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Slickdeals Forums Deal Talk Bank of America More Rewards Day: Purchases of Up to $2500 on Eligible Card Earn 2% Back & More (Valid 11/7 Only; No Enrollment Needed)

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Bank of America More Rewards Day: Purchases of Up to $2500 on Eligible Card Expired

Earn 2% Back

& More (Valid 11/7 Only; No Enrollment Needed)

+73 Deal Score

89,125 Views 186 Comments

Bank of America is hosting their Bank of America More Rewards Day and offering select rewards/offers listed below. No enrollment is needed. Simply use your eligible Bank of America card and make a qualifying purchase on November 7, 2024 to earn your bonus rewards.

Thanks to community member aeron-plz for finding this deal

Note, ensure to check the eligible cards is listed before making your purchases

Eligible Offer(s)

Cash Back Credit Cards Offer
- Earn an additional 2% cash back on purchases made on November 7, 2024 only
  - Note, offer is good for the first $2500 in purchases (Up to $50 cash back)
Points Rewards Credit Cards Offer
- Earn an additional 2 points for every $1 spent on purchases made on November 7, 2024 only
  - Note, offer is good for the first $2500 in purchases (Up to 5,000 points)
Miles Rewards Credit Cards Offer
- Earn an additional 2 miles for every $1 spent on purchases made on November 7, 2024 only
  - Note, offer is good for the first $2500 in purchases (Up to 5,000 miles)
Non-Rewards Other Rewards Credit Cards Offer
- Earn 2% cash back in the form of a statement credit on purchases made on November 7, 2024 only
  - Note, offer is good for the first $2500 in purchases (Up to $50 statement credit)

Apply Now

Original Post

Written by Edited October 24, 2024 at 10:40 PM by

Extra 2% bonus for making a purchase on November 7th with your BoA credit card. Up to $2500 spend for $50 extra cash back or similar for point based credit card. If you already have the 5.25% for bonus category, this means 7.25% total cash back.

https://promotions.bankofamerica....rewardsday

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Have it in my calendar to make a $2,500 tax payment at payusatax.com.

Using my BofA unlimited cash card and platinum rewards, that's 4.625% cash back and only a 1.82% payment fee.

That's about $70. Plus I still have 0% promo interest rate until October, since it's a new card.

It's not that exciting. This is essentially up to a $50 rebate on $2500+ spend. Not worth it for most people to go out of their way and time their purchases around this bonus.

But it does stack with preferred rewards.

You won't get a bonus on the 2%, but you will still get your bonus on the card as usual.

If you have customized cash platinum rewards and haven't used your $2500 spend limit for the quarter on your chosen category, that can be 7.25% cash back!

3% - custom category base reward
2.25% - platinum rewards bonus
2% - rewards day bonus

Unfortunately, I already used my $2500 spend for the quarter, so the unlimited cash is a better choice for me.

maheeinfy

Joined Apr 2014

L6: Expert

1,681 Posts

119 Reputation

Pro

maheeinfy

11-06-2024 at 08:33 PM.

Quote from vtmon

You get charged when the gold bar ships. So you might not get the 2% bonus. Here is my experience with buying gold from Costco:

1. Charge is pending the day you purchase it online.
2. Pending charge disappears after a few days.
3. Pending charge will reappear when the gold is shipped.
4. Costco finally charges to your credit card account, which is not the day that the online purchase was made.

Yup got screwed on costco orders before
Planning to buy digital shop card this time. Hopefully it works

webenji

Joined Nov 2008

L3: Novice

219 Posts

182 Reputation

webenji

11-06-2024 at 10:10 PM.

Quote from vtmon

I am wondering if this is true myself. I have two BOA credit cards:

1. Premium Elite Rewards. I received an email stating that there will be a 2% bonus on spend on Nov 7th.
2. Customized Cash. I did not receive an email regarding this promo.

Like you, I am wondering if this promo is applicable to all cards.

The "fine print", available from OP's link [bankofamerica.com], clearly states that Customized Cash cards are eligible:

Code:

Eligible Cash Back Credit Cards:
Customized Cash Rewards
Unlimited Cash Rewards
Please note that all Bank of America Consumer and Small Business credit card accounts that are open with active charging privileges are eligible to earn promotional rewards on 11/07/2024 ET. The credit card accounts listed above are only a representative sample of eligible card accounts.

