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Be prepared for
Incoming wire fee
Paper statement fee
Cash deposit fee
Cons:
Deposit going to any other account (error) mentioned on deposit slip with even if name doesn't match.
Different deposit slip for instate and outof state deposits.
Long waiting times for cash availability.
Pros:
Easy credit card issuance.
Largest bank of America
People don't actually use the "big" banks for actual banking, just for bonuses lol.
Go with your discover/capitolone type bank for a savings interest rate that doesn't slap you in the face lol.
The application asks for bank account or debit card information for the initial transfer. Does that mean it automatically sets up that transfer after the application is submitted?
So I got denied due to a bad bank deposit score from Early Warning Systems!? I have prime credit and banking history with multiple banks. I do open/close a few accounts a year to take advantage of these new account bonuses so that could be having an impact on the score.
Going to open an inquiry with this third party and see what they got on file for me. Just a head's up in case anyone else gets denied.
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Incoming wire fee
Paper statement fee
Cash deposit fee
Cons:
Deposit going to any other account (error) mentioned on deposit slip with even if name doesn't match.
Different deposit slip for instate and outof state deposits.
Long waiting times for cash availability.
Pros:
Easy credit card issuance.
Largest bank of America
Go with your discover/capitolone type bank for a savings interest rate that doesn't slap you in the face lol.
This offer is limited to individuals who have not owned or co-owned a Bank of America personal checking account within the last twelve (12) months
Wells Fargo is the real evil ..BOA offers no perks but they dont scam you like WF
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Opened: 10/28
DD done: 11/08
Bonus received: 11/15
Going to open an inquiry with this third party and see what they got on file for me. Just a head's up in case anyone else gets denied.
Opened: 10/28
DD done: 11/08
Bonus received: 11/15
Have you closed your account? If so, how did you do it? Trying to avoid any potential fees.
Yeah I closed it. I called to have it closed. No issues.
Same same. Thanks
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