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Chase Sapphire Preferred® Card: Earn 100K Bonus Points After You Spend $5k in the First 3 Months Expired

+98 Deal Score
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Earn 100,000 bonus points after $5,000 in purchases in your first 3 months from account opening with the Chase Sapphire Preferred® Card. Annual fee is $95.

Card Details:


Rates & Fees

Read our review on the Chase Sapphire Preferred® Card

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Original Post

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Edited May 16, 2025 at 09:28 AM by
Earn 100,000 bonus points after $5,000 in purchases in your first 3 months from account opening with the Chase Sapphire Preferred® Card. Annual fee is $95.

Card Details:
Earn 1000,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase TravelSM
10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
Member FDIC

Rates & Fees

Read our review on the Chase Sapphire Preferred® Card

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Deal
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+98
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

753 Comments

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Featured Comments

For those who only want cash, not points:

$1000 cash back less:
- $95 annual fee
- $50-100 opportunity cost for spending $5000 on a card that only gives 1%cb when you could have gotten 2-3%cb.

Still over $800 tax-free profit. Not bad at all.

Considering it. I have one more application before I hit chase 5/24, then wait for a boosted amex gold or platinum bonus.

Any 0% apr period on this?

Will they treat a tax payment at pay1040 as a cash advance? Most credit card vendors treat it as a purchase.
The offer is supposed to be available online starting 04/03.
Not only is it in OP's message, it's also in the subject. Good grief.

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Joined Nov 2012
Just another day n office
> bubble2 1,116 Posts
1,392 Reputation
SunnyMorning
04-14-2025 at 02:23 PM.
04-14-2025 at 02:23 PM.
Quote from NE0tekk :
Called the line the other day and they just needed to verify a bunch of info and call me back on the number I gave. It ended up getting approved that day, unfortunately after I already paid my property taxes and insurance. Gonna need to find some other things to meet the 5k spend, maybe Costco cash cards.
Which number did you call?TIA
Reply
Joined Dec 2012
L5: Journeyman
> bubble2 678 Posts
513 Reputation
Pro
pokerfreak07
04-14-2025 at 02:28 PM.
04-14-2025 at 02:28 PM.
when does offer end?
Reply
Joined Aug 2005
L6: Expert
> bubble2 1,311 Posts
511 Reputation
Pro
JFalc
04-14-2025 at 05:07 PM.
04-14-2025 at 05:07 PM.
Quote from pokerfreak07 :
when does offer end?
Who knows, but post 576 says this:

Quote from lanb :
Usually about a month or so. No guarantees though.
I think she should be okay given that I got a mailer for the 100K with an expiration date of 5/19.
Reply
Joined Apr 2012
L6: Expert
> bubble2 1,918 Posts
2,064 Reputation
NMIMW
04-15-2025 at 12:08 PM.
04-15-2025 at 12:08 PM.
Had CSP (downgraded from CSR) since Aug. 2018

Monday 4/7/2025
- Downgraded CSP to Freedom

Monday 4/14/2025
- Applied for CSP
- "Thanks for applying, We need to review your application." Frown
- Rec'd email "We'll review your Chase Sapphire Preferred Card application and be in touch soon."
- Called the Application status line (800-432-3117). "App rec'd and will be notified with decision in approx. 2 weeks)

Tuesday 4/15/2025
- Called the Application status line (800-432-3117). "App being reviewed and will be notified with decision in 7 to 10 business days)
- Called Reconsideration Line (888-270-2127) to escalate approval. Asked for Name, SSN, address. "App is being handled by our security verification team and want to speak with you." Transferred. Asked for Name, confirm that I applied for CSP, asked for mobile # to send one time passcode. Gave them passcode. They accessed application, verified email, mother's maiden name, put on hold to finalize application. Congrats you have been approved. Smilie Asked to expedite card, transferred to customer service. Card expedited.
1
Reply
Last edited by NMIMW April 15, 2025 at 12:11 PM.
Joined May 2006
E - 1/2 - junk - 3/4 - F
> bubble2 3,538 Posts
537 Reputation
dregan
04-15-2025 at 12:35 PM.
04-15-2025 at 12:35 PM.
FINALLY!!!!!!!! Just got an alert in my account. Used a referral link last week Wednesday, got a message saying they thought it was fraud on Friday, called in to clear it up on Saturday and they said they would continue pushing the application through and I would either get a letter explaining why I didn't get the card or a card in 7 - 10 business days. Ugh. Called the automated line several times (800-493-3319, the number on the back of a Sapphire card, wait for it to prompt you to push a key to check application status) but status didn't budge. I was about to call the reconsideration line but was holding out since the number might be legitimate but I really don't like giving out my already stolen information to random numbers I find on the internet.
Reply
Last edited by dregan April 15, 2025 at 12:53 PM.
Joined Mar 2012
L6: Expert
> bubble2 1,087 Posts
3,277 Reputation
dodgers2025win
04-15-2025 at 01:03 PM.
04-15-2025 at 01:03 PM.
why is chase flagging so many applications for fraud??? There is none.
Reply
Joined Dec 2008
L5: Journeyman
> bubble2 973 Posts
176 Reputation
MarcSparks
04-15-2025 at 01:49 PM.
04-15-2025 at 01:49 PM.
Quote from NMIMW :
Had CSP (downgraded from CSR) since Aug. 2018

