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U.S. Bank Smartly® Checking: Earn $250 Bonus for $2K+ Direct Deposit (Up to $450) When You Open a New Account and Complete Qualifying Activities Expired

+31 Deal Score
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Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through 9/26/24. Member FDIC.

Thanks to Slickdeals Staff Member EfficientGame645 for posting this deal.

Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling:
    • $2,000 to $4,999.99 to earn $250
    • $5,000 to $7,999.99 to earn $350
    • $8,000 or more to earn $450
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Slickdeals may be compensated by U.S. Bank

Original Post

Written by
Edited September 27, 2024 at 11:12 AM by
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through 9/26/24. Member FDIC.

Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling:
    • $2,000 to $4,999.99 to earn $250
    • $5,000 to $7,999.99 to earn $350
    • $8,000 or more to earn $450
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Slickdeals may be compensated by U.S. Bank
Created 07-16-2024 at 11:01 AM by EfficientGame645
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
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+31
61,016 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

They are not scams. It's literally free money for shuffling funds around, without credit pulls.
Application was rejected. When I called I was told that is because I live in a state where they don't have a branch
If you already have a US Bank credit card, they'll waive the fee for the Smartly checking account.

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Joined May 2024
New User
> bubble2 13 Posts
10 Reputation
SociableTest607
09-25-2024 at 11:46 AM.
09-25-2024 at 11:46 AM.
Quote from AllWhacked :
If you already have a US Bank credit card, they'll waive the fee for the Smartly checking account.
I wish I can get the 450K too. I can retire soon. Big Grin
2
Reply
Joined Aug 2021
L3: Novice
> bubble2 214 Posts
34 Reputation
CoolHeat767
09-25-2024 at 06:54 PM.
09-25-2024 at 06:54 PM.
Quote from MemorableStew1728 :
I did it and have done two more with them over the past five years. No problem with them posting for me

Follow the instructions to a tee

Hard for most to do unless you've got some experience doing it, enjoy it as a hobby, or have background in critical reading

Not throwing shade. Just saying that most can't and don't read fine print or know how to. That's not a bad thing. It's just a skill some have and some don't. But needed for this particular endeavor

And a lot of slickdeals deals incidentally. Read fine print and data points, etc. And some digital literacy needed too

This post is making me crack up. I agree but also it's just written in such a funny neutral-pity tone 😂
1
Reply
Joined Jan 2019
L6: Expert
> bubble2 1,018 Posts
144 Reputation
MemorableStew1728
09-25-2024 at 07:28 PM.
09-25-2024 at 07:28 PM.
Quote from CoolHeat767 :
This post is making me crack up. I agree but also it's just written in such a funny neutral-pity tone 😂

It was a rant I was trying to make sound somewhat respectful lol
Reply
Joined Oct 2021
L2: Beginner
> bubble2 34 Posts
10 Reputation
UniqueDolphin9617
09-25-2024 at 09:27 PM.
09-25-2024 at 09:27 PM.
Just sign up for Sofi and don't look back.
Reply
Joined Nov 2011
L3: Novice
> bubble2 144 Posts
22 Reputation
CoolAndy2000
09-25-2024 at 10:13 PM.
09-25-2024 at 10:13 PM.
When we can open this account, after closing a old one?

Edit: NVM, its 12 months
Reply
Last edited by CoolAndy2000 September 25, 2024 at 10:19 PM.
Joined Feb 2008
L5: Journeyman
> bubble2 515 Posts
169 Reputation
skullaria
09-27-2024 at 05:57 AM.
09-27-2024 at 05:57 AM.
All these Banks offering these great deals.... But they seem to want government checks or something? I could make a big deposit but being self-employed I don't get a direct deposit, so I guess they don't want my money.
Reply
Joined Nov 2016
I am not a cat
> bubble2 402 Posts
42 Reputation
deviantspeed
09-27-2024 at 07:37 AM.
09-27-2024 at 07:37 AM.
Careful with them. They charge me $6.95 a month, then credit me $6.95. Although trivial, this is earned income.
Then, if I dip negative, it's like fee after fee after fee. They waived since I don't work, but really took a lot of time. I guess that might be normal now. Can't just also walk in and say, hey, fix this crap.
4
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Joined Nov 2016
L3: Novice
> bubble2 166 Posts
45 Reputation
Nickm8266
09-27-2024 at 10:52 AM.
09-27-2024 at 10:52 AM.
My work only provides physical paycheck (old heads, wont change) which I then deposit using my phone mobile app. Would this deal work for me?
Reply
Joined Jan 2019
L6: Expert
> bubble2 1,018 Posts
144 Reputation
MemorableStew1728
09-27-2024 at 11:06 AM.
09-27-2024 at 11:06 AM.
Quote from Nickm8266 :
My work only provides physical paycheck (old heads, wont change) which I then deposit using my phone mobile app. Would this deal work for me?

If you know where to look (Google doctor of credit method for direct deposit), you can find ways to get around the direct deposit requirement. Namely, you ACH push in from another bank. I did Ally bank and it worked for me last month.

Two things to keep in mind, though: it's YMMV and DPs always change, and also to NOT call the bank asking for bonus you're trying to get via this sort of workaround. It just draws unwanted attention to the workaround
Reply
Joined Jan 2019
L6: Expert
> bubble2 1,018 Posts
144 Reputation
MemorableStew1728
09-27-2024 at 11:07 AM.
09-27-2024 at 11:07 AM.
Quote from deviantspeed :
Careful with them. They charge me $6.95 a month, then credit me $6.95. Although trivial, this is earned income.
Then, if I dip negative, it's like fee after fee after fee. They waived since I don't work, but really took a lot of time. I guess that might be normal now. Can't just also walk in and say, hey, fix this crap.

This is how not to do banking. Not slick
Reply
Joined Aug 2015
L2: Beginner
> bubble2 601 Posts
1,356 Reputation
Pro
dragoNav
09-29-2024 at 07:40 AM.
09-29-2024 at 07:40 AM.
Quote from Sagarchetty :
Which state ?
Pennslyvania
Reply
Joined Sep 2003
Worlds Most Modest Man
> bubble2 19,131 Posts
3,117 Reputation
beowulf7
10-01-2024 at 04:16 PM.
10-01-2024 at 04:16 PM.
I just tried to open an account and after I entered my Zip code (D/FW area of TX), I received a message saying "U.S. Bank doesn't offer checking or savings accounts in your area."
Sadwalk
Reply
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