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Bank of America More Rewards Day: Purchases of Up to $2500 on Eligible Card Expired

Earn 2% Back
& More (Valid 11/7 Only; No Enrollment Needed)
+73 Deal Score
89,125 Views
Bank of America is hosting their Bank of America More Rewards Day and offering select rewards/offers listed below. No enrollment is needed. Simply use your eligible Bank of America card and make a qualifying purchase on November 7, 2024 to earn your bonus rewards.

Thanks to community member aeron-plz for finding this deal

Note, ensure to check the eligible cards is listed before making your purchases

Eligible Offer(s)
  • Cash Back Credit Cards Offer
    • Earn an additional 2% cash back on purchases made on November 7, 2024 only
      • Note, offer is good for the first $2500 in purchases (Up to $50 cash back)
  • Points Rewards Credit Cards Offer
    • Earn an additional 2 points for every $1 spent on purchases made on November 7, 2024 only
      • Note, offer is good for the first $2500 in purchases (Up to 5,000 points)
  • Miles Rewards Credit Cards Offer
    • Earn an additional 2 miles for every $1 spent on purchases made on November 7, 2024 only
      • Note, offer is good for the first $2500 in purchases (Up to 5,000 miles)
  • Non-Rewards Other Rewards Credit Cards Offer
    • Earn 2% cash back in the form of a statement credit on purchases made on November 7, 2024 only
      • Note, offer is good for the first $2500 in purchases (Up to $50 statement credit)

Original Post

Written by
Edited October 24, 2024 at 10:40 PM by
Extra 2% bonus for making a purchase on November 7th with your BoA credit card. Up to $2500 spend for $50 extra cash back or similar for point based credit card. If you already have the 5.25% for bonus category, this means 7.25% total cash back.

https://promotions.bankofamerica....rewardsday
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Deal
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Earn 2% Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

185 Comments

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Featured Comments

Have it in my calendar to make a $2,500 tax payment at payusatax.com.

Using my BofA unlimited cash card and platinum rewards, that's 4.625% cash back and only a 1.82% payment fee.

That's about $70. Plus I still have 0% promo interest rate until October, since it's a new card.
It's not that exciting. This is essentially up to a $50 rebate on $2500+ spend. Not worth it for most people to go out of their way and time their purchases around this bonus.
But it does stack with preferred rewards.

You won't get a bonus on the 2%, but you will still get your bonus on the card as usual.

If you have customized cash platinum rewards and haven't used your $2500 spend limit for the quarter on your chosen category, that can be 7.25% cash back!

3% - custom category base reward
2.25% - platinum rewards bonus
2% - rewards day bonus

Unfortunately, I already used my $2500 spend for the quarter, so the unlimited cash is a better choice for me.

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Joined May 2024
L3: Novice
> bubble2 184 Posts
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FeistyWing507
11-07-2024 at 06:39 AM.
11-07-2024 at 06:39 AM.
Quote from Siciliano88 :
Coincidentally I am checking out of a hotel tomorrow during the promo period and paying upon check out for around $2k. I assume they use the transaction date and not the settlement date? It should qualify as 3.5% for travel with platinum rewards plus the 2% promo for a total of 5.5%.

Tomorrow is too late...
Sometimes, the date may mess up and eventually on settlement day ...I had problem previously
Reply
Last edited by FeistyWing507 November 7, 2024 at 06:42 AM.
Joined Oct 2012
L7: Teacher
> bubble2 2,062 Posts
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BenM5
11-07-2024 at 06:47 AM.
11-07-2024 at 06:47 AM.
Is it per credit card? I have two unlimited cash reward. Can I buy $2500 on each cc?
Reply
Joined Nov 2014
L4: Apprentice
> bubble2 361 Posts
99 Reputation
p_s_shah
11-07-2024 at 07:00 AM.
11-07-2024 at 07:00 AM.
Quote from BeautyMetropolis :
Do utilities count as Online category for Customized Cash card?

No. 1% cashback only.
Reply
Joined Nov 2012
L2: Beginner
> bubble2 90 Posts
18 Reputation
BeautyMetropolis
11-07-2024 at 07:15 AM.
11-07-2024 at 07:15 AM.
Anyone know if Amex egift card will trigger 3% for online category?
Reply
Joined Nov 2015
L9: Master
> bubble2 4,162 Posts
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dshoppr
11-07-2024 at 07:52 AM.
11-07-2024 at 07:52 AM.
Quote from BenM5 :
Is it per credit card? I have two unlimited cash reward. Can I buy $2500 on each cc?

