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expirednotmybusiness posted Jan 30, 2025 01:27 AM
expirednotmybusiness posted Jan 30, 2025 01:27 AM

Bank of Hope New Personal Checking Acct: Open Simply Checking Account w/ $1K+

via Direct Deposit (Valid thru 2/28)

Earn $388 Credit

Bank of Hope
293 Comments 92,479 Views
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Deal Details
Bank of Hope is offering their Bank of Hope New Personal Checking Customers: Simply Checking Account: Open/Setup a New Account w/ promo code LUNAR and complete a Qualifying Direct Deposit Totaling $1000+ (within 90-Days) & Earn a Bonus of $388 when you follow the instructions listed below. Your bonus will be credited to your checking account within 30-days after all requirements are met.

Thanks to Community Member notmybusiness for finding this deal

Note, this offer is for new Bank of Hope personal checking customers only

Deal Instructions
  1. Open/Setup a New Bank of Hope Personal Checking Account
  2. Use promo code LUNAR (to a activate your promotional offer)
  3. Complete a Direct Deposit Totaling $1000+ within 90-Days so account opening
  4. Within 30-days after meeting all requirements, your bonus of $388 will be credited to your checkings account
    • Note, the bonus will be reported on IRS Form 1099-INT, as required by applicable law
Bank of Hope Simply Checking Benefits
  • No Monthly Service Charge
  • Low $25 Minimum Opening Deposit
  • Go Paperless w/ e-Statements
  • Nationwide Access to 50,000 Surcharge-Free ATMs

Editor's Notes

Written by SlickDealio
  • About the Deal
    • Bank of Hope is FDIC Insured; Backed by the full faith and credit of the U.S. Government
    • Offer valid for New Bank of Hope personal checking customers only
    • Must complete/setup a direct deposit totaling $1000 or more within 90-days of account opening
    • Your bonus of $388 will be issued within 30-days after all requirements are met
    • Customers whose account has been closed within the last 30 days are no eligible
    • Offer cannot be combined with any other checking offer
    • Limit 1 bonus per account/customer
    • Additional eligible requirements may apply
    • Offer valid through February 28, 2025 or while promotional offer last

Original Post

Written by notmybusiness
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Bank of Hope is offering their Bank of Hope New Personal Checking Customers: Simply Checking Account: Open/Setup a New Account w/ promo code LUNAR and complete a Qualifying Direct Deposit Totaling $1000+ (within 90-Days) & Earn a Bonus of $388 when you follow the instructions listed below. Your bonus will be credited to your checking account within 30-days after all requirements are met.

Thanks to Community Member notmybusiness for finding this deal

Note, this offer is for new Bank of Hope personal checking customers only

Deal Instructions
  1. Open/Setup a New Bank of Hope Personal Checking Account
  2. Use promo code LUNAR (to a activate your promotional offer)
  3. Complete a Direct Deposit Totaling $1000+ within 90-Days so account opening
  4. Within 30-days after meeting all requirements, your bonus of $388 will be credited to your checkings account
    • Note, the bonus will be reported on IRS Form 1099-INT, as required by applicable law
Bank of Hope Simply Checking Benefits
  • No Monthly Service Charge
  • Low $25 Minimum Opening Deposit
  • Go Paperless w/ e-Statements
  • Nationwide Access to 50,000 Surcharge-Free ATMs

Editor's Notes

Written by SlickDealio
  • About the Deal
    • Bank of Hope is FDIC Insured; Backed by the full faith and credit of the U.S. Government
    • Offer valid for New Bank of Hope personal checking customers only
    • Must complete/setup a direct deposit totaling $1000 or more within 90-days of account opening
    • Your bonus of $388 will be issued within 30-days after all requirements are met
    • Customers whose account has been closed within the last 30 days are no eligible
    • Offer cannot be combined with any other checking offer
    • Limit 1 bonus per account/customer
    • Additional eligible requirements may apply
    • Offer valid through February 28, 2025 or while promotional offer last

Original Post

Written by notmybusiness

Community Voting

Deal Score
+62
Good Deal
Visit Bank of Hope

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Top Comments

anubis57
1919 Posts
480 Reputation
If the account is closed within 6 months from the account opening date, the bonus may be forfeited or deducted at closing.


Sounds great!
PaulP6715
3353 Posts
511 Reputation
They collected all my information. SSN, employer, DL, Etc. They sent me a 6-digit security code to my phone, which I correct entered into their website. After entering the correct 2FA code, it asked for it *again*, and an email came through rejecting my checking account application without explanation. Bizarre. Never turned away from an account in my life. Oh well. There goes my personal information into another database.
drewman77
210 Posts
28 Reputation
Chinese Lunar New Year.

In China...

Number 3 is associated with living
Number 8 is associated wealth

A grouping of 3 items is considered extremely lucky.

