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expirednotmybusiness posted Jan 30, 2025 01:27 AM
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expirednotmybusiness posted Jan 30, 2025 01:27 AM

Bank of Hope New Personal Checking Acct: Open Simply Checking Account w/ $1K+

via Direct Deposit (Valid thru 2/28)

Earn $388 Credit

Bank of Hope
293 Comments 92,479 Views
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Deal Details
Bank of Hope is offering their Bank of Hope New Personal Checking Customers: Simply Checking Account: Open/Setup a New Account w/ promo code LUNAR and complete a Qualifying Direct Deposit Totaling $1000+ (within 90-Days) & Earn a Bonus of $388 when you follow the instructions listed below. Your bonus will be credited to your checking account within 30-days after all requirements are met.

Thanks to Community Member notmybusiness for finding this deal

Note, this offer is for new Bank of Hope personal checking customers only

Deal Instructions
  1. Open/Setup a New Bank of Hope Personal Checking Account
  2. Use promo code LUNAR (to a activate your promotional offer)
  3. Complete a Direct Deposit Totaling $1000+ within 90-Days so account opening
  4. Within 30-days after meeting all requirements, your bonus of $388 will be credited to your checkings account
    • Note, the bonus will be reported on IRS Form 1099-INT, as required by applicable law
Bank of Hope Simply Checking Benefits
  • No Monthly Service Charge
  • Low $25 Minimum Opening Deposit
  • Go Paperless w/ e-Statements
  • Nationwide Access to 50,000 Surcharge-Free ATMs

Editor's Notes

Written by SlickDealio
  • About the Deal
    • Bank of Hope is FDIC Insured; Backed by the full faith and credit of the U.S. Government
    • Offer valid for New Bank of Hope personal checking customers only
    • Must complete/setup a direct deposit totaling $1000 or more within 90-days of account opening
    • Your bonus of $388 will be issued within 30-days after all requirements are met
    • Customers whose account has been closed within the last 30 days are no eligible
    • Offer cannot be combined with any other checking offer
    • Limit 1 bonus per account/customer
    • Additional eligible requirements may apply
    • Offer valid through February 28, 2025 or while promotional offer last

Original Post

Written by notmybusiness
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Bank of Hope is offering their Bank of Hope New Personal Checking Customers: Simply Checking Account: Open/Setup a New Account w/ promo code LUNAR and complete a Qualifying Direct Deposit Totaling $1000+ (within 90-Days) & Earn a Bonus of $388 when you follow the instructions listed below. Your bonus will be credited to your checking account within 30-days after all requirements are met.

Thanks to Community Member notmybusiness for finding this deal

Note, this offer is for new Bank of Hope personal checking customers only

Deal Instructions
  1. Open/Setup a New Bank of Hope Personal Checking Account
  2. Use promo code LUNAR (to a activate your promotional offer)
  3. Complete a Direct Deposit Totaling $1000+ within 90-Days so account opening
  4. Within 30-days after meeting all requirements, your bonus of $388 will be credited to your checkings account
    • Note, the bonus will be reported on IRS Form 1099-INT, as required by applicable law
Bank of Hope Simply Checking Benefits
  • No Monthly Service Charge
  • Low $25 Minimum Opening Deposit
  • Go Paperless w/ e-Statements
  • Nationwide Access to 50,000 Surcharge-Free ATMs

Editor's Notes

Written by SlickDealio
  • About the Deal
    • Bank of Hope is FDIC Insured; Backed by the full faith and credit of the U.S. Government
    • Offer valid for New Bank of Hope personal checking customers only
    • Must complete/setup a direct deposit totaling $1000 or more within 90-days of account opening
    • Your bonus of $388 will be issued within 30-days after all requirements are met
    • Customers whose account has been closed within the last 30 days are no eligible
    • Offer cannot be combined with any other checking offer
    • Limit 1 bonus per account/customer
    • Additional eligible requirements may apply
    • Offer valid through February 28, 2025 or while promotional offer last

Original Post

Written by notmybusiness

Community Voting

Deal Score
+62
Good Deal
Visit Bank of Hope

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Top Comments

anubis57
1919 Posts
480 Reputation
If the account is closed within 6 months from the account opening date, the bonus may be forfeited or deducted at closing.


Sounds great!
PaulP6715
3353 Posts
511 Reputation
They collected all my information. SSN, employer, DL, Etc. They sent me a 6-digit security code to my phone, which I correct entered into their website. After entering the correct 2FA code, it asked for it *again*, and an email came through rejecting my checking account application without explanation. Bizarre. Never turned away from an account in my life. Oh well. There goes my personal information into another database.
drewman77
210 Posts
28 Reputation
Chinese Lunar New Year.

In China...

Number 3 is associated with living
Number 8 is associated wealth

A grouping of 3 items is considered extremely lucky.

So, 388 means live wealthy x2 with luck.

Worked for a medsurg company that had a Chinese director of r&d. Our 888 camera was an incredible seller. He named it that, so found out what all the numbers meant in China.

292 Comments

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Original Poster
Jan 30, 2025 02:03 PM
42 Posts
Joined Nov 2018
notmybusiness
Original Poster
Jan 30, 2025 02:03 PM
42 Posts
Quote from moon_2100 :
So in order to process the application correctly you have to select "unemployed" even though the applicant is employed?
yeah, crazy i know but that worked for me.
Original Poster
Jan 30, 2025 02:04 PM
42 Posts
Joined Nov 2018
notmybusiness
Original Poster
Jan 30, 2025 02:04 PM
42 Posts
Quote from poohbie :
Has that solved the denial issues for others as well?Funny that they prefer unemployed over working.
can't say for others but def worked for me.
Original Poster
Jan 30, 2025 02:09 PM
42 Posts
Joined Nov 2018
notmybusiness
Original Poster
Jan 30, 2025 02:09 PM
42 Posts
Quote from zero_x3 :
Within 5 miles of a branch. No 2FA authorization by email or phone, but did ask me for personal information (height on DL, in what city did X live?, what color was X, etc....Got a message saying application is under review and will be contacted in 3 daysEDIT: Rejection email was sitting in my Inbox as I typed my post. Chex sensitive?
It was but not anymore. I suggest you try again but select Unemployed. That's mostly the culprit. I could be wrong though.
Original Poster
Jan 30, 2025 02:15 PM
42 Posts
Joined Nov 2018
notmybusiness
Original Poster
Jan 30, 2025 02:15 PM
42 Posts
Quote from lolQaeda :
Got a message about my account being in review on the website, then an immediate denial email. Guess I'm calling when they open!
I suggest you try again and choose Unemployed. I was getting auto-rejected so I called them up for a reason and that was why.
Original Poster
Jan 30, 2025 02:15 PM
42 Posts
Joined Nov 2018
notmybusiness
Original Poster
Jan 30, 2025 02:15 PM
42 Posts
Quote from robsinfl :
Reviews are horrible for this bank although I don't plan on keeping it long term. So do you have to maintain direct deposits for 6 months or just one and done and wait to 6 months to close account?
latter
Original Poster
Jan 30, 2025 02:16 PM
42 Posts
Joined Nov 2018
notmybusiness
Original Poster
Jan 30, 2025 02:16 PM
42 Posts
Quote from jneset :
Also got denied by answering with the unemployed that another was advised to use.
That's weird... I suggest you call the bank when they open. At least that was the reason for me.
Jan 30, 2025 03:00 PM
140 Posts
Joined Oct 2017
rahvishJan 30, 2025 03:00 PM
140 Posts
Does this apply to all 50 US States?

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Jan 30, 2025 03:06 PM
300 Posts
Joined Mar 2006
TooLat3Jan 30, 2025 03:06 PM
300 Posts
For those with approval, was it immediate? Pending review for me.
Jan 30, 2025 03:28 PM
209 Posts
Joined Nov 2009
supermansoccer1Jan 30, 2025 03:28 PM
209 Posts
I just did this and got immediately approved. I chose unemployed and when it asked for source of income, I put my place of work
Jan 30, 2025 05:02 PM
166 Posts
Joined Sep 2017
m.rokeryaJan 30, 2025 05:02 PM
166 Posts
selecting unemployed worked for me. Thanks
Jan 30, 2025 06:05 PM
3,353 Posts
Joined Sep 2013
PaulP6715Jan 30, 2025 06:05 PM
3,353 Posts
I emailed them after they rejected me last night. They asked for a scan of my DL. About 30 minutes after I sent it in, they approved. Pain in the ass, but $375 is $375.
Jan 30, 2025 06:08 PM
52 Posts
Joined Oct 2015
FirionJan 30, 2025 06:08 PM
52 Posts
Anyone been approved outside of AL, CA, GA IL, NJ, NY, TX, VA, WA ?
Jan 30, 2025 06:11 PM
7,612 Posts
Joined Sep 2008
DogAndPonyJan 30, 2025 06:11 PM
7,612 Posts
Seems easy enough. Just signed up for the $900 Chase deal and here's another $388. Free money.
Jan 30, 2025 06:19 PM
1,015 Posts
Joined Apr 2007
lolQaedaJan 30, 2025 06:19 PM
1,015 Posts
Quote from PaulP6715 :
I emailed them after they rejected me last night. They asked for a scan of my DL. About 30 minutes after I sent it in, they approved. Pain in the ass, but $375 is $375.
Didn't even think to email 'em back... just went through the same thing, though, and they did indeed ask for my ID (front and back scan) for "secondary verification." Waiting to hear back on approval, but they said it could take an hour or two.
EDIT: For anyone who gets a denial email, I would just reply with the scan of your ID and ask them to verify you via ID. Should work just fine.

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Original Poster
Jan 30, 2025 06:25 PM
42 Posts
Joined Nov 2018
notmybusiness
Original Poster
Jan 30, 2025 06:25 PM
42 Posts
Quote from lolQaeda :
Didn't even think to email 'em back... just went through the same thing, though, and they did indeed ask for my ID (front and back scan) for "secondary verification." Waiting to hear back on approval, but they said it could take an hour or two.EDIT: For anyone who gets a denial email, I would just reply with the scan of your ID and ask them to verify you via ID. Should work just fine.
Thank you for sharing your experience. I will add this information.

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