What you get, (extract form the site,
for details refer to its terms and conditions):
1. $300 Bonus
2. Up to 3% APR (Max Rate Checking 3.00 APY / Checking 0.05 APY)
(Max Rate Checking is $15 Monthly Fee and waived if maintain a $5,000 average monthly balance)
Requirement for Bonus:
- At least Two direct deposits, each $1,500 or more,
- Deposit made within 90 days of opening new account
Eligibility Headsup (Refer to FAQ from the
link [etrade.com])
- Open account between 02/13/2025 - 03/31/2025
- Not Eligible if you have or had owned or co-owned (joint) a Max-Rate Checking or Checking Account within the last 12 months from when you enroll this offer.
https://us.etrade.com/promo/checking-offer
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Which account of yours got restricted?
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- Still have their Max*Rate checking. No beef with it, no major issues. Support is slow but the message center works, but I don't ask for much in the way of service. 3% interest is nice, no reason to move.
- I moved my investments (taxable and IRA) to Schwab a few years back on the advice of my financial advisor. I don't really see a huge difference between E*Trade and Schwab - they both do the job and fees are similar.
- My employer stock plan is with E*Trade and I can't change that. Having a checking account with them is convenient when I want to cash out and sell ESPP or RSU shares.
But a question - If you were a customer for 15 years, how would you qualify for a bonus 5 months ago. I don't qualify for this bonus - probably will be going for the $900 Chase bonus.
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