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Chase $900 Bonus Checking/Savings

+93 Deal Score
225,877 Views
As a valued Chase customer, an up to $900 offer could be yours!
When you open a new Chase Total Checking® account1 and new Chase Savings account with qualifying activities.

https://account.chase.com/consume...vingsoffer


Get $300

Chase Total Checking®

For new Chase checking customers: Open a new Chase Total Checking® account1 and set up direct deposit within 90 days of coupon enrollment.

Coupon code applied when you
choose "Open an account"
OR

Get $200

Chase SavingsSM

For new Chase savings customers: Open a new Chase SavingsSM account1, deposit a total of $15,000 or more in new money within 30 days of coupon enrollment, and maintain a $15,000 balance for 90 days from coupon enrollment.

Coupon code applied when you
choose "Open an account"
OR

Get $900 for both (an extra $400 bonus)

Chase Total Checking® + Chase SavingsSM
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Created 06-13-2024 at 07:58 AM by candelabra
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Deal
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+93
225,877 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Apr 2005
L10: Grand Master
> bubble2 9,281 Posts
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CanesFan
06-13-2024 at 10:13 AM.

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06-13-2024 at 10:13 AM.
Since their savings account interest is crap, I would suggest the trick I got from a post on the previous thread about this deal...Wait almost 30 days to transfer the 15k into the savings. This way you don't lose out on the full 90 days of a higher interest rate wherever you had your money parked.

Terms say (assuming they haven't changed it since March) that you have 30 days from using the 'coupon' to get your money into the savings account, but the day counter starts when you open the account. This way you only have to keep your money in the Chase savings for a little over 60 days.

This is what I did and have already received my bonus. I did a test transfer of a small amount first to see how long it would take for the deposit to show up in my Chase savings so I know when to start my larger transfer. I ended up transferring it about 25 days after opening the account in case something happened to delay it by a day or two.
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Joined Apr 2006
L8: Grand Teacher
> bubble2 3,448 Posts
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spaceistheplace
06-13-2024 at 10:15 AM.
06-13-2024 at 10:15 AM.
What's the best bonus they have for a business account. Also I see they offer 4.88% for investment savings account with some bonuses depending on how much you put in. Anything better now in terms of % and bonuses ?
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Joined Mar 2010
L6: Expert
> bubble2 1,059 Posts
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gr8scottaz
06-13-2024 at 10:17 AM.
06-13-2024 at 10:17 AM.
Quote from FancyFlower103 :
Bad experience with Chase banking. Once you put money in their bank, they want to keep it forever. ImI've been declined multiple times in a day trying to transfer as little as $5k to another bank. If you need more money in an emergency situation, it won't happen at Chase.
Did they give a reason why it was declined? I've banked with Chase for 20+ years now and have done hundreds of transfers to accounts (both ways) to other banks I use (USAA, Marcus, Charles Schwab). Never once had an issue.
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Joined Oct 2014
L3: Novice
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m0therteresa
06-13-2024 at 10:17 AM.

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06-13-2024 at 10:17 AM.
Goes without saying but read the fine print before going in on this. It does work but the big points are...

1) New money only (AKA money has to be transferred from a non chase affiliated account. It can still be your own account. For example moving money from a second BoA account into the newly opened chase)

2) Sometimes the new chase accounts lock you out of ACH transfers. It gets really difficult to pull your money from a different bank and the transfer is "pending" for a few days only to get rejected. To get around this, use the push method and add the chase account to the account you're transferring from and use that second account to push money into the chase account, not the other way around

3) Look at the minimums you have to maintain to make sure the account stays open and avoid the monthly maintenance fees. Basically only do this deal if you can comfortably park 15K in savings + 1500 or so in checkings for the 3 months. If you accidentally withdraw out too much or use the accounts to pay regular bills causing you to dip below the required thresholds you might be out of luck.
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Joined Jul 2015
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vsauce
06-13-2024 at 10:25 AM.
06-13-2024 at 10:25 AM.
Chase sucks. They just assume you're a criminal
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Joined Dec 2009
L6: Expert
> bubble2 1,975 Posts
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annual
06-13-2024 at 11:14 AM.
06-13-2024 at 11:14 AM.
Keep getting an error during the application: 'It looks like this isn't working right now.'

Tried on PC and Mobile.....
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Joined Dec 2011
L2: Beginner
> bubble2 70 Posts
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crisp240
06-13-2024 at 11:16 AM.

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06-13-2024 at 11:16 AM.
Quote from Eragorn :
This may be an easy question, but does transferring money from another bank like BofA count as new money?

No. Money needs to be freshly printed by the mint and delivered in a suitcase same day 😝
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Joined Sep 2011
There Is Always Hope
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Eragorn | Staff
06-13-2024 at 11:23 AM.
06-13-2024 at 11:23 AM.
Quote from crisp240 :
No. Money needs to be freshly printed by the mint and delivered in a suitcase same day 😝
Copy - think they will check serial numbers?
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Joined Feb 2011
L1: Learner
> bubble2 8 Posts
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ikaldfer
06-13-2024 at 12:30 PM.
06-13-2024 at 12:30 PM.
I have a shared account with my wife, if we close it, can I qualify as a new customer by opening a new account by myself?
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Joined Feb 2011
L4: Apprentice
> bubble2 380 Posts
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atluu
06-13-2024 at 01:17 PM.
06-13-2024 at 01:17 PM.
I have a super old high school chase checking account back from 2010, any way I would still qualify? I do see that existing checking customers aren't eligible, but wasn't sure if my type of checking was applicable.
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Joined Oct 2022
L2: Beginner
> bubble2 43 Posts
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lethol0gica
06-13-2024 at 01:52 PM.
06-13-2024 at 01:52 PM.
Did this over 90 days ago. Got the $200 and $400 bonus this week!
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Joined May 2020
L3: Novice
> bubble2 108 Posts
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DonRab
06-13-2024 at 02:06 PM.
06-13-2024 at 02:06 PM.
If you can get this $900 offer it's worth it. Take the free money with a smile, then get the 100k bonus offer for sapphire.
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Joined Nov 2015
L2: Beginner
> bubble2 29 Posts
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mikef430
06-13-2024 at 03:33 PM.
06-13-2024 at 03:33 PM.
Quote from annual :
Keep getting an error during the application: 'It looks like this isn't working right now.'

Tried on PC and Mobile.....
Same issue.
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Joined Apr 2006
L6: Expert
> bubble2 1,129 Posts
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madshakes
06-13-2024 at 04:06 PM.
06-13-2024 at 04:06 PM.
does a paypal transfer count as direct deposit?
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