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Citi Cardholders w/ ThankYou Points: Select Gift Cards 15% Off.

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https://www.thankyou.com/gcFilter...rc=TYUSENG

Citibank offering 15% off for gift card redemption with Thank You points.
Sale end date 11/29/2024

For Apple, will there be a better deal (20%) at Cyber Monday this year? I don't know, but I redeemed most of my points today.

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Citi Cardholders w/ ThankYou Points: Select Gift Cards 15% Off.
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Joined Dec 2009
L9: Master
> bubble2 4,917 Posts
506 Reputation
rdcrds
11-29-2024 at 02:19 PM.
11-29-2024 at 02:19 PM.
Easy answer yes you can buy as many as you want as long as you have points. And they will offer on Monday just either 15 or 20 percent like always. The only issue is if you have the points otherwise you can spend them all on the same one
Quote from mrmochi :
Questions that no one has been able to answer so far:
1. Can you order more than 1 of the SAME company gift card? For example, can I order 4 $500 iTunes gift cards for 15% off each or is there a limit?

2.If I order these, will I not be able to take advantage of the 20% during CyberMonday if they offer it?
Reply
Joined May 2010
L9: Master
> bubble2 5,636 Posts
1,532 Reputation
haserfauld
11-29-2024 at 02:36 PM.
11-29-2024 at 02:36 PM.
Looking to burn my 120,000 points. Should turn into $1500 Apple GC, which will sit until it's time to replace my phones, which might be another 2 years. Or I could just take cash and put it in a HYSA or bonds lol
Reply
Joined Dec 2005
Imperator
> bubble2 4,761 Posts
601 Reputation
mrmochi
11-29-2024 at 02:45 PM.
11-29-2024 at 02:45 PM.
Quote from haserfauld :
Looking to burn my 120,000 points. Should turn into $1500 Apple GC, which will sit until it's time to replace my phones, which might be another 2 years. Or I could just take cash and put it in a HYSA or bonds lol
I know that's a great question... I had similar thoughts. Do I lock it into Apple Gift cards or invest it?

I'm waiting for CM's 20%
Reply
Joined Apr 2005
Deals, Deals, Deals
> bubble2 6,977 Posts
2,000 Reputation
SDBuddy
11-29-2024 at 02:56 PM.
11-29-2024 at 02:56 PM.
When redeeming points, can I only redeem in whole amounts? Meaning, with 7000 points, and the Apple $25 GC valued at 2125 pts, it's roughly 3.3 GC's. So, I can only get 3? Or I can get a GC that includes the pro-rated fractional value of $25?

Edit: the reason I ask, is that it will be relatively meaningless to me in the short-term to wait and see if they go to 20%, because I will still only get 3 GCs. It's the fractional remainder of about 30% or 50% of the next $25 GC that would be my opportunity cost.
Reply
Last edited by SDBuddy November 29, 2024 at 02:58 PM.
Joined Apr 2017
L3: Novice
> bubble2 146 Posts
18 Reputation
bogus1
11-29-2024 at 03:42 PM.
11-29-2024 at 03:42 PM.
Quote from mrmochi :
It's not just about the rewards. Notifications have been broken for over 2 years now ever since I got a replacement. Citi tech support is absolutely useless.


Edit: you can downvote me all you want. It's a documented and ongoing issue by other users on reddit.
I'll upvote you. They are a pale shade of what they used to be.

Is there a limit to the number of Apple gift cards I can redeem my points for? I'd like to close out all of my ThankYou points.
Reply
Joined Jan 2019
L6: Expert
> bubble2 1,003 Posts
393 Reputation
TealLeopard348
11-29-2024 at 03:44 PM.
11-29-2024 at 03:44 PM.
Been waiting for 2 years for a deal on any card that equals lowes. They literally haven't had more than 10% fewer on a lowes option in that long or longer.
Reply
Joined Dec 2005
Imperator
> bubble2 4,761 Posts
601 Reputation
mrmochi
11-29-2024 at 03:52 PM.
11-29-2024 at 03:52 PM.
Quote from SDBuddy :
When redeeming points, can I only redeem in whole amounts? Meaning, with 7000 points, and the Apple $25 GC valued at 2125 pts, it's roughly 3.3 GC's. So, I can only get 3? Or I can get a GC that includes the pro-rated fractional value of $25?