So, 388 means live wealthy x2 with luck.

Worked for a medsurg company that had a Chinese director of r&d. Our 888 camera was an incredible seller. He named it that, so found out what all the numbers meant in China.

292 Comments

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Jan 31, 2025 07:58 AM
11 Posts
Joined Aug 2014
lucasinkccJan 31, 2025 07:58 AM
11 Posts
thanks, opened without any issues
Jan 31, 2025 07:59 AM
515 Posts
Joined Nov 2012
nyankanaJan 31, 2025 07:59 AM
515 Posts
The wording is a little unclear, is it one deposit $1000 or can it be multiple deposits as long as it adds up to $1000? And can we spend any money within the 90 days, or we cannot touch the $1000 for 90 days? Thanks.
Pro
Jan 31, 2025 10:06 AM
1,113 Posts
Joined Jul 2009
rm-rf
Pro
Jan 31, 2025 10:06 AM
1,113 Posts
30 seconds after applying these liars have claimed:

We have carefully reviewed your application for the Bank Simply Checking account, and unfortunately, we were unable to approve your request at this time.
Jan 31, 2025 10:27 AM
905 Posts
Joined Jul 2016
mike312Jan 31, 2025 10:27 AM
905 Posts
No Dice

Thank you for your recent application for the Bank of Hope Bank Simply Checking account . Your application is currently being processed, and we will reach out to you within 3 business days regarding your account status.
Jan 31, 2025 12:47 PM
15,541 Posts
Joined Nov 2019
LilylyJan 31, 2025 12:47 PM
15,541 Posts
Quote from TruongKy :
is 388 their magic lucky number?
3 is the monkey hook. 8 is the handcuffs. 2 x 8 just means double handcuffs. 1 for hands 1 for feet.

yeah. thats what they wish you to have. especially on the first day of lunar new yr.
2
Jan 31, 2025 12:55 PM
8,617 Posts
Joined Mar 2017
hpham_53Jan 31, 2025 12:55 PM
8,617 Posts
Quote from xWJKx :
Too bad there aren't any websites that verify which checking acct promos work with general ACH deposits & which checking acct promos strictly require employer based direct deposits, to qualify for the bonuses :' (
Take a look at this section on doctorofcredit.com
https://www.doctorofcredit.com/kn...-deposits/

It has info for many popular banks, but not all.
1
Jan 31, 2025 01:23 PM
301 Posts
Joined Jul 2016
NostradelJan 31, 2025 01:23 PM
301 Posts
Quote from BIGBALL3RR :
One of the worst bank ever. Unless you're Korean or can speak Korean. LOL. Not worth the trouble.
Thanks, lunar deal, worth if have free few hours !

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Jan 31, 2025 01:44 PM
782 Posts
Joined Nov 2014
letsgometsgoJan 31, 2025 01:44 PM
782 Posts
opened the account yesterday. tried to link it to another checking account to fund it, they sent 2 small deposits, there is NOWHERE on their shitty website (on desktop or mobile) to verify the amounts. there is NOWHERE on this shitty website to add an external account. paypal doesnt recognize the bank information to link it. im not signing up for zelle. Im hesitant now to even add my work direct deposit to complete the 2 transfers. this bank website is a huge piece of shit. off the top of my head ive done the m&t bank checking bonus(with a couple $50 gift cards) the capital one and wells fargo recently the end of last year. have probably 8 different checking accounts with various banks, and this one takes the cake for worst website UI and lacks even the most basic of checking/bill pay web features.
Pro
Jan 31, 2025 04:24 PM
2,482 Posts
Joined May 2014
Greenworld123
Pro
Jan 31, 2025 04:24 PM
2,482 Posts
Quote from letsgometsgo :
opened the account yesterday. tried to link it to another checking account to fund it, they sent 2 small deposits, there is NOWHERE on their shitty website (on desktop or mobile) to verify the amounts. there is NOWHERE on this shitty website to add an external account. paypal doesnt recognize the bank information to link it. im not signing up for zelle. Im hesitant now to even add my work direct deposit to complete the 2 transfers. this bank website is a huge piece of shit. off the top of my head ive done the m&t bank checking bonus(with a couple $50 gift cards) the capital one and wells fargo recently the end of last year. have probably 8 different checking accounts with various banks, and this one takes the cake for worst website UI and lacks even the most basic of checking/bill pay web features.
hm, came here to ask the same. Where do we verify? I don't see the option on either app or web browser after looking for 10mis. You can deposit a check, but yeah this is odd.

