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Chase Sapphire Preferred 100K SignUp Bonus

+77 Deal Score
169,168 Views
Edit: There might be a chance that this link is not meant to be public yet, so apparently there are risks involved. Found this on reddit: https://www.reddit.com/r/churning...t/miuq2vh/

It's here!
This is not a referral link!
The 100k Chase Sapphire Preferred Signup Bonus is out.
You cannot have a current Chase Sapphire Card (Either downgrade or cancel and wait 3-7 days to apply for the Chase Sapphire Preferred)
Must have been 48 months since you received the signup Bonus
You can call them to overnight the card


https://secure.chase.com/web/oao/...n=REACT&A=
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Deal
Score
+77
169,168 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Dec 2008
L5: Journeyman
> bubble2 970 Posts
176 Reputation
MarcSparks
03-21-2025 at 10:56 AM.
03-21-2025 at 10:56 AM.
Quote from supurman182 :
You can't have both the preferred and reserve at the same time
Right, but one could downgrade the Reserve to a Freedom card, or cancel it outright, and then sign back up for the Preferred and get this bonus correct? Assuming you haven't received the Reserve bonus in the last 48 months.

Then after 1 year, if you are really missing the Reserve's perks, could turn the Preferred back into a Reserve.

Some hoops to jump through, but 100k points is 100k points.
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Joined Jun 2009
L10: Grand Master
> bubble2 8,248 Posts
414 Reputation
Deal2go
03-21-2025 at 11:18 AM.
03-21-2025 at 11:18 AM.
Got denied. 830 Fico, with 3 cards open in last 48 months with any issuer. zero debt. I had this card like 7 yrs ago. when I called, they first asked me to send W2 which is like 125k salary. still denied saying we believe you are applying for this to generate bonus.
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Joined Jun 2005
L6: Expert
> bubble2 1,693 Posts
886 Reputation
Pro
mtnagel
03-21-2025 at 12:27 PM.
03-21-2025 at 12:27 PM.
Quote from dcguy703 :
how do you justify the $95 annual fee? i dont see many benefits having this card besides for the 100k points
Quote from nc3780 :
Primarily for the 100k bonus, a good card which allows transfers to partners or you can upgrade to reserve after 1 year. This is better than applying directly for reserve since it's only 60k points.

If you use the $50 hotel credit you can reduce the annual fee by up to $50, their portal typically is slightly higher cost for hotels which is why up to $50 in value.

You can also downgrade to a chase freedom card after 1 year.
You also get a $10 monthly doordash credit for grocery/convenience stores. I would never sign up for the card for that, but if you do pickup, you can get $10 off alcohol, snacks, etc. I just picked up a six pack of a local IPA for $2.5 after the discount. ​
Quote from Deal2go :
Got denied. 830 Fico, with 3 cards open in last 48 months with any issuer. zero debt. I had this card like 7 yrs ago. when I called, they first asked me to send W2 which is like 125k salary. still denied saying we believe you are applying for this to generate bonus.
Wow that's pretty crazy. Those numbers should get you any credit card so wonder how they determined you are only applying for the bonus. Will be interesting to see other datapoints.
Reply
Joined Jun 2014
L4: Apprentice
> bubble2 367 Posts
28 Reputation
mevorabuddy
03-21-2025 at 12:28 PM.
03-21-2025 at 12:28 PM.
I added my spouse to my Saphire. Should I remove her before applying for this card ?
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,622 Posts
164 Reputation
dcguy703
03-21-2025 at 12:28 PM.
03-21-2025 at 12:28 PM.
Quote from Deal2go :
Got denied. 830 Fico, with 3 cards open in last 48 months with any issuer. zero debt. I had this card like 7 yrs ago. when I called, they first asked me to send W2 which is like 125k salary. still denied saying we believe you are applying for this to generate bonus.

Shocking! Seems they are getting strict with approving. never heard of being asked for W2 when signing up for CC
Reply
Joined Oct 2018
L1: Learner
> bubble2 20 Posts
14 Reputation
ag56
03-21-2025 at 12:43 PM.
03-21-2025 at 12:43 PM.
Quote from LiberalTears :
I bet you're fun at parties
Cinderella's ball was a great time too and lucky there wasn't a clock on the wall, or people would have realized it all turns to pumpkins and mice at midnight. Better to let the drinks keep flowing, huh? Wink
1
Reply
Joined Jan 2013
L6: Expert
> bubble2 1,284 Posts
151 Reputation
Snakeyes77
03-21-2025 at 01:44 PM.
03-21-2025 at 01:44 PM.
Quote from DealsByLees :
Is there an easy way to check this? I feel like I am close as well but want to be able to double check my exact date.

EDIT: found email from 5/3/21 " Let the adventure begin" so assuming that date. Looks like month and half. Unless it is the date you hit the spend limit and got the bonus.

It is 48 months from when the bonus posts to your account
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Joined Jan 2013
L6: Expert
> bubble2 1,284 Posts
151 Reputation
Snakeyes77
03-21-2025 at 01:45 PM.
03-21-2025 at 01:45 PM.
Quote from gabe23111 :
I did this in the past but don't remember how long ago it was and whether I would be eligible again yet. Is there any way to tell when you last got the card? Also, I assume the 48 months is from previous sign up date?

Tia

48 months from when you got the bonus
Reply
Joined Jun 2024
L3: Novice
> bubble2 197 Posts
119 Reputation
FairBook5657
03-21-2025 at 01:58 PM.
03-21-2025 at 01:58 PM.
Quote from sofly :
Just checking , is this official yet??

It's not official yet since Chase.com bonus still shows $600
Reply
Joined Sep 2003
Worlds Most Modest Man
> bubble2 19,000 Posts
3,113 Reputation
beowulf7
03-21-2025 at 02:47 PM.
03-21-2025 at 02:47 PM.
The link isn't loading for me.
Reply
Joined Jun 2009
L10: Grand Master
> bubble2 8,248 Posts
414 Reputation
Deal2go
03-21-2025 at 03:29 PM.
03-21-2025 at 03:29 PM.
Quote from dcguy703 :
Shocking! Seems they are getting strict with approving. never heard of being asked for W2 when signing up for CC

They verify income . They said 125k annual salary is fine but said I maybe doing this to get the bonus and have had this card 7 yrs ago and kept for only two yrs . That's why they said they deny
1
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Joined Nov 2013
L9: Master
> bubble2 4,470 Posts
2,089 Reputation
W-Creative
03-21-2025 at 04:01 PM.
03-21-2025 at 04:01 PM.
Quote from Deal2go :
Got denied. 830 Fico, with 3 cards open in last 48 months with any issuer. zero debt. I had this card like 7 yrs ago. when I called, they first asked me to send W2 which is like 125k salary. still denied saying we believe you are applying for this to generate bonus.

Credit card companies want to get users carrying balances for extremely high interests.
Reply
Joined Sep 2014
L7: Teacher
> bubble2 2,923 Posts
346 Reputation
msp3
03-21-2025 at 05:44 PM.
03-21-2025 at 05:44 PM.
Quote from 11tybillion :
the churning community is so cringe, so many acronyms lmao
Daily reminder those are just typical leddit low value males with their gaping soy mouths playing Nintendo Switch
4
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Joined Nov 2016
L2: Beginner
> bubble2 70 Posts
10 Reputation
deal2000
03-21-2025 at 06:17 PM.
03-21-2025 at 06:17 PM.
Are there any deals/upcoming deals for the preferred reserve card? I have been waiting for that one to burn all my points I collected with the freedom cards. Gives you 50% more value.
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