Edit: the reason I ask, is that it will be relatively meaningless to me in the short-term to wait and see if they go to 20%, because I will still only get 3 GCs. It's the fractional remainder of about 30% or 50% of the next $25 GC that would be my opportunity cost.
I have this same exact question as well
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Joined Sep 2010
L8: Grand Teacher
> bubble2 3,951 Posts
858 Reputation
pbmpharmacist
11-29-2024 at 04:11 PM.
11-29-2024 at 04:11 PM.
HOLD for 20% off on Cyber Monday
Reply
Joined Sep 2010
L8: Grand Teacher
> bubble2 3,951 Posts
858 Reputation
pbmpharmacist
11-29-2024 at 04:12 PM.
11-29-2024 at 04:12 PM.
Quote from TealLeopard348 :
Been waiting for 2 years for a deal on any card that equals lowes. They literally haven't had more than 10% fewer on a lowes option in that long or longer.

Dollar General just had 15% off Lowes
Reply
Joined Sep 2010
L8: Grand Teacher
> bubble2 3,951 Posts
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pbmpharmacist
11-29-2024 at 04:13 PM.
11-29-2024 at 04:13 PM.
Quote from haserfauld :
Looking to burn my 120,000 points. Should turn into $1500 Apple GC, which will sit until it's time to replace my phones, which might be another 2 years. Or I could just take cash and put it in a HYSA or bonds lol

I'm doing the gift cards and we have Samsung phones. Too good of a guaranteed discount not to get.
Reply
Joined May 2010
L9: Master
> bubble2 5,636 Posts
1,532 Reputation
haserfauld
11-29-2024 at 04:25 PM.
11-29-2024 at 04:25 PM.
Quote from mrmochi :
I have this same exact question as well

No, you have to redeem in the increments they offer, unfortunately
Reply
Joined Apr 2005
Deals, Deals, Deals
> bubble2 6,977 Posts
2,000 Reputation
SDBuddy
11-29-2024 at 04:33 PM.
11-29-2024 at 04:33 PM.
Quote from haserfauld :
No, you have to redeem in the increments they offer, unfortunately
Thanks (original asker here).
Reply
Joined Feb 2006
L10: Grand Master
> bubble2 19,690 Posts
8,878 Reputation
tenderidol
11-29-2024 at 04:58 PM.
11-29-2024 at 04:58 PM.
Quote from haserfauld :
Looking to burn my 120,000 points. Should turn into $1500 Apple GC, which will sit until it's time to replace my phones, which might be another 2 years. Or I could just take cash and put it in a HYSA or bonds lol
Quote from mrmochi :
I know that's a great question... I had similar thoughts. Do I lock it into Apple Gift cards or invest it?

I'm waiting for CM's 20%
If you're going to wait 2 years to spend the Apple account balance, I'd invest that amount. The 20% today will be a lot less after sitting in an Apple account for 2 years, and Apple would gladly keep your money interest free. I'm buying enough on Monday to order a mac mini M4 right away.
Reply
Joined Dec 2005
Imperator
> bubble2 4,761 Posts
601 Reputation
mrmochi
11-29-2024 at 05:22 PM.
11-29-2024 at 05:22 PM.
Quote from tenderidol :
If you're going to wait 2 years to spend the Apple account balance, I'd invest that amount. The 20% today will be a lot less after sitting in an Apple account for 2 years, and Apple would gladly keep your money interest free. I'm buying enough on Monday to order a mac mini M4 right away.
You are so smart. I would be JUMPING on that $500 Mac Mini M4 w/ 16GB RAM and 256GB HD if I didn't have a $1300 Mac Mini M2 from 2 years ago. Frown.
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Joined Dec 2005
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> bubble2 4,761 Posts
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mrmochi
11-29-2024 at 05:23 PM.
11-29-2024 at 05:23 PM.
Quote from haserfauld :
No, you have to redeem in the increments they offer, unfortunately
So let's say I have $2400 worth of points.
I can buy 4 $500 gift card and 4 $100 gift cards (if they offer those amounts obviously).

I can only load $2000 to my Apple Account at one time so I am hoping to save the rest for the future.
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