Truist Bank is offering a $400 bonus to new Truist One Checking account holders who meet certain eligibility requirements:
Open a new account online between February 28, 2024 and October 30, 2024
Use the promo code TRUIST400DC24 when opening the account
Receive at least one qualifying direct deposit of $500 or more
Make at least 15 qualifying debit card purchases within 90 days of opening the account
Keep the account open, in good standing, and with a positive balance until the bonus is earned
https://www.truist.com/checking/open-checking
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*The definition of a qualifying Direct Deposit is an electronic credit (greater than $0.00) of your salary, pension,
Social Security or other regular monthly income deposited into your new checking account by your employer or
outside agency. Transfers made from one account to another, or deposits made via a branch, ATM, online transfer,
mobile device, debit/prepaid card number or the mail are not eligible direct deposits.
*The definition of a qualifying Direct Deposit is an electronic credit (greater than $0.00) of your salary, pension,
Social Security or other regular monthly income deposited into your new checking account by your employer or
outside agency. Transfers made from one account to another, or deposits made via a branch, ATM, online transfer,
mobile device, debit/prepaid card number or the mail are not eligible direct deposits.
However, some folks have reported that they got EFTs from some banks/brokerages to work. YMMV.
https://www.doctorofcre
You should go with a real direct deposit if you can, because although it may have worked for someone, that doesn't mean it'll work now, for you.
The only sure-fire way is to have it taken from your paycheck. ADP and most other paycheck companies will allow you to add a second bank and transfer an exact amount. Do that for one paycheck to transfer the $500. Once that is done, fix ADP settings and move the $500 wherever you want it to be.
Receive at least one qualifying Direct Deposit of $500 or more...
Option 1: Making $500 or more in total qualifying Direct Deposits per statement cycle....
Receive at least one qualifying Direct Deposit of $500 or more...
Option 1: Making $500 or more in total qualifying Direct Deposits per statement cycle....
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After the penny posts, I do the required $500 on the second paycheck.
Wondering if we can get another $400 by signing up my favorite wife....
- Yes. One or more direct deposits totaling $500. My humans haven't made those yet. I am transferring one cent each from their next paycheck, just to make sure I have the routing numbers are right before sending $500.
- The account has a minimum balance of $500 to avoid fees.
- Self-checkout at the grocery store or gas pump. Scan one thing (or pump half a gallon), pay, repeat fifteen times. My humans will do this at Kroger with 2L bottles of soda.
- You can close after receiving and transferring out the balance (subject to funds availability policy). You aren't required the hold past that.
- You can close the account anytime without penalty (but do it too soon and you won't get the bonus). There is a $30 fee for closing a charged off checking account, but if you behave yourself and don't create a negative balance, that won't happen. Be a financially responsible human.
- You should get the bonus within 4 weeks of meeting all the criteria.
Also a neat thing Truist does is they give you a separate login/website to track your progress on getting the bonus. It will tell you if you have made the required transactions, and when. That's kinda nice.
- Yes. One or more direct deposits totaling $500. My humans haven't made those yet. I am transferring one cent each from their next paycheck, just to make sure I have the routing numbers are right before sending $500.
- The account has a minimum balance of $500 to avoid fees.
- Self-checkout at the grocery store or gas pump. Scan one thing (or pump half a gallon), pay, repeat fifteen times. My humans will do this at Kroger with 2L bottles of soda.
- You can close after receiving and transferring out the balance (subject to funds availability policy). You aren't required the hold past that.
- You can close the account anytime without penalty (but do it too soon and you won't get the bonus). There is a $30 fee for closing a charged off checking account, but if you behave yourself and don't create a negative balance, that won't happen. Be a financially responsible human.
- You should get the bonus within 4 weeks of meeting all the criteria.
Also a neat thing Truist does is they give you a separate login/website to track your progress on getting the bonus. It will tell you if you have made the required transactions, and when. That's kinda nice.
If it is an online purchase using the debit card, yes.
Any other online transaction, no.
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If it is an online purchase using the debit card, yes.
Any other online transaction, no.