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expirednotmybusiness posted Jan 30, 2025 01:27 AM
expirednotmybusiness posted Jan 30, 2025 01:27 AM

Bank of Hope New Personal Checking Acct: Open Simply Checking Account w/ $1K+

via Direct Deposit (Valid thru 2/28)

Earn $388 Credit

Bank of Hope
293 Comments 92,437 Views
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Deal Details
Bank of Hope is offering their Bank of Hope New Personal Checking Customers: Simply Checking Account: Open/Setup a New Account w/ promo code LUNAR and complete a Qualifying Direct Deposit Totaling $1000+ (within 90-Days) & Earn a Bonus of $388 when you follow the instructions listed below. Your bonus will be credited to your checking account within 30-days after all requirements are met.

Thanks to Community Member notmybusiness for finding this deal

Note, this offer is for new Bank of Hope personal checking customers only

Deal Instructions
  1. Open/Setup a New Bank of Hope Personal Checking Account
  2. Use promo code LUNAR (to a activate your promotional offer)
  3. Complete a Direct Deposit Totaling $1000+ within 90-Days so account opening
  4. Within 30-days after meeting all requirements, your bonus of $388 will be credited to your checkings account
    • Note, the bonus will be reported on IRS Form 1099-INT, as required by applicable law
Bank of Hope Simply Checking Benefits
  • No Monthly Service Charge
  • Low $25 Minimum Opening Deposit
  • Go Paperless w/ e-Statements
  • Nationwide Access to 50,000 Surcharge-Free ATMs

Editor's Notes

Written by SlickDealio
  • About the Deal
    • Bank of Hope is FDIC Insured; Backed by the full faith and credit of the U.S. Government
    • Offer valid for New Bank of Hope personal checking customers only
    • Must complete/setup a direct deposit totaling $1000 or more within 90-days of account opening
    • Your bonus of $388 will be issued within 30-days after all requirements are met
    • Customers whose account has been closed within the last 30 days are no eligible
    • Offer cannot be combined with any other checking offer
    • Limit 1 bonus per account/customer
    • Additional eligible requirements may apply
    • Offer valid through February 28, 2025 or while promotional offer last

Original Post

Written by notmybusiness
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Bank of Hope is offering their Bank of Hope New Personal Checking Customers: Simply Checking Account: Open/Setup a New Account w/ promo code LUNAR and complete a Qualifying Direct Deposit Totaling $1000+ (within 90-Days) & Earn a Bonus of $388 when you follow the instructions listed below. Your bonus will be credited to your checking account within 30-days after all requirements are met.

Thanks to Community Member notmybusiness for finding this deal

Note, this offer is for new Bank of Hope personal checking customers only

Deal Instructions
  1. Open/Setup a New Bank of Hope Personal Checking Account
  2. Use promo code LUNAR (to a activate your promotional offer)
  3. Complete a Direct Deposit Totaling $1000+ within 90-Days so account opening
  4. Within 30-days after meeting all requirements, your bonus of $388 will be credited to your checkings account
    • Note, the bonus will be reported on IRS Form 1099-INT, as required by applicable law
Bank of Hope Simply Checking Benefits
  • No Monthly Service Charge
  • Low $25 Minimum Opening Deposit
  • Go Paperless w/ e-Statements
  • Nationwide Access to 50,000 Surcharge-Free ATMs

Editor's Notes

Written by SlickDealio
  • About the Deal
    • Bank of Hope is FDIC Insured; Backed by the full faith and credit of the U.S. Government
    • Offer valid for New Bank of Hope personal checking customers only
    • Must complete/setup a direct deposit totaling $1000 or more within 90-days of account opening
    • Your bonus of $388 will be issued within 30-days after all requirements are met
    • Customers whose account has been closed within the last 30 days are no eligible
    • Offer cannot be combined with any other checking offer
    • Limit 1 bonus per account/customer
    • Additional eligible requirements may apply
    • Offer valid through February 28, 2025 or while promotional offer last

Original Post

Written by notmybusiness

Community Voting

Deal Score
+62
Good Deal
Visit Bank of Hope

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Top Comments

anubis57
1919 Posts
480 Reputation
If the account is closed within 6 months from the account opening date, the bonus may be forfeited or deducted at closing.


