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expirednotmybusiness posted Jan 30, 2025 01:27 AM
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expirednotmybusiness posted Jan 30, 2025 01:27 AM

Bank of Hope New Personal Checking Acct: Open Simply Checking Account w/ $1K+

via Direct Deposit (Valid thru 2/28)

Earn $388 Credit

Bank of Hope
293 Comments 92,437 Views
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Deal Details
Bank of Hope is offering their Bank of Hope New Personal Checking Customers: Simply Checking Account: Open/Setup a New Account w/ promo code LUNAR and complete a Qualifying Direct Deposit Totaling $1000+ (within 90-Days) & Earn a Bonus of $388 when you follow the instructions listed below. Your bonus will be credited to your checking account within 30-days after all requirements are met.

Thanks to Community Member notmybusiness for finding this deal

Note, this offer is for new Bank of Hope personal checking customers only

Deal Instructions
  1. Open/Setup a New Bank of Hope Personal Checking Account
  2. Use promo code LUNAR (to a activate your promotional offer)
  3. Complete a Direct Deposit Totaling $1000+ within 90-Days so account opening
  4. Within 30-days after meeting all requirements, your bonus of $388 will be credited to your checkings account
    • Note, the bonus will be reported on IRS Form 1099-INT, as required by applicable law
Bank of Hope Simply Checking Benefits
  • No Monthly Service Charge
  • Low $25 Minimum Opening Deposit
  • Go Paperless w/ e-Statements
  • Nationwide Access to 50,000 Surcharge-Free ATMs

Editor's Notes

Written by SlickDealio
  • About the Deal
    • Bank of Hope is FDIC Insured; Backed by the full faith and credit of the U.S. Government
    • Offer valid for New Bank of Hope personal checking customers only
    • Must complete/setup a direct deposit totaling $1000 or more within 90-days of account opening
    • Your bonus of $388 will be issued within 30-days after all requirements are met
    • Customers whose account has been closed within the last 30 days are no eligible
    • Offer cannot be combined with any other checking offer
    • Limit 1 bonus per account/customer
    • Additional eligible requirements may apply
    • Offer valid through February 28, 2025 or while promotional offer last

Original Post

Written by notmybusiness
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Bank of Hope is offering their Bank of Hope New Personal Checking Customers: Simply Checking Account: Open/Setup a New Account w/ promo code LUNAR and complete a Qualifying Direct Deposit Totaling $1000+ (within 90-Days) & Earn a Bonus of $388 when you follow the instructions listed below. Your bonus will be credited to your checking account within 30-days after all requirements are met.

Thanks to Community Member notmybusiness for finding this deal

Note, this offer is for new Bank of Hope personal checking customers only

Deal Instructions
  1. Open/Setup a New Bank of Hope Personal Checking Account
  2. Use promo code LUNAR (to a activate your promotional offer)
  3. Complete a Direct Deposit Totaling $1000+ within 90-Days so account opening
  4. Within 30-days after meeting all requirements, your bonus of $388 will be credited to your checkings account
    • Note, the bonus will be reported on IRS Form 1099-INT, as required by applicable law
Bank of Hope Simply Checking Benefits
  • No Monthly Service Charge
  • Low $25 Minimum Opening Deposit
  • Go Paperless w/ e-Statements
  • Nationwide Access to 50,000 Surcharge-Free ATMs

Editor's Notes

Written by SlickDealio
  • About the Deal
    • Bank of Hope is FDIC Insured; Backed by the full faith and credit of the U.S. Government
    • Offer valid for New Bank of Hope personal checking customers only
    • Must complete/setup a direct deposit totaling $1000 or more within 90-days of account opening
    • Your bonus of $388 will be issued within 30-days after all requirements are met
    • Customers whose account has been closed within the last 30 days are no eligible
    • Offer cannot be combined with any other checking offer
    • Limit 1 bonus per account/customer
    • Additional eligible requirements may apply
    • Offer valid through February 28, 2025 or while promotional offer last

Original Post

Written by notmybusiness

Community Voting

Deal Score
+62
Good Deal
Visit Bank of Hope

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Top Comments

anubis57
1919 Posts
480 Reputation
If the account is closed within 6 months from the account opening date, the bonus may be forfeited or deducted at closing.


Sounds great!
PaulP6715
3353 Posts
511 Reputation
They collected all my information. SSN, employer, DL, Etc. They sent me a 6-digit security code to my phone, which I correct entered into their website. After entering the correct 2FA code, it asked for it *again*, and an email came through rejecting my checking account application without explanation. Bizarre. Never turned away from an account in my life. Oh well. There goes my personal information into another database.
drewman77
210 Posts
28 Reputation
Chinese Lunar New Year.

In China...

Number 3 is associated with living
Number 8 is associated wealth

A grouping of 3 items is considered extremely lucky.

So, 388 means live wealthy x2 with luck.

Worked for a medsurg company that had a Chinese director of r&d. Our 888 camera was an incredible seller. He named it that, so found out what all the numbers meant in China.