Monday 4/7/2025
- Downgraded CSP to Freedom

Monday 4/14/2025
- Applied for CSP
- "Thanks for applying, We need to review your application." Frown
- Rec'd email "We'll review your Chase Sapphire Preferred Card application and be in touch soon."
- Called the Application status line (800-432-3117). "App rec'd and will be notified with decision in approx. 2 weeks)

Tuesday 4/15/2025
- Called the Application status line (800-432-3117). "App being reviewed and will be notified with decision in 7 to 10 business days)
- Called Reconsideration Line (888-270-2127) to escalate approval. Asked for Name, SSN, address. "App is being handled by our security verification team and want to speak with you." Transferred. Asked for Name, confirm that I applied for CSP, asked for mobile # to send one time passcode. Gave them passcode. They accessed application, verified email, mother's maiden name, put on hold to finalize application. Congrats you have been approved. Smilie Asked to expedite card, transferred to customer service. Card expedited.
Excellent, hope to follow that same path. Downgraded my CSR on 4/7 as well. Intending to apply today, just been busy with work and thought I'd check the thread before doing so. I expect to have to call the recon line as well, because my total credit with Chase is going to be a too high now that a downgraded to a Freedom Flex and still have that $22k line there. In addition to 3 other Chase cards.

Edit - Just got instant approval. Go figure. Meanwhile my wife who was "pre-approved" and signed in through her Chase account, applied on 4/3, had to go through the fraud BS and upload her driver's license and other documents, is still in purgatory. Automated line keeps saying 2 weeks, so I guess that is positive and she'll get it eventually.
Reply
Last edited by MarcSparks April 15, 2025 at 03:57 PM.

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Joined May 2006
E - 1/2 - junk - 3/4 - F
> bubble2 3,538 Posts
537 Reputation
dregan
04-15-2025 at 04:08 PM.
04-15-2025 at 04:08 PM.
Quote from dodgers2025win :
why is chase flagging so many applications for fraud??? There is none.
I completely agree with this, at what point does it not make sense to flag as fraud. So they are telling me that some rando not only has all my information, signed up for this card and is having it sent to the address on file where they could call the number on file to double check, but in addition this fraudster has also been dutifully paying off the balances on all my other cards as well??

Apparently Chase thinks these criminals have sunk to a new low laugh out loud
Reply
Last edited by dregan April 15, 2025 at 04:25 PM.
Joined Nov 2013
L4: Apprentice
> bubble2 393 Posts
30 Reputation
menojunk
04-15-2025 at 11:15 PM.
04-15-2025 at 11:15 PM.
Quote from NMIMW :
Had CSP (downgraded from CSR) since Aug. 2018

Monday 4/7/2025
- Downgraded CSP to Freedom

Monday 4/14/2025
- Applied for CSP
- "Thanks for applying, We need to review your application." Frown
- Rec'd email "We'll review your Chase Sapphire Preferred Card application and be in touch soon."
- Called the Application status line (800-432-3117). "App rec'd and will be notified with decision in approx. 2 weeks)

Tuesday 4/15/2025
- Called the Application status line (800-432-3117). "App being reviewed and will be notified with decision in 7 to 10 business days)
- Called Reconsideration Line (888-270-2127) to escalate approval. Asked for Name, SSN, address. "App is being handled by our security verification team and want to speak with you." Transferred. Asked for Name, confirm that I applied for CSP, asked for mobile # to send one time passcode. Gave them passcode. They accessed application, verified email, mother's maiden name, put on hold to finalize application. Congrats you have been approved. