Axos One: Earn Up to 4.21% APY on Savings and 0.51% APY on Checking with Qualifying Requirements
+19Deal Score
125,900 Views
Axos is offering up to 4.21% APY on savings, and 0.51% APY on checking when you meet requirements with Axos One.
Offer Requirements:
Option 1
Your Axos ONE Checking account has received qualifying direct deposits of at least $1,500 in total.
The average daily balance of your Axos ONE Checking account is greater than $1,500.
Option 2
Your Axos ONE Checking account has received qualifying deposits of at least $5,000 in total.
The average daily balance of your Axos ONE Checking account is greater than $5,000.
If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:
The Axos ONE Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.
The Axos ONE Savings account will earn a promotional rate of up to 4.21% APY for the statement cycle in which the requirements are met.
Details:
Earn up to 4.21% APY on savings, and 0.51% APY on checking when you meet requirements.
Get your money up to 2 days early. You've earned it, so start earning on it.
No monthly maintenance, minimum balance, account opening, or overdraft fees.
We've got you covered. Access expanded FDIC Insurance for up to $250 million.
Access a network of over 95,000 fee-free ATMs.
Manage all your bank accounts from one place in the Axos app.
Link external accounts in the app to move your money seamlessly.
*The Annual Percentage Yield (APY) is accurate as of 12/1/2025. The base and promotional interest rate and corresponding APY for Axos ONE Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE Savings is variable and is set at our discretion. Axos ONE Savings is a tiered variable rate account. Axos ONE Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.
The Qualification Period is from the 1st of the month through the 25th of the month. Any qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period.
A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. Other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.) or person-to-person payments are not considered a direct deposit.
Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder's Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.
Both accounts must be in an open and active status on the date the interest is paid to receive the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Ahh sounds like a bank to use. It seems the ones that get posted on here and pay i guess seem to pump then drop rates hoping people will not see they lowered rates.
Quote
from WolfTheCat
:
It wasn't posted for two reasons.
First, no Slickdeals user has posted it. That's one way for a post to happen.
Second, the company hasn't paid for advertising. That's another way for a post to exist.
Our community has rated this post as helpful. If you agree, why not thank scigenumab
11-06-2024 at 06:52 PM.
I am done chasing these. I just do swvxx, vanguard settlement fund, or other similar money market funds. They pay near the top of any bank and the rates float with the bond market rather than a bank's customer acquisition plans.
Ahh sounds like a bank to use. It seems the ones that get posted on here and pay i guess seem to pump then drop rates hoping people will not see they lowered rates.
Happened to me with UFB Direct bank. Opened and within 3 months, rate dropped from 5.0% to 4.3%.
Arent you losing on interest by being forced to keep at least $1500 in checking account?
I have no use for keeping 1500 in another account in fact i need to close a few i did for the bank bonus last year but yes you would lose the full interest on the 1500 and only get the checking part. I guess this is for people who need a checking account.
It dropped from even more then 5% it dropped from 5.25 then 5 then all the way to 4.3 i have no idea who UFB thinks they're but they suckered loads of us on here. I know 900K that got moved out and more people waiting till the end of the month. I hope UFB rots but i guess too many are either not looking or do not care. I have 19k left in UFB and at the end of the month i might close it down but waiting to see what my much higher accounts do.
Ahh sounds like a bank to use. It seems the ones that get posted on here and pay i guess seem to pump then drop rates hoping people will not see they lowered rates.
Anybody who already cares about APY yield will be checking it like a hawk. Considering how easy it is to switch it really just is that, pull your money out and move it elsewhere.
Anybody who already cares about APY yield will be checking it like a hawk. Considering how easy it is to switch it really just is that, pull your money out and move it elsewhere.
You would be shocked at how many do not see till a few months later
Rates drop i am glad i did not put any money in but when the fed drops rates by .25 most banks drop that as well. So like i can go over every thread and quote peoples rate posts lol everyone drops and i knew Everbank did but i was not coming back to a old post of mine and correct it lol
149 Comments
Your comment cannot be blank.
Sign up for a Slickdeals account to remove this ad.
Our community has rated this post as helpful. If you agree, why not thank WolfTheCat
It wasn't posted for two reasons.
First, no Slickdeals user has posted it. That's one way for a post to happen.
Second, the company hasn't paid for advertising. That's another way for a post to exist.
If neither of those happen, no post.
First, no Slickdeals user has posted it. That's one way for a post to happen.
Second, the company hasn't paid for advertising. That's another way for a post to exist.
If neither of those happen, no post.
Our community has rated this post as helpful. If you agree, why not thank scigenumab
Happened to me with UFB Direct bank. Opened and within 3 months, rate dropped from 5.0% to 4.3%.
Sign up for a Slickdeals account to remove this ad.
Me too
Anybody who already cares about APY yield will be checking it like a hawk. Considering how easy it is to switch it really just is that, pull your money out and move it elsewhere.
They are actually at 4.75% HYS at the moment.