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Bank of America More Rewards Day: Purchases of Up to $2500 on Eligible Card Expired

Earn 2% Back
& More (Valid 11/7 Only; No Enrollment Needed)
+73 Deal Score
89,081 Views
Bank of America is hosting their Bank of America More Rewards Day and offering select rewards/offers listed below. No enrollment is needed. Simply use your eligible Bank of America card and make a qualifying purchase on November 7, 2024 to earn your bonus rewards.

Thanks to community member aeron-plz for finding this deal

Note, ensure to check the eligible cards is listed before making your purchases

Eligible Offer(s)
  • Cash Back Credit Cards Offer
    • Earn an additional 2% cash back on purchases made on November 7, 2024 only
      • Note, offer is good for the first $2500 in purchases (Up to $50 cash back)
  • Points Rewards Credit Cards Offer
    • Earn an additional 2 points for every $1 spent on purchases made on November 7, 2024 only
      • Note, offer is good for the first $2500 in purchases (Up to 5,000 points)
  • Miles Rewards Credit Cards Offer
    • Earn an additional 2 miles for every $1 spent on purchases made on November 7, 2024 only
      • Note, offer is good for the first $2500 in purchases (Up to 5,000 miles)
  • Non-Rewards Other Rewards Credit Cards Offer
    • Earn 2% cash back in the form of a statement credit on purchases made on November 7, 2024 only
      • Note, offer is good for the first $2500 in purchases (Up to $50 statement credit)

Original Post

Written by
Edited October 24, 2024 at 10:40 PM by
Extra 2% bonus for making a purchase on November 7th with your BoA credit card. Up to $2500 spend for $50 extra cash back or similar for point based credit card. If you already have the 5.25% for bonus category, this means 7.25% total cash back.

https://promotions.bankofamerica....rewardsday
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Deal
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Earn 2% Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Have it in my calendar to make a $2,500 tax payment at payusatax.com.

Using my BofA unlimited cash card and platinum rewards, that's 4.625% cash back and only a 1.82% payment fee.

That's about $70. Plus I still have 0% promo interest rate until October, since it's a new card.
It's not that exciting. This is essentially up to a $50 rebate on $2500+ spend. Not worth it for most people to go out of their way and time their purchases around this bonus.
But it does stack with preferred rewards.

You won't get a bonus on the 2%, but you will still get your bonus on the card as usual.

If you have customized cash platinum rewards and haven't used your $2500 spend limit for the quarter on your chosen category, that can be 7.25% cash back!

3% - custom category base reward
2.25% - platinum rewards bonus
2% - rewards day bonus

Unfortunately, I already used my $2500 spend for the quarter, so the unlimited cash is a better choice for me.

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Joined Jan 2022
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> bubble2 33 Posts
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MaroonGuitar7427
11-04-2024 at 03:45 AM.
11-04-2024 at 03:45 AM.
For those with 5.25% category preferred rewards. Use home improvement category and get physical gift cards at lowes stores to get total 7.25% which you can use in future. Amazon cards is one.
Reply
Joined Jan 2024
Typing Cat
> bubble2 2,259 Posts
1,453 Reputation
Pro
WolfTheCat
11-04-2024 at 05:03 AM.
11-04-2024 at 05:03 AM.
Quote from Surfer5 :
You are right with all those presumed conditions, but that does not make it not having 7.25% unless my math is wrong on calculating the total cash back.

True, but it does mean it won't be 7.25% CB on the purchase.

It will be less. How much less varies, and whether it's worth it or not would be the buyers judgement call.
Reply
Last edited by WolfTheCat November 4, 2024 at 05:17 AM.
Joined Jun 2017
L5: Journeyman
> bubble2 649 Posts
217 Reputation
thedowg2
11-04-2024 at 06:29 AM.
11-04-2024 at 06:29 AM.
Quote from fauxreals :
It's not that exciting. This is essentially up to a $50 rebate on $2500+ spend. Not worth it for most people to go out of their way and time their purchases around this bonus.
$50, for an online payment (tax payment) I can make in less than 60 seconds? I'll do that as often as they'll let me!!
2
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Joined Mar 2016
L4: Apprentice
> bubble2 395 Posts
34 Reputation
cwel
11-04-2024 at 08:24 AM.
11-04-2024 at 08:24 AM.
Quote from MaroonGuitar7427 :
For those with 5.25% category preferred rewards. Use home improvement category and get physical gift cards at lowes stores to get total 7.25% which you can use in future. Amazon cards is one.
Do you mean Amazon gift cards are available in Lowes stores, and purchasing them with a home improvement category card will get you 3% * 1.75% = 5.25% rewards?
Reply
Joined Jul 2024
New User
> bubble2 12 Posts
10 Reputation
scigenumab
11-04-2024 at 09:33 AM.
11-04-2024 at 09:33 AM.
Quote from vtmon :
I don't think anyone knows for certain because this is the first time BOA is doing this. They are probably feeling threatened by US Bank and the Smartly card. I'm ready to jump ship.
This is at least the 3rd year BOA has had a +2% day
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,229 Posts
63 Reputation
crimsonroses
11-04-2024 at 09:35 AM.
11-04-2024 at 09:35 AM.
Do these cards have any extended warranty for appliances? I want to buy a refrigerator
Reply
Joined Nov 2022
L2: Beginner
> bubble2 27 Posts
10 Reputation
dougish11
11-04-2024 at 10:04 AM.
11-04-2024 at 10:04 AM.
Quote from WolfTheCat :
Have it in my calendar to make a $2,500 tax payment at payusatax.com.

