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Ink Business Unlimited® Credit Card: Earn $900 Bonus Cash Back After You Spend $6k in the First 3 Months Expired

+56 Deal Score
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Chase is offering $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. The annual fee is $0.

Card Details:


Read our review on the Ink Business Unlimited® Credit Card

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Original Post

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Edited November 6, 2024 at 05:38 PM by
Chase is offering $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. The annual fee is $0.

Card Details:
Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn unlimited 1.5% cash back on every purchase made for your business
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
0% introductory APR for 12 months on purchases
Member FDIC

Read our review on the Ink Business Unlimited® Credit Card

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Deal
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384 Comments

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Featured Comments

You can. You just need to put your ssn and sole proprietorship as the business type and only you as the employee
Something's wrong with this deal description, says $95 annual fee and immediately after, No annual fee.

I think someone got their wires crossed between Ink Preferred and Ink Unlimited. Which one is the increased SUB actually for?
You don't need to. You can own a business with your ssn as sole proprietorship type. There is nothing faking about it. You can intend to start something and start slow after getting the card as well.

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Joined Nov 2015
L2: Beginner
> bubble2 25 Posts
22 Reputation
hkbro
10-25-2024 at 06:36 PM.
10-25-2024 at 06:36 PM.
I opened a LLC with a plan to do some free lancing services but haven't started any business opportunities yet. Is it worth to apply with my LLC as business with its own ITIN instead of using my own SSN? what should I give the revenue and other finance details?
Reply
Joined May 2016
New User
> bubble2 10 Posts
10 Reputation
khanmj
10-26-2024 at 10:32 AM.
10-26-2024 at 10:32 AM.
Can up put your rent on this card? What kind of expenses you can put on this card? Thank you!
Reply
Joined May 2020
L5: Journeyman
> bubble2 752 Posts
83 Reputation
androidf58
10-26-2024 at 05:19 PM.
10-26-2024 at 05:19 PM.
Quote from khanmj :
Can up put your rent on this card? What kind of expenses you can put on this card? Thank you!

I paid a bunch of taxes on my card to clear the minimum spend. There were fees on that but the regular cash back offset half anyway. So ultimately I got like 850 back after fees
Reply
Joined Aug 2013
L6: Expert
> bubble2 1,089 Posts
107 Reputation
Byron33
10-27-2024 at 06:57 AM.
10-27-2024 at 06:57 AM.
Quote from ultimatedealscovery :
Yes. That's one of the major selling points.
How do you go about doing that?
Reply
Joined Nov 2012
Deal Hunter
> bubble2 106 Posts
53 Reputation
ultimatedealscovery
10-27-2024 at 09:16 AM.
10-27-2024 at 09:16 AM.
Quote from hkbro :
I opened a LLC with a plan to do some free lancing services but haven't started any business opportunities yet. Is it worth to apply with my LLC as business with its own ITIN instead of using my own SSN? what should I give the revenue and other finance details?

Yes, it's worth. You are okay to give projections and use your SSN to apply. No need for your ITIN.
Reply
Joined Nov 2012
Deal Hunter
> bubble2 106 Posts
53 Reputation
ultimatedealscovery
10-27-2024 at 09:16 AM.
10-27-2024 at 09:16 AM.
Quote from Byron33 :
How do you go about doing that?

Through the website/app.
Reply
Joined Mar 2007
Straight Cadillac Pimpin
> bubble2 2,013 Posts
629 Reputation
swantz1984
10-28-2024 at 05:13 AM.
10-28-2024 at 05:13 AM.
Just applied and was approved for the card. I have the same INK card from last year that I got the sign up bonus. In years past you can get the sign up for every new INK card even if you have it, but I noticed nothing on the chase site about new account bonus or an intro 0% for 12 months. Did something change?
Reply

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Joined Jul 2009
L2: Beginner
> bubble2 37 Posts
18 Reputation
mystify
10-30-2024 at 06:28 AM.
10-30-2024 at 06:28 AM.
Quote from swantz1984 :
Just applied and was approved for the card. I have the same INK card from last year that I got the sign up bonus. In years past you can get the sign up for every new INK card even if you have it, but I noticed nothing on the chase site about new account bonus or an intro 0% for 12 months. Did something change?
Typically if Chase approves you, you'll get the welcome bonus. The 0% APR should show up if you click on the new account itself in the portal.
Reply
Joined Sep 2013
L6: Expert
> bubble2 1,397 Posts
76 Reputation
okhello
10-31-2024 at 12:43 AM.
10-31-2024 at 12:43 AM.
Quote from PurpleTank5542 :
It does not

I believe the 5/24 rule does apply to this card.
Reply
Joined Jul 2005
L4: Apprentice
> bubble2 454 Posts
121 Reputation
wadew
10-31-2024 at 12:55 AM.
10-31-2024 at 12:55 AM.
Quote from okhello :
I believe the 5/24 rule does apply to this card.
It does if you are above 5/24. For approval you need to be under 5/24 but this does not count in a 5/24.
Reply
Joined Sep 2013
L6: Expert
> bubble2 1,397 Posts
76 Reputation
okhello
10-31-2024 at 01:07 AM.
10-31-2024 at 01:07 AM.
Quote from wadew :
It does if you are above 5/24. For approval you need to be under 5/24 but this does not count in a 5/24.

So you are saying any Chase Ink business card that I got within the past 2 years will not be counted into 5/24 rule?
Reply
Joined Sep 2013
L6: Expert
> bubble2 1,397 Posts
76 Reputation
okhello
10-31-2024 at 01:08 AM.
10-31-2024 at 01:08 AM.
I just finished applying, but no approval and they said they need more time to review my application and let me know soon.
Reply
Joined Aug 2007
L8: Grand Teacher
> bubble2 3,807 Posts
1,005 Reputation
Pro
kqian111
10-31-2024 at 07:27 AM.
10-31-2024 at 07:27 AM.
Quote from okhello :
So you are saying any Chase Ink business card that I got within the past 2 years will not be counted into 5/24 rule?
that's correct. Ink business cards don't even show up on your personal credit report.
Reply
Joined Aug 2004
...
> bubble2 9,774 Posts
5,114 Reputation
JaTaN
10-31-2024 at 07:29 AM.
10-31-2024 at 07:29 AM.
Quote from okhello :
So you are saying any Chase Ink business card that I got within the past 2 years will not be counted into 5/24 rule?
Ink cards don't show up on your credit reports so they don't add to your 5/24 count

You need to be under 5/24 so 4 new cards or less in past 24mo based on your credit reports
Reply

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Joined Jul 2005
L4: Apprentice
> bubble2 454 Posts
121 Reputation
wadew
10-31-2024 at 08:12 AM.
10-31-2024 at 08:12 AM.
Quote from okhello :
So you are saying any Chase Ink business card that I got within the past 2 years will not be counted into 5/24 rule?
The easiest way to verify your 5/24 is to run your experian credit report and then count up the cards that show up on your report that were opened in the last 24 months. It's free as long as you don't sign up for anyh services.
Reply
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