Sounds great!
PaulP6715
3353 Posts
511 Reputation
They collected all my information. SSN, employer, DL, Etc. They sent me a 6-digit security code to my phone, which I correct entered into their website. After entering the correct 2FA code, it asked for it *again*, and an email came through rejecting my checking account application without explanation. Bizarre. Never turned away from an account in my life. Oh well. There goes my personal information into another database.
drewman77
210 Posts
28 Reputation
Chinese Lunar New Year.

In China...

Number 3 is associated with living
Number 8 is associated wealth

A grouping of 3 items is considered extremely lucky.

So, 388 means live wealthy x2 with luck.

Worked for a medsurg company that had a Chinese director of r&d. Our 888 camera was an incredible seller. He named it that, so found out what all the numbers meant in China.

292 Comments

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Pro
Jan 31, 2025 06:35 PM
2,482 Posts
Joined May 2014
Greenworld123
Pro
Jan 31, 2025 06:35 PM
2,482 Posts
Quote from Kevin7491 :
I had the same problems that other had in the comments and here's what worked for me after calling their customer service:
1) open the account under "unemployed" and just list out your place of employment in the section below, i was able to get approved automatcally
2) the linking of the bank account: i had to use the test trial deposit option since the login feature didn't work for me and for the trial deposits, once you see the deposits in your external account, go to "apply.bankofhope.com/resume" this will allow you to finish your application because the accat isn't fully opened yet
3) i chose exisiting account and logged in, which allowed me to enter my trial deposits.
4) The customer service agent told me once the trial deposits are verified, that allows bank of hope to pull from your external account (which is the $25 opening deposit). I've never had this done before where the bank pulls from my account vs me initiating the transfer. But she mentioned that pull takes around 1-3 biz days and once it's funded (where you see the $25 deposit), then you'll be able to add external accounts and do other stuff with it.
Honestly, once i get the bonus, i'd just close becuase there's not a close enough branch around me and the website/app is garbage.
Hope this was helpful
Thank you! That worked for me...

Hopefully now the funding is automatic as I didnt see confirmation of it and still getting an error when clicking external accounts.
Jan 31, 2025 07:36 PM
782 Posts
Joined Nov 2014
letsgometsgoJan 31, 2025 07:36 PM
782 Posts
Quote from OrangeMustang158 :
I literally call in customer service a few minutes ago to resolve this, but they didn't ask for the 2 deposit. They made me do the following steps: Go to transfer tab on top -> external transfer -> preference -> Add Account and then enter your bank's information. I think they use Plaid to verify, which it did verify (didn't when I open the account). After, the account was verified, the customer service rep asked me to go to transfer fund tab to verify my outside bank account was there. Then they said oh, your account is verified and didn't really ask about the two deposit. Hope this helps.
Thats....exactly where I assumed one would add or verify another bank account. But when I go to transfers/external transfers I just get a red x popup "no eligible accounts" lol there is nowhere to add or any options for preferences on mobile or desktop. I assume calling make them check a permission or something for you. I'll give em till Monday to figure it out then maybe call.

Edit. Just saw all the other replies. Glad to see at least we're all getting the same shitty error messages
Jan 31, 2025 07:38 PM
137 Posts
Joined May 2006
sejinroJan 31, 2025 07:38 PM
137 Posts
good deal, but this bank is known for subpar customer service
Jan 31, 2025 08:12 PM
352 Posts
Joined Mar 2016
idlezorkJan 31, 2025 08:12 PM
352 Posts
Tried yesterday with employed and got instant declined. Tried again today with unemployed and still got instant declined. There's a branch 5 miles away from me but don't know if it's even worth the trouble at this point.
Original Poster
Jan 31, 2025 08:21 PM
42 Posts
Joined Nov 2018
notmybusiness
Original Poster
Jan 31, 2025 08:21 PM
42 Posts
Quote from idlezork :
Tried yesterday with employed and got instant declined. Tried again today with unemployed and still got instant declined. There's a branch 5 miles away from me but don't know if it's even worth the trouble at this point.
You just respond to that rejection email with a copy of your driver's license...
Jan 31, 2025 08:28 PM
8,617 Posts
Joined Mar 2017
hpham_53Jan 31, 2025 08:28 PM
8,617 Posts
Quote from idlezork :
Tried yesterday with employed and got instant declined. Tried again today with unemployed and still got instant declined.
Regarding "instant declined", did you get the screen below saying they'd be in touch within 3 days then get the decline email? Or the screen showed a decline right after you submitted your application?
Jan 31, 2025 08:29 PM
352 Posts
Joined Mar 2016
idlezorkJan 31, 2025 08:29 PM
352 Posts
Quote from notmybusiness :
You just respond to that rejection email with a copy of your driver's license...
This is the response I got from replying to the declined email yesterday asking them for the reason of decline. Not sure if I want to blindly attach my ID to an email where I don't know what the customer service do with it.
Quote :
Please try again to apply on another device or clear your history and disable pop up blockers.
To better assist you with the inquiry, please visit the nearest branch or call our Customer Contact Center at 1-855-325-2226, Mon-Fri: 5:30 am - 6:00 pm (PST) /Sat: 6:00 am - 1:00 pm (PST) as we will need additional information. Otherwise, please discard of this message if this is no longer needed.