292 Comments

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Feb 02, 2025 04:47 AM
95 Posts
Joined Nov 2013
sanyuFeb 02, 2025 04:47 AM
95 Posts
Quote from shaolinwookie :
you honestly dont want to close accounts so soon anyway, youll start getting a flag on your chex account that youre money laundering
Good to know. We usually don't do these bonuses too often because the requirements are a bit more complicated.
Feb 02, 2025 04:06 PM
3,353 Posts
Joined Sep 2013
PaulP6715Feb 02, 2025 04:06 PM
3,353 Posts

Our community has rated this post as helpful. If you agree, why not thank PaulP6715

Trial deposits hit yesterday, and the aggregate of the deposits was then withdrawn from my linked bank. I went to enter the two transaction amounts, and it told me they were the wrong amounts, LOL. Does anything work at this bank? I took screenshots from my connected account showing the transaction amounts, and the screenshots from BoH website rejecting those transaction amounts (entered deposits in both possible 'orders'.). Another day, another problem at Bank of Hope.


Edited to add: You just can't make up how inept this bank is. When you are within the external transfers help section, they provide the email contact address for getting in contact with them: [email protected] . When they send you the 'rejection' email saying that your external transfer account couldn't be linked, they say
in the email : " If you wish to discuss this further with a Customer Service Representative, please send an email to [email protected] or call 855-325-2226. " The email address literally bounces back anything you send to it as an monitored address.

How stupid can they be?
Last edited by PaulP6715 February 2, 2025 at 09:17 AM.
1
Feb 02, 2025 04:13 PM
8,617 Posts
Joined Mar 2017
hpham_53Feb 02, 2025 04:13 PM
8,617 Posts
Quote from CrimsonKite8971 :
I never heard of such a thing happening before? I've opened and closed at least 100 accounts in the last several years. Any links to back up about a flag for money laundering appearing on CHEX?
I don't think keeping your accounts open for a short time indicates money laundering. After all, Chex doesn't keep track of your transactions (money going in/out). Chex keeps track of accounts opened/closed, inquiries on your Chex report, negative info (overwithdrawn, rejected deposits, etc) reported by financial institutions (FIs). Some FIs use Chex reports to weed out people with negative info and the "churners" who only keep their accounts open for a short time.
Last edited by hpham_53 February 2, 2025 at 09:19 AM.
Feb 02, 2025 06:09 PM
512 Posts
Joined Nov 2013
SnowJunkie21Feb 02, 2025 06:09 PM
512 Posts
Quote from DogAndPony :
Terrible bank. I could not link my bank to fund the account online so had to do the deposit method. They did the temp deposits but I have no way to confirm the deposit amounts on the website. I clicked every link. This is ridiculous. Guess I'll need to send a message
Same here. Cannot for the life of me figure out where to input them.
Feb 02, 2025 08:21 PM
105 Posts
Joined Sep 2024
CrimsonKite8971Feb 02, 2025 08:21 PM
105 Posts
Quote from wikipost :
Availability: AL, CA, IL, NJ, NY, TX, VA, WA.
oh seriously? Is that why some of us are getting declined?
Feb 02, 2025 09:18 PM
7,612 Posts
Joined Sep 2008
DogAndPonyFeb 02, 2025 09:18 PM
7,612 Posts
Quote from SnowJunkie21 :
Same here. Cannot for the life of me figure out where to input them.
I ended up using Zelle to fund the account.
Feb 02, 2025 10:33 PM
965 Posts
Joined Apr 2012
VertebreakerFeb 02, 2025 10:33 PM
965 Posts
Quote from DogAndPony :
I ended up using Zelle to fund the account.
Zelle isn't considered a direct deposit so that's not going to work. They have a list of excluded types of money transfers.
1

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Feb 02, 2025 11:00 PM
1,221 Posts
Joined Sep 2005
merlinxFeb 02, 2025 11:00 PM
1,221 Posts
Quote from Vertebreaker :
Zelle isn't considered a direct deposit so that's not going to work. They have a list of excluded types of money transfers.
this is to fund the account not the DD
Feb 02, 2025 11:41 PM
965 Posts
Joined Apr 2012
VertebreakerFeb 02, 2025 11:41 PM
965 Posts
Quote from merlinx :
this is to fund the account not the DD
Gotcha, my apologies for misreading the post.
Feb 02, 2025 11:52 PM
1,221 Posts
Joined Sep 2005
merlinxFeb 02, 2025 11:52 PM
1,221 Posts
Quote from CrimsonKite8971 :
oh seriously? Is that why some of us are getting declined?
I didnt see that. Mine is under review from Friday but im not in those states

Anyone got approved that is not in the listed states?
Feb 03, 2025 12:01 AM
61 Posts
Joined Oct 2014
dennijacobFeb 03, 2025 12:01 AM
61 Posts
How may I close my account? Online or in person at a branch.
Feb 03, 2025 02:40 AM
685 Posts
Joined Dec 2012
pokerfreak07Feb 03, 2025 02:40 AM
685 Posts
I got approved and I'm in MN. Site is shit.
Feb 03, 2025 03:04 AM
125 Posts
Joined Aug 2009
j31izzleFeb 03, 2025 03:04 AM
125 Posts
Got rejected from GA, selected unemployed, awaited for SMS code but in the meantime received email stating my application has been rejected.
Feb 03, 2025 05:12 AM
252 Posts
Joined Dec 2015
banch0ngFeb 03, 2025 05:12 AM
252 Posts
Quote from merlinx :
I didnt see that. Mine is under review from Friday but im not in those states

Anyone got approved that is not in the listed states?
I got approved and am not in one of the listed states

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Feb 03, 2025 06:30 AM
14 Posts
Joined May 2023
HappyBreakfast8929Feb 03, 2025 06:30 AM
14 Posts
Approved from MN

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