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New Citi Checking Account Cash Bonus w/ Qualifying Enhanced Direct Deposits:
$325 Bonus w/ $3K Deposit
(Online Enrollment; May Vary By State)
Citi is offering New Citi Checking Account Customers: Cash Bonus Offers w/ Qualifying Enhanced Direct Deposits listed below valid online enrollment only.
Thanks to Community Member EfficientArm1742 for posting this deal.
Note: Offer may not be available in all states.
Deal Instructions:
Thanks to Community Member EfficientArm1742 for posting this deal.
Note: Offer may not be available in all states.
Deal Instructions:
- Open a new eligible Citi Checking account with Enhanced Direct Deposits and enroll in this offer by applying directly from the promotion page.
- Deposit at least two (2) Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. Your total combined Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible.
- An Enhanced Direct Deposit (EDD) is an electronic deposit through the Automated Clearing House ("ACH") Network of payroll, pension, Social Security, government benefits and other payments to your checking or savings account. An EDD also includes Zelle incoming payments and other funds from person-to-person (P2P) payments when transferred through the ACH Network using providers such as Venmo or PayPal. Teller deposits, cash deposits, check deposits, wire transfers, transfers between Citibank accounts, ATM transfers and deposits, mobile check deposits, debit card funding transfers, and P2P payment transfers sent to a Citibank debit card do not qualify as EDDs. Any funds transferred from another financial institution or P2P provider through an instant transfer service will also not qualify as an EDD.
- You will receive the following cash bonus:
- $325 when you make $3,000 in qualifying Enhanced Direct Deposits
No Longer Available:
- $450 when you make $6,000 in qualifying Enhanced Direct Deposits
- You will only be awarded one Bonus amount, corresponding to the highest sum of all Enhanced Direct Deposits in your Checking Account's "Available Now" funds made within 90 calendar days of opening your new Checking Account
Original Post
Written by
Edited January 17, 2025
at 09:58 PM
Citi [citi.com] is offering their Citi Checking Account Offer: Open An Eligible Account + Deposit at least Two Enhanced Direct Deposits (EDDs) totaling at least $3000 (within 90-days of account opening) and earn $325 Cash Bonus credited to your account or when you follow the instructions listed below.
OR
Citi [citi.com] is offering their Citi Checking Account Offer: Open An Eligible Account + Deposit at least Two Enhanced Direct Deposits (EDDs) totaling at least $6000 (within 90-days of account opening) and earn $450 Cash Bonus credited to your account or when you follow the instructions below. Expired
Note: Some of the products offered by Citi may vary between locations.
Explore the eligible checking accounts via the promotional page: Citi Access Checkings or Citi Regular Checkings
Deal Instructions:
OR
Citi [citi.com] is offering their Citi Checking Account Offer: Open An Eligible Account + Deposit at least Two Enhanced Direct Deposits (EDDs) totaling at least $6000 (within 90-days of account opening) and earn $450 Cash Bonus credited to your account or when you follow the instructions below. Expired
Note: Some of the products offered by Citi may vary between locations.
Explore the eligible checking accounts via the promotional page: Citi Access Checkings or Citi Regular Checkings
Deal Instructions:
- Click this link [citi.com] here
- Open a qualifying Citi Checking Account via online by January 7, 2025
- Deposit at least two "Enhanced Direct Deposits" (EDDs) totaling at least $3000 or $6000 within 90 days of account opening
- Your $325 or $450 cash bonus will be credited within 30 days of the account completing all required activities
- Promotional period is between 10/9/24 and 1/7/25.
- States may vary. Input ZIP code into here [citi.com] to see whether you are eligible for the offer.
- Sign up bonuses count as taxable income and are subject to federal and state income taxes. They will be taxed according to the tax bracket you are in after accounting for the sign up bonus.
- No Minimum Deposit to open Citi Access Checkings or Citi Regular Checkings.
- Citi Access Checkings has a monthly maintenance fee of $5 or $0 if the account has gotten $250+ in Enhanced Direct Deposits per monthly service charge cycle.
- Citi Regular Checkings has a monthly maintenance fee of $15 or $0 if if the account has gotten $250+ in Enhanced Direct Deposits per monthly service charge cycle.
- The monthly maintenance fee is waived for the first 3 months after accounting opening for both Citi Access Checkings and Citi Regular Checkings.
- No early account termination fee.
