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SlickdealsForumsHot DealsUS Bank Business Triple Cash Card - $750 Sign Up Bonus After 6k Spent in 180 Days. 3% Cashback in select categories. No Annual Fee
US Bank Business Triple Cash Card - $750 Sign Up Bonus After 6k Spent in 180 Days. 3% Cashback in select categories. No Annual Fee
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Seems like a good deal unless you guys know something I don't - just wanted to share
Annual Fee: $0.00
Earning rate: 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants ✦ 1% back everywhere else
Other Perks - 12 months interest free
Other Perks - $100 credit for recurring software subscription expenses such as FreshBooks or QuickBooks.
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$750 on $6k spend is a really good bonus. Also, credit card bonuses (unlike bank account bonuses) are tax-free!
But, it's only a meh credit card at best.
Most purchases are only 1% cash back, when many cards offer 2% on everything.
3% on gas, EV charging stations, office supply stores, cell phone service providers, and restaurants. It may be hard to hit $6k in just those categories, and other cards may offer more.
If you assume that putting $6k purchases on another card would get you 1.5% more cash back, that's $90 off your bonus. $660 bonus is still good though.
The 12 months interest free is nice if you are organized enough to take advantage of it without getting screwed. I like to put what I would normally pay to the credit card company in a HYSA so the funds are available before the interest kicks in.
$750 on $6k spend is a really good bonus. Also, credit card bonuses (unlike bank account bonuses) are tax-free!
But, it's only a meh credit card at best.
Most purchases are only 1% cash back, when many cards offer 2% on everything.
3% on gas, EV charging stations, office supply stores, cell phone service providers, and restaurants. It may be hard to hit $6k in just those categories, and other cards may offer more.
If you assume that putting $6k purchases on another card would get you 1.5% more cash back, that's $90 off your bonus. $660 bonus is still good though.
The 12 months interest free is nice if you are organized enough to take advantage of it without getting screwed. I like to put what I would normally pay to the credit card company in a HYSA so the funds are available before the interest kicks in.
$750 on $6k spend is a really good bonus. Also, credit card bonuses (unlike bank account bonuses) are tax-free!
But, it's only a meh credit card at best.
Most purchases are only 1% cash back, when many cards offer 2% on everything.
3% on gas, EV charging stations, office supply stores, cell phone service providers, and restaurants. It may be hard to hit $6k in just those categories, and other cards may offer more.
If you assume that putting $6k purchases on another card would get you 1.5% more cash back, that's $90 off your bonus. $660 bonus is still good though.
The 12 months interest free is nice if you are organized enough to take advantage of it without getting screwed. I like to put what I would normally pay to the credit card company in a HYSA so the funds are available before the interest kicks in.
Thanks for the comment about adding "business" to the title and the write up. This is first deal I've ever posted so I appreciate the feedback!
Solid write up as well. I'm leaning towards applying just for the SUB. The only thing I wish I knew is how many of the credit agencies they check. Any idea?
Thanks for the comment about adding "business" to the title and the write up. This is first deal I've ever posted so I appreciate the feedback!
Solid write up as well. I'm leaning towards applying just for the SUB. The only thing I wish I knew is how many of the credit agencies they check. Any idea?
Nope. No clue.
If you are concerned about hard credit inquiries, don't chase credit card bonus deals.
That said, the effect the hard credits have on you is overblown. It isn't a big effect, and it doesn't last very long. Sometimes, your credit score can even go up because you have more credit, and your percentage utilization goes down.
I've chased plenty of these deals and still have a score over 800. I might avoid it if a new mortgage or car loan was in my immediate future, but otherwise, I don't care.
Just applied and got approved for $7k. So far I've only received an alert about my TransUnion score being checked which is similiar to what happened when I applied for Chase business card.
Thanks for the comment about adding "business" to the title and the write up. This is first deal I've ever posted so I appreciate the feedback!
Solid write up as well. I'm leaning towards applying just for the SUB. The only thing I wish I knew is how many of the credit agencies they check. Any idea?
They only pulled Transunion when I got it last year.