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Jan 31, 2025 08:32 PM
352 Posts
Joined Mar 2016
idlezorkJan 31, 2025 08:32 PM
352 Posts
Quote from hpham_53 :
Regarding "instant declined", did you get the screen below saying they'd be in touch within 3 days then get the decline email? Or the screen showed a decline right after you submitted your application?
It's an email, pretty much a minute or less after I submitted the application.
Original Poster
Jan 31, 2025 08:33 PM
42 Posts
Joined Nov 2018
notmybusiness
Original Poster
Jan 31, 2025 08:33 PM
42 Posts
Quote from idlezork :
This is the response I got from replying to the declined email yesterday asking them for the reason of decline. Not sure if I want to blindly attach my ID to an email where I don't know what the customer service do with it.
Well... if you read some of the comments, you wouldn't be saying that.
Jan 31, 2025 08:35 PM
778 Posts
Joined Jan 2018
OrangeCorn227Jan 31, 2025 08:35 PM
778 Posts
Every place I bank is the bank of hope.
Jan 31, 2025 08:42 PM
3,353 Posts
Joined Sep 2013
PaulP6715Jan 31, 2025 08:42 PM
3,353 Posts
I had my spouse Zelle me $25, so now my Bank of Hope has the $25 opening deposit in it. I have seen no test deposits, despite asking for them yesterday. I also got a ridiculous non-answer from CSR via their messaging system, so went with Zelle . It seems like amateur hour over there, despite how 'big' they apparently are of an independent bank.
Jan 31, 2025 09:17 PM
87 Posts
Joined Aug 2018
xWJKxJan 31, 2025 09:17 PM
87 Posts
Quote from hpham_53 :
Take a look at this section on doctorofcredit.com
https://www.doctorofcredit.com/kn...-deposits/

It has info for many popular banks, but not all.
Thanks, I'm actually familiar with that site, just wish it was more specific re which checking acct promos strictly limit the bonuses to "payroll direct deposit" only. Again, thanks for the info/link, I'll search thru the list again to see if anything has changed :^)
Jan 31, 2025 09:58 PM
8,617 Posts
Joined Mar 2017
hpham_53Jan 31, 2025 09:58 PM
8,617 Posts
Quote from xWJKx :
I'm actually familiar with that site, just wish it was more specific re which checking acct promos strictly limit the bonuses to "payroll direct deposit" only.
Well, almost all checking deals that require Direct Deposits will say that they have to be payroll, Social Security, etc. The info in that section of Doctor of Credit has datapoints for individual banks/CUs where people used ACH and other means for DDs, and reported whether or not they worked. For example, let's say you want to do a Checking bonus deal with Wells Fargo, then go to that section, click on Wells Fargo and it will list all the banks/CUs that people used for sending ACHs to Wells Fargo and whether or not they were accepted by Wells Fargo as DDs. Isn't that the info you were looking for?
Jan 31, 2025 10:57 PM
264 Posts
Joined Aug 2007
zarrazaJan 31, 2025 10:57 PM
264 Posts
Anybody see any location restrictions?

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Jan 31, 2025 11:54 PM
1,370 Posts
Joined Sep 2021
Wyvern1Jan 31, 2025 11:54 PM
1,370 Posts
does schwab ach count as dd for this one?

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