Using my BofA unlimited cash card and platinum rewards, that's 4.625% cash back and only a 1.82% payment fee.

That's about $70. Plus I still have 0% promo interest rate until October, since it's a new card.
Uh pretty sure you should read fine print. I think they exclude such payments from these rewards offers…
1
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Joined Feb 2018
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> bubble2 97 Posts
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jason125
11-04-2024 at 10:06 AM.
11-04-2024 at 10:06 AM.
Quote from ldsp :
does anyone know whether buying costco e-gfitcard would work? meaning whether they charge on the same day. I know physical card won't work because it would be shipped later
Why don't you just go to Costco warehouse and buy the physical gift cards at the counter?
Reply
Joined Nov 2022
L2: Beginner
> bubble2 27 Posts
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dougish11
11-04-2024 at 10:08 AM.
11-04-2024 at 10:08 AM.
Quote from ldsp :
does anyone know whether buying costco e-gfitcard would work? meaning whether they charge on the same day. I know physical card won't work because it would be shipped later
Don't know but I feel like gift cards and cash card prepaid equivalents would be excluded….
Reply
Joined Jan 2024
Typing Cat
> bubble2 2,259 Posts
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WolfTheCat
11-04-2024 at 10:39 AM.
11-04-2024 at 10:39 AM.
Quote from jason125 :
Why don't you just go to Costco warehouse and buy the physical gift cards at the counter?

ldsp Probably has online purchases as their customized category. So, less cash back if you don't buy online.
Reply
Joined Jan 2022
L2: Beginner
> bubble2 33 Posts
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MaroonGuitar7427
11-04-2024 at 10:40 AM.
11-04-2024 at 10:40 AM.
Quote from cwel :
Do you mean Amazon gift cards are available in Lowes stores, and purchasing them with a home improvement category card will get you 3% * 1.75% = 5.25% rewards?
yes, I've done it recently.
Reply
Joined Oct 2013
L2: Beginner
> bubble2 2,318 Posts
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selvaspk
11-04-2024 at 11:31 AM.
11-04-2024 at 11:31 AM.
May be buy one gold bar?
Reply
Last edited by selvaspk November 4, 2024 at 11:52 AM.
Joined Jan 2018
L5: Journeyman
> bubble2 980 Posts
282 Reputation
Surfer5
11-04-2024 at 11:34 AM.
11-04-2024 at 11:34 AM.
Quote from dougish11 :
Don't know but I feel like gift cards and cash card prepaid equivalents would be excluded….

In past this is not the case. I have ordered Costco shop card via email, and it earned me 5.25% cashback.
1
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Joined Jun 2015
L4: Apprentice
> bubble2 427 Posts
216 Reputation
gyrfalcon16
11-04-2024 at 11:44 AM.
11-04-2024 at 11:44 AM.
why is anyone using BoA?
4
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Joined Nov 2022
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paluvab1
11-04-2024 at 11:56 AM.
11-04-2024 at 11:56 AM.
Quote from WolfTheCat :
But it does stack with preferred rewards.

You won't get a bonus on the 2%, but you will still get your bonus on the card as usual.

If you have customized cash platinum rewards and haven't used your $2500 spend limit for the quarter on your chosen category, that can be 7.25% cash back!

3% - custom category base reward
2.25% - platinum rewards bonus
2% - rewards day bonus

Unfortunately, I already used my $2500 spend for the quarter, so the unlimited cash is a better choice for me.

I reckon this and yes.. this is correct
Reply
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