...
They want to "play with your money" after all to "big to fail" So they dangle the carrot in increments to reach their end goal and hope they get people to see free 300 etc and jump on over.
The 400 expired, but there is now a 500. Search 'USBank 500'
U.S. Bank Smartly® Checking
Open your checking account online through this page, in a branch or over the phone by June 27 with an opening deposit of $25. Then, within 90 days of account opening, enroll in the U.S. Bank Mobile App or online banking and make at least two direct deposits.
Earn $100 when the combined total of your direct deposits is between $3,000 and $4,999.99
Earn $300 when the combined total of your direct deposits is between $5,000 and $9,999.99.
Earn $500 when the combined total of your direct deposits is $10,000 or more.
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Fixed that for you!
Interest is taxed at your tax bracket no? I don't think they take 50% from my taxes it's never been that high and at my tax bracket
I'd avoid Citi and USBank like the plague. My minimum to justify my time is also $400. So, I did give USBanks recent $400 a shot because little no principal is required to maintain it, so not losing out on interest at another bank. If they end up screwing me, I won't bat an eye.
Can you link the us bank offer please
U.S. Bank Smartly® Checking
Open your checking account online through this page, in a branch or over the phone by June 27 with an opening deposit of $25. Then, within 90 days of account opening, enroll in the U.S. Bank Mobile App or online banking and make at least two direct deposits.
Earn $100 when the combined total of your direct deposits is between $3,000 and $4,999.99
Earn $300 when the combined total of your direct deposits is between $5,000 and $9,999.99.
Earn $500 when the combined total of your direct deposits is $10,000 or more.
U.S. Bank Smartly® Checking
Open your checking account online through this page, in a branch or over the phone by June 27 with an opening deposit of $25. Then, within 90 days of account opening, enroll in the U.S. Bank Mobile App or online banking and make at least two direct deposits.
Earn $100 when the combined total of your direct deposits is between $3,000 and $4,999.99
Earn $300 when the combined total of your direct deposits is between $5,000 and $9,999.99.
Earn $500 when the combined total of your direct deposits is $10,000 or more.
GOING TO DEPOSIT 30k OR MORE BLAH BLAH BLAH.
no interest on it.. why would I go drop 50k?
The only thing this is good for is to pocket $300 no pretending otherwise citi...
Bank hasn't changed its business operations since dinosaurs' age. This is literally how all major banks operate around the world...what gives? Also, you really don't know the reason behind it?
Sign up for a Slickdeals account to remove this ad.
Yes, it worked for me.
Thank you
Maybe. But if they were in the 37% tax bracket, I doubt they would be wasting their time chasing a $300 bonus.
Single filer would need income over $578,125. Equal to $278/hr.
If they were chasing this bonus, they probably should just stay off sites like slickdeals.
GOING TO DEPOSIT 30k OR MORE BLAH BLAH BLAH.
no interest on it.. why would I go drop 50k?
The only thing this is good for is to pocket $300 no pretending otherwise citi...
Sign up for a Slickdeals account to remove this ad.
U.S. Bank Smartly® Checking
Open your checking account online through this page, in a branch or over the phone by June 27 with an opening deposit of $25. Then, within 90 days of account opening, enroll in the U.S. Bank Mobile App or online banking and make at least two direct deposits.
Earn $100 when the combined total of your direct deposits is between $3,000 and $4,999.99
Earn $300 when the combined total of your direct deposits is between $5,000 and $9,999.99.
Earn $500 when the combined total of your direct deposits is $10,000 or more.
Excludes NY and FL