- An Enhanced Direct Deposit (EDD) is an electronic deposit through the Automated Clearing House ("ACH") Network of payroll, pension, Social Security, government benefits and other payments to your checking or savings account. An EDD also includes Zelle® incoming payments and other funds from person-to-person (P2P) payments when transferred through the ACH Network using providers such as Venmo or PayPal.
- Teller deposits, cash deposits, check deposits, wire transfers, transfers between Citibank accounts, ATM transfers and deposits, mobile check deposits, debit card funding transfers, and P2P payment transfers sent to a Citibank debit card do not qualify as EDDs. Any funds transferred from another financial institution or P2P provider through an instant transfer service will also not qualify as an EDD.
- Some bank transfers and online transfers may qualify as direct deposits. Click here [doctorofcredit.com] to see which banks and companies code their transfers as direct deposits for Citi Bank.
- So long as you have not owned a Citibank checking account in the last 365 days, meet Tax Requirements, and are at least 18 years old, you can apply to participate in the Enhanced Direct Deposit Checking Acquisition Offer ("Enhanced Direct Deposit Offer").
Created 11-13-2024
at 07:10 AM
by EfficientArm1742
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What is a hub account? A Hub Bank Account is simply a bank account that will make it easy to electronically transfer money into and out of your other accounts. Within your bank account, you can do an electronic funds transfer service that allows you to initiate bank-to-bank transfers (known as ACH transfer).
"So long as you have not owned a Citibank checking account in the last 365 days, meet Tax Requirements, and are at least 18 years old, you can apply to participate in the Enhanced Direct Deposit Checking Acquisition Offer ("Enhanced Direct Deposit Offer")."
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Let see in some weeks I get it, but anyway, I associated my payments for direct deposit.
Nov 18 $500 (Zelle)
Nov 20 $500 (Zelle)
Nov 20 $500 (Zelle)
Nov 22 $500 (Zelle)
Nov 22 $3000 (Zelle)
Nov 22 $3000 (Zelle)
Nov 29 $2000 (direct deposit)
Dec 2 $450 Bonus
I used several Zelle (from different accounts).
Thanks!!
Nov 29 - ACH Electronic Credit VANGUARD SELLINVESTMENT - $1500
Dec 02 - ACH Electronic Credit VANGUARD SELLINVESTMENT - $1500
No bonus yet. Hopefully no issues..
You will only be awarded one Bonus amount, corresponding to the highest sum of all Enhanced Direct Deposits in your Checking Account's "Available Now" funds made within 90 calendar days of opening your new Checking Account.
This tells me you need to leave the amount till bonus hits... I may be wrong
Thank you. Just reporting back. I tested and withdrew some funds 12/05 and check today 12/07 and bonus of $450 was posted 12/06.
Good luck all.
Nov 29 - ACH Electronic Credit VANGUARD SELLINVESTMENT - $1500
Dec 02 - ACH Electronic Credit VANGUARD SELLINVESTMENT - $1500
No bonus yet. Hopefully no issues..
It's a brokerage account. After reading about ACH payments in the fine print, I figured these would qualify. Maybe they don't since I haven't received the bonus yet..
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Yeah no issues. Bonus was deposited.
I got a bonus for myself and my wife. They took 10 & 11 calendar days after meeting requirements if anyone is wondering.
Well I tried transferring funds (not everything, all but $1k) out of my Citi account back to the originating account 5 days after getting the bonus. The transfer didn't go through and looks like my account is being flagged for fraud, so I'm going to have to call. Apparently it's not fraudulent to put it in there, but highly suspect if you try to take it back out.
I was trying to use Citi's external account transfer, not Zelle...since I saw a post warning Zelle transfers tend to get flagged. So far not liking the Citi experience other than the free money!
Open your checking account w a new email and register for an online profile . add any Citi bank card (not Costco) to that profile to continue managing, pay, or view your accts. It links
When ready to cancel the checking acct .call in and have the Citi card deleted. I suppose we can delete the whole profile, thereafter. link the Citi card back onto the original email/profile that's tied to your Costco account.
*I was not able to connect checking to my original profile w Costco Citi on it. It took five days with depts to figure this out and many citi agents were unaware. My checking linked easily after we separated my cards.
I removed 6k from my credit union. Walked it right over and deposited it over two days, at chase. I just completed a chase checking reward.
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