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Key Smart Checking®: Earn $200 After Qualified Activities

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Earn $200 after qualified activities until 7.19.24 with the no-monthly-maintenance-fee Key Smart Checking®.

Qualifying Activities:
  • Open a Key Smart Checking® account online by July 19, 2024.
  • Make the minimum opening deposit of $10, plus one direct deposit of at least $500 within the first 60 days of account opening.
  • Your $200 cash bonus will be deposited into your account within 90 days of meeting requirements.
  • Account must not be closed or restricted during the time of promotional period.
Product Detail:
  • Smart account that fits a client's lifestyle. Free non-interest-bearing account and no minimum balance required (minimum opening deposit of $10 required).
  • Monthly Maintenance Fee: $0
  • Free KeyBank and Allpoint® ATM access nationwide with your KeyBank Debit Mastercard®
  • Earn better interest rates on savings and money market accounts, additional cash back, loan discounts and more with KeyBank's Relationship Benefits.

Geographic restrictions apply and account opening is subject to approval.
Offer is available in these states: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA

Slickdeals may be compensated by KeyBank
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Joined Jun 2009
L5: Journeyman
> bubble2 976 Posts
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Angry
05-09-2024 at 07:04 PM.
05-09-2024 at 07:04 PM.
New customers only? If so how long between last account closing?
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Joined Mar 2024
L3: Novice
> bubble2 221 Posts
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MemorableHose1597
05-09-2024 at 08:10 PM.
05-09-2024 at 08:10 PM.
Quote from Angry :
New customers only? If so how long between last account closing?
I closed mine a few years ago I'm curious as well
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Joined Sep 2006
L5: Journeyman
> bubble2 800 Posts
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ychen07
05-13-2024 at 07:02 PM.
05-13-2024 at 07:02 PM.
Bummer... It's a checking account, not a credit card. SMH.

Looks like you're not able to apply online.
Based on the info you shared with us, we couldn't confirm your identity. If you'd still like to apply, talk with a banker at your nearest KeyBank branch.
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Joined Jul 2014
L6: Expert
> bubble2 1,548 Posts
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SlickDealingInNYC
06-11-2024 at 04:24 AM.
06-11-2024 at 04:24 AM.
Eligible Direct Deposits are limited to electronic direct deposits such as your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payments, check or mobile deposits, and other online transfers are not considered an eligible Direct Deposit for bonus eligibility purposes.

Be like Citi to accept person-to-person like Zelle for direct deposit or pass.
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Joined Apr 2016
L6: Expert
> bubble2 1,376 Posts
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Rontron
06-11-2024 at 01:57 PM.
06-11-2024 at 01:57 PM.
Quote from SlickDealingInNYC :
Eligible Direct Deposits are limited to electronic direct deposits such as your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payments, check or mobile deposits, and other online transfers are not considered an eligible Direct Deposit for bonus eligibility purposes.

Be like Citi to accept person-to-person like Zelle for direct deposit or pass.
I wonder if eBay or Mercari would work?
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Joined Feb 2015
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> bubble2 2 Posts
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CharlesF2769
06-11-2024 at 03:22 PM.
06-11-2024 at 03:22 PM.
Be careful with this bank…. At least in 2017/2018, Key bank would total up everything coming out of the check account and charge overdraft fees per withdrawal BEFORE considering any deposits / transfers into the check, even if everything happened on the same day.
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Joined Dec 2019
MF-OG
> bubble2 675 Posts
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OG-Bluntman
06-11-2024 at 07:55 PM.
06-11-2024 at 07:55 PM.
Quote from CharlesF2769 :
Be careful with this bank…. At least in 2017/2018, Key bank would total up everything coming out of the check account and charge overdraft fees per withdrawal BEFORE considering any deposits / transfers into the check, even if everything happened on the same day.

You must be referring to the old posting order. The posting order was changed a while back 🙂
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Joined Dec 2018
Master of my Own Domain
> bubble2 1,991 Posts
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HonestMammoth473
06-12-2024 at 12:06 PM.
06-12-2024 at 12:06 PM.
I did this bonus last year and the bank kept calling me for the first month, pleading for my business. I actually felt bad for closing the account. :p

Quote from Angry :
New customers only? If so how long between last account closing?
Quote from MemorableHose1597 :
I closed mine a few years ago I'm curious as well
You can churn this 12 months after closing the account.
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Joined Oct 2004
L10: Grand Master
> bubble2 6,193 Posts
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Pro
atari
Today at 04:46 AM.
Today at 04:46 AM.
"Based on the info you shared with us, we couldn't confirm your identity. If you'd still like to apply, talk with a banker at your nearest KeyBank branch."
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