Anyone know the details of the bonus points? ie: are the 750 bonus points worth $750 as a statement credit if you choose to use them that way? I've run out of other good card bonuses to take advantage of for the time being and I have a homeowners insurance payment coming up...
Anyone know the details of the bonus points? ie: are the 750 bonus points worth $750 as a statement credit if you choose to use them that way? I've run out of other good card bonuses to take advantage of for the time being and I have a homeowners insurance payment coming up…
Here is what I found
"Cardmembers can conveniently redeem their cash back by logging into their online account. Cash back can be redeemed in the form of a statement credit or deposit to a U.S. Bank checking, savings or money market account. U.S. Bank reward cards are also available."
Just applied and got approved for $7k. So far I've only received an alert about my TransUnion score being checked which is similiar to what happened when I applied for Chase business card.
Great sign so far.
Did you got approved instantly or it took few days?
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$750 on $6k spend is a really good bonus. Also, credit card bonuses (unlike bank account bonuses) are tax-free!
But, it's only a meh credit card at best.
Most purchases are only 1% cash back, when many cards offer 2% on everything.
3% on gas, EV charging stations, office supply stores, cell phone service providers, and restaurants. It may be hard to hit $6k in just those categories, and other cards may offer more.
If you assume that putting $6k purchases on another card would get you 1.5% more cash back, that's $90 off your bonus. $660 bonus is still good though.
The 12 months interest free is nice if you are organized enough to take advantage of it without getting screwed. I like to put what I would normally pay to the credit card company in a HYSA so the funds are available before the interest kicks in.
$750 on $6k spend is a really good bonus. Also, credit card bonuses (unlike bank account bonuses) are tax-free!
But, it's only a meh credit card at best.
Most purchases are only 1% cash back, when many cards offer 2% on everything.
3% on gas, EV charging stations, office supply stores, cell phone service providers, and restaurants. It may be hard to hit $6k in just those categories, and other cards may offer more.
If you assume that putting $6k purchases on another card would get you 1.5% more cash back, that's $90 off your bonus. $660 bonus is still good though.
The 12 months interest free is nice if you are organized enough to take advantage of it without getting screwed. I like to put what I would normally pay to the credit card company in a HYSA so the funds are available before the interest kicks in.
Good write up
$750 on $6k spend is a really good bonus. Also, credit card bonuses (unlike bank account bonuses) are tax-free!
But, it's only a meh credit card at best.
Most purchases are only 1% cash back, when many cards offer 2% on everything.
3% on gas, EV charging stations, office supply stores, cell phone service providers, and restaurants. It may be hard to hit $6k in just those categories, and other cards may offer more.
If you assume that putting $6k purchases on another card would get you 1.5% more cash back, that's $90 off your bonus. $660 bonus is still good though.
The 12 months interest free is nice if you are organized enough to take advantage of it without getting screwed. I like to put what I would normally pay to the credit card company in a HYSA so the funds are available before the interest kicks in.
Solid write up as well. I'm leaning towards applying just for the SUB. The only thing I wish I knew is how many of the credit agencies they check. Any idea?
Solid write up as well. I'm leaning towards applying just for the SUB. The only thing I wish I knew is how many of the credit agencies they check. Any idea?
If you are concerned about hard credit inquiries, don't chase credit card bonus deals.
That said, the effect the hard credits have on you is overblown. It isn't a big effect, and it doesn't last very long. Sometimes, your credit score can even go up because you have more credit, and your percentage utilization goes down.
I've chased plenty of these deals and still have a score over 800. I might avoid it if a new mortgage or car loan was in my immediate future, but otherwise, I don't care.
Great sign so far.
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Solid write up as well. I'm leaning towards applying just for the SUB. The only thing I wish I knew is how many of the credit agencies they check. Any idea?
"Cardmembers can conveniently redeem their cash back by logging into their online account. Cash back can be redeemed in the form of a statement credit or deposit to a U.S. Bank checking, savings or money market account. U.S. Bank reward cards are also available."
I'm all for free money
Great sign so far.