Yes it should be
Reply
Joined Oct 2008
L10: Grand Master
> bubble2 8,209 Posts
604 Reputation
DontTaxBeer
11-07-2024 at 08:13 AM.
11-07-2024 at 08:13 AM.
Quote from WolfTheCat :
Will this work for a quarterly federal tax payment?
isnt there a fee when you pay by credit card?
Reply
Joined Mar 2016
L6: Expert
> bubble2 1,343 Posts
113 Reputation
Audizzz
11-07-2024 at 08:41 AM.
11-07-2024 at 08:41 AM.
If I buy Costco physical shop card today do I get charged today?
Or it's better to get digital Costco shop card?
Reply

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Joined Jan 2006
L5: Journeyman
> bubble2 574 Posts
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catman17
11-07-2024 at 09:15 AM.
11-07-2024 at 09:15 AM.
Right now I have travel and you can only change once per month. Should I change to online to buy a Costco e-gift card then change back December 1st?
Reply
Joined Feb 2011
L4: Apprentice
> bubble2 384 Posts
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toomanybarts
11-07-2024 at 09:55 AM.
11-07-2024 at 09:55 AM.
Quote from thedowg2 :
The math nerd in me is getting disappointed. Remember, pre-paying anything, removes the opportunity cost of the money. I can earn a guaranteed 5% on my money, so earning 2% only takes about 5 months... If it takes me more than 5 months to use up my pre-paid utilities, I'm actually losing money.

This just slowed my roll completely. Very good point!!
Reply
Joined May 2007
L6: Expert
> bubble2 1,945 Posts
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KLondike5-1212
11-07-2024 at 10:09 AM.
11-07-2024 at 10:09 AM.
Quote from aeron-plz :
You need either 100k or more in BoA or Merrill Edge investment account for the 5.25% cash back. I have mine setup for online shopping category. Look up preferred rewards BoA.
So, would you get back 7.25% with this promo? How often does BofA do this? I may need to move $100K to Merrill (but I have heard they suck).
Reply
Joined Oct 2005
L10: Grand Master
> bubble2 7,161 Posts
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rc9238
11-07-2024 at 10:16 AM.
11-07-2024 at 10:16 AM.
Quote from BeautyMetropolis :
Do utilities count as Online category for Customized Cash card?
They don't, but wireless carriers and cable/internet companies do.
Reply
Joined Jan 2024
Typing Cat
> bubble2 2,261 Posts
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Pro
WolfTheCat
11-07-2024 at 10:23 AM.
11-07-2024 at 10:23 AM.
Quote from thedowg2 :
The math nerd in me is getting disappointed. Remember, pre-paying anything, removes the opportunity cost of the money. I can earn a guaranteed 5% on my money, so earning 2% only takes about 5 months... If it takes me more than 5 months to use up my pre-paid utilities, I'm actually losing money.

But, my card is new and has 0% apr until October 2025.

So, I...
- Charge taxes now (4.625% - 1.82% fee)
- Deposit in HYSA when November credit card bill is due.
- Get tax return in April.
- Pay in September, before the intro APY on my card ends.
Reply
Joined Oct 2017
L6: Expert
> bubble2 1,342 Posts
324 Reputation
kickerstarter
11-07-2024 at 10:26 AM.
11-07-2024 at 10:26 AM.
"Only purchases that post to your account and appear on your statement with a transaction date of November 7, 2024 ET will qualify"

This could be a major problem.
Reply
Joined Jan 2006
L5: Journeyman
> bubble2 574 Posts
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catman17
11-07-2024 at 10:34 AM.
11-07-2024 at 10:34 AM.
Quote from kickerstarter :
"Only purchases that post to your account and appear on your statement with a transaction date of November 7, 2024 ET will qualify"

This could be a major problem.

This one day offer crap is dumb. Doesn't even give time for the purchase to post. I think I will bag the idea.
Reply

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Joined Jan 2024
Typing Cat
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WolfTheCat
11-07-2024 at 10:40 AM.
11-07-2024 at 10:40 AM.
Quote from catman17 :
This one day offer crap is dumb. Doesn't even give time for the purchase to post. I think I will bag the idea.
It says "transaction date", not "post date".

I have a pending payment right now, and the transaction date is there. If it posts tomorrow, I'll still get the cash back.
Reply
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