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Ink Business Unlimited® Credit Card: Earn $900 Bonus Cash Back After You Spend $6k in the First 3 Months Expired

+56 Deal Score
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Chase is offering $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. The annual fee is $0.

Card Details:


Read our review on the Ink Business Unlimited® Credit Card

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Original Post

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Edited November 6, 2024 at 05:38 PM by
Chase is offering $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. The annual fee is $0.

Card Details:
Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn unlimited 1.5% cash back on every purchase made for your business
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
0% introductory APR for 12 months on purchases
Member FDIC

Read our review on the Ink Business Unlimited® Credit Card

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Deal
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384 Comments

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You can. You just need to put your ssn and sole proprietorship as the business type and only you as the employee
Something's wrong with this deal description, says $95 annual fee and immediately after, No annual fee.

I think someone got their wires crossed between Ink Preferred and Ink Unlimited. Which one is the increased SUB actually for?
You don't need to. You can own a business with your ssn as sole proprietorship type. There is nothing faking about it. You can intend to start something and start slow after getting the card as well.

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Joined Oct 2024
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> bubble2 1 Posts
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RelaxedCable9303
10-16-2024 at 09:18 AM.
10-16-2024 at 09:18 AM.
Quote from wadew :
No, and that would be the definition of money laundering.
Use them to pay utilities, internet, cellphone, insurance, tuition, daycare, taxes. A lot of people will also use them at Costco, and use to load up with Amazon, but some people have had issues with paying for those using the prepaid MC/Visas.
Confusing why people buy gift cards for this. Why not just use your chase credit card directly? You just introduce additional risk by buying gcs.
Reply
Joined May 2014
L2: Beginner
> bubble2 43 Posts
35 Reputation
digitoad88
10-16-2024 at 12:59 PM.
10-16-2024 at 12:59 PM.
I signed up for this card more than 2 years ago, but at the time didn't understand rewards so I never got the sign up bonus. Can I cancel the card and re-apply to get the bonus? Do I need to wait a certain period before reapplying?
Reply
Joined Aug 2007
L8: Grand Teacher
> bubble2 3,807 Posts
1,005 Reputation
Pro
kqian111
10-16-2024 at 04:17 PM.
10-16-2024 at 04:17 PM.
Quote from RelaxedCable9303 :
Confusing why people buy gift cards for this. Why not just use your chase credit card directly? You just introduce additional risk by buying gcs.
There's a time limit to hitting the spending requirement that if you can't meet, then you can front that spend into gift cards to be spent later at your own pace.
Reply
Joined Sep 2017
L2: Beginner
> bubble2 99 Posts
131 Reputation
VjXBSparta
10-16-2024 at 09:05 PM.
10-16-2024 at 09:05 PM.
Quote from digitoad88 :
I signed up for this card more than 2 years ago, but at the time didn't understand rewards so I never got the sign up bonus. Can I cancel the card and re-apply to get the bonus? Do I need to wait a certain period before reapplying?
You can reapply there is no problem of wait for these cards. If you don't apply within 30 days, you should be good.
Reply
Joined Sep 2017
L2: Beginner
> bubble2 99 Posts
131 Reputation
VjXBSparta
10-16-2024 at 09:09 PM.
10-16-2024 at 09:09 PM.
Quote from RelaxedCable9303 :
Confusing why people buy gift cards for this. Why not just use your chase credit card directly? You just introduce additional risk by buying gcs.
Not for this card but for Ink cash you could get 5% back at office supply stores for buying gift cards which you can use for any purchase which accepts Visa or Master gift card. So it is 5% on anything that you buy and better if you are targeting a Inital SUB.
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Joined Jun 2012
L4: Apprentice
> bubble2 303 Posts
163 Reputation
Idailysale
10-16-2024 at 09:10 PM.
10-16-2024 at 09:10 PM.
Quote from VjXBSparta :
You can reapply there is no problem of wait for these cards. If you don't apply within 30 days, you should be good.

I got this card more than 30 days ago , and got the points , can I apply another one and get points again .
Reply
Joined Oct 2024
New User
> bubble2 1 Posts
10 Reputation
SensibleApple1625
10-16-2024 at 09:16 PM.
10-16-2024 at 09:16 PM.
Still I would see the velocity with which you are getting the ink cards. You can be approved but there are chances of denial too. Chase has become more stringent with these cards now. I would advise to wait for couple more months.
Reply

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Joined Jul 2017
L3: Novice
> bubble2 242 Posts
38 Reputation
Pulgasari
10-17-2024 at 06:18 AM.
10-17-2024 at 06:18 AM.
Quote from SensibleApple1625 :
Still I would see the velocity with which you are getting the ink cards. You can be approved but there are chances of denial too. Chase has become more stringent with these cards now. I would advise to wait for couple more months.

From what I've seen the...sensible thing to do is wait at least 3 months in between applying for the Ink cards. Is that what you've found to be the case?
Reply
Joined Dec 2021
L2: Beginner
> bubble2 58 Posts
113 Reputation
gitlab
10-17-2024 at 04:28 PM.
10-17-2024 at 04:28 PM.
For people who do not have registered business what do you put under business legal name, business revenue etc.
Reply
Joined Feb 2008
L7: Teacher
> bubble2 2,101 Posts
194 Reputation
pcman2000
10-17-2024 at 04:37 PM.
10-17-2024 at 04:37 PM.
Quote from Idailysale :
I got this card more than 30 days ago , and got the points , can I apply another one and get points again .
Quote from SensibleApple1625 :
Still I would see the velocity with which you are getting the ink cards. You can be approved but there are chances of denial too. Chase has become more stringent with these cards now. I would advise to wait for couple more months.
Quote from Pulgasari :
From what I've seen the...sensible thing to do is wait at least 3 months in between applying for the Ink cards. Is that what you've found to be the case?
I agree. I haven't tried in less than 4 or 5 months in between but haven't been denied yet doing so.
Reply
Joined Jul 2017
L3: Novice
> bubble2 242 Posts
38 Reputation
Pulgasari
10-17-2024 at 04:43 PM.
10-17-2024 at 04:43 PM.
Quote from gitlab :
For people who do not have registered business what do you put under business legal name, business revenue etc.

If you don't have a business you would put your name in that section. As for busine revenue I just put an estimate of my expected revenue. Also make sure you do it as a sole proprietorship. Feel free to PM me or I can message you if you have further questions
Reply
Joined Feb 2013
L5: Journeyman
> bubble2 853 Posts
245 Reputation
pankaj8096
10-17-2024 at 05:19 PM.
10-17-2024 at 05:19 PM.
Can I refer my spouse for this card as Chase freedom card holder ?
Reply
Joined Jul 2023
New User
> bubble2 18 Posts
14 Reputation
BraveGoat4617
10-18-2024 at 04:50 AM.
10-18-2024 at 04:50 AM.
How long do you have to wait to get a second card for a different business? I already received one bonus for one business.
Reply
Joined Dec 2016
L5: Journeyman
> bubble2 578 Posts
54 Reputation
samsungs70
10-18-2024 at 09:18 AM.
10-18-2024 at 09:18 AM.
Can I apply online or I have to go to a local Chase branch to open?
Reply

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Joined Aug 2004
...
> bubble2 9,778 Posts
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JaTaN
10-18-2024 at 09:21 AM.
10-18-2024 at 09:21 AM.
Quote from samsungs70 :
Can I apply online or I have to go to a local Chase branch to open?
I've always done it online
Reply
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