FeistyWing507

Joined May 2024

L3: Novice

184 Posts

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FeistyWing507

11-06-2024 at 11:42 PM.

Quote from cyberVad

If I buy Costco cash card online, will this purchase be counted as wholesale club purchase (2%) or online purchase (3%)?

You should get 2% + 3% = 5% cash back, but for many people with premium reward status member would get 7.25% (2%+5.25%) cashback

nivas_in

Joined Sep 2015

New User

6 Posts

10 Reputation

nivas_in

11-07-2024 at 12:29 AM.

If I make the purchase thru a cash back site, do I still eligible for additional 2% cash back ?

Siciliano88

Joined Dec 2016

L2: Beginner

38 Posts

153 Reputation

Siciliano88

11-07-2024 at 12:43 AM.

Coincidentally I am checking out of a hotel tomorrow during the promo period and paying upon check out for around $2k. I assume they use the transaction date and not the settlement date? It should qualify as 3.5% for travel with platinum rewards plus the 2% promo for a total of 5.5%.

Bunduckie

Joined May 2004

L5: Journeyman

946 Posts

84 Reputation

Bunduckie

11-07-2024 at 01:13 AM.

Quote from nivas_in

If I make the purchase thru a cash back site, do I still eligible for additional 2% cash back ?

Yes, as long as you use the card

Bunduckie

Joined May 2004

L5: Journeyman

946 Posts

84 Reputation

Bunduckie

11-07-2024 at 01:15 AM.

Quote from cyberVad

If I buy Costco cash card online, will this purchase be counted as wholesale club purchase (2%) or online purchase (3%)?

I buy Costco gc all the time online and it counts as 3%, not 2%. As long as you have online 3% category chosen

BeautyMetropolis

Joined Nov 2012

L2: Beginner

90 Posts

18 Reputation

BeautyMetropolis

11-07-2024 at 04:51 AM.

Quote from fialee8

To maximize the CB, instead of paying your taxes which typically incurs a surcharge of 1%-2% from the county, I recommend paying, or pre-paying, your utility bills (water, gas, electricity), car insurance, home owners insurance, or if you can't spend $2,500 that day, buying a Visa or Mastercard gift card (with a $0-$5 fee, but you can get up to $50 CB + whatever rewards you normally get) for future use.

Do utilities count as Online category for Customized Cash card?

RelaxedPen9873

Joined Jul 2024

New User

10 Posts

10 Reputation

RelaxedPen9873

11-07-2024 at 05:14 AM.

Wish I could pay my mortgage with credit card and get some rewards! 🙂

CrimsonPear480

Joined Jun 2024

New User

2 Posts

10 Reputation

CrimsonPear480

11-07-2024 at 05:19 AM.

Quote from aeron-plz

No restrictions

Only the 2% will work on tax payments, not the base (3 - 5.25%) for online purchases

nivas_in

Joined Sep 2015

New User

6 Posts

10 Reputation

nivas_in

11-07-2024 at 05:35 AM.

Quote from Bunduckie

Yes, as long as you use the card

Thanks

thedowg2

Joined Jun 2017

L5: Journeyman

649 Posts

217 Reputation

thedowg2

11-07-2024 at 06:09 AM.

The math nerd in me is getting disappointed. Remember, pre-paying anything, removes the opportunity cost of the money. I can earn a guaranteed 5% on my money, so earning 2% only takes about 5 months... If it takes me more than 5 months to use up my pre-paid utilities, I'm actually losing money.

PaxtonRd

Joined Oct 2009

L4: Apprentice

455 Posts

386 Reputation

PaxtonRd

11-07-2024 at 06:17 AM.

Paid my Home Insurance $1565 and made my annual donation to a worthy cause $1368. Instead of paying in December I paid in November so the opportunity cost is minimal.

I normally get 2.625% back but will now get 4.625% back. I will check in a few days to see when the transaction posts and what the actual cash back is. GLTA

Last edited by PaxtonRd November 7, 2024 at 06:19 AM.

FeistyWing507

Joined May 2024

L3: Novice

184 Posts

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Pro

FeistyWing507

11-07-2024 at 06:33 AM.

Quote from CrimsonPear480

Only the 2% will work on tax payments, not the base (3 - 5.25%) for online purchases

Tax payment is not counted as online shopping catalog. But you may get 4.625% cashback for premium honor member for unlimited cash rewards card (2% + 2.625%)