Anyone else figure this out?
Jan 31, 2025 04:33 PM
192 Posts
Joined May 2018
OrangeMustang158Jan 31, 2025 04:33 PM
192 Posts
Quote from Greenworld123 :
hm, came here to ask the same. Where do we verify? I don't see the option on either app or web browser after looking for 10mis. You can deposit a check, but yeah this is odd. Anyone else figure this out?
I literally call in customer service a few minutes ago to resolve this, but they didn't ask for the 2 deposit. They made me do the following steps: Go to transfer tab on top -> external transfer -> preference -> Add Account and then enter your bank's information. I think they use Plaid to verify, which it did verify (didn't when I open the account). After, the account was verified, the customer service rep asked me to go to transfer fund tab to verify my outside bank account was there. Then they said oh, your account is verified and didn't really ask about the two deposit. Hope this helps.
Jan 31, 2025 04:34 PM
192 Posts
Joined May 2018
OrangeMustang158Jan 31, 2025 04:34 PM
192 Posts
Quote from letsgometsgo :
opened the account yesterday. tried to link it to another checking account to fund it, they sent 2 small deposits, there is NOWHERE on their shitty website (on desktop or mobile) to verify the amounts. there is NOWHERE on this shitty website to add an external account. paypal doesnt recognize the bank information to link it. im not signing up for zelle. Im hesitant now to even add my work direct deposit to complete the 2 transfers. this bank website is a huge piece of shit. off the top of my head ive done the m&t bank checking bonus(with a couple $50 gift cards) the capital one and wells fargo recently the end of last year. have probably 8 different checking accounts with various banks, and this one takes the cake for worst website UI and lacks even the most basic of checking/bill pay web features.
Responded to Greenworld123 and provide the steps the customer service rep provided. Not sure if it will solve your problem, but it is worth a try. Good luck.
Pro
Jan 31, 2025 04:48 PM
2,482 Posts
Joined May 2014
Greenworld123
Pro
Jan 31, 2025 04:48 PM
2,482 Posts
Quote from OrangeMustang158 :
I literally call in customer service a few minutes ago to resolve this, but they didn't ask for the 2 deposit. They made me do the following steps: Go to transfer tab on top -> external transfer -> preference -> Add Account and then enter your bank's information. I think they use Plaid to verify, which it did verify (didn't when I open the account). After, the account was verified, the customer service rep asked me to go to transfer fund tab to verify my outside bank account was there. Then they said oh, your account is verified and didn't really ask about the two deposit. Hope this helps.
Says no eligible accounts and errors out when clicking external transfer 🙄
Jan 31, 2025 04:51 PM
192 Posts
Joined May 2018
OrangeMustang158Jan 31, 2025 04:51 PM
192 Posts
Quote from Greenworld123 :
Says no eligible accounts and errors out when clicking external transfer 🙄
Dang. I had the same issues and tried to save you the trouble, but you might need to call in. Wish they had tested the system out before offering this. Sorry the instructions were not much help.
Jan 31, 2025 06:18 PM
3,353 Posts
Joined Sep 2013
PaulP6715Jan 31, 2025 06:18 PM
3,353 Posts
Quote from OrangeMustang158 :
I literally call in customer service a few minutes ago to resolve this, but they didn't ask for the 2 deposit. They made me do the following steps: Go to transfer tab on top -> external transfer -> preference -> Add Account and then enter your bank's information. I think they use Plaid to verify, which it did verify (didn't when I open the account). After, the account was verified, the customer service rep asked me to go to transfer fund tab to verify my outside bank account was there. Then they said oh, your account is verified and didn't really ask about the two deposit. Hope this helps.
Thanks for this. I tried to reproduce, but as soon as I hit the external transfers link it says ' no eligible accounts' lol. Of course not, you idiots. I'm trying to ADD one Smilie Anyways, glad it worked for you.

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Jan 31, 2025 06:25 PM
5 Posts
Joined Nov 2013
Kevin7491Jan 31, 2025 06:25 PM
5 Posts

Our community has rated this post as helpful. If you agree, why not thank Kevin7491

I had the same problems that other had in the comments and here's what worked for me after calling their customer service:
1) open the account under "unemployed" and just list out your place of employment in the section below, i was able to get approved automatcally
2) the linking of the bank account: i had to use the test trial deposit option since the login feature didn't work for me and for the trial deposits, once you see the deposits in your external account, go to "apply.bankofhope.com/resume" this will allow you to finish your application because the accat isn't fully opened yet
3) i chose exisiting account and logged in, which allowed me to enter my trial deposits.
4) The customer service agent told me once the trial deposits are verified, that allows bank of hope to pull from your external account (which is the $25 opening deposit). I've never had this done before where the bank pulls from my account vs me initiating the transfer. But she mentioned that pull takes around 1-3 biz days and once it's funded (where you see the $25 deposit), then you'll be able to add external accounts and do other stuff with it.
Honestly, once i get the bonus, i'd just close becuase there's not a close enough branch around me and the website/app is garbage.
Hope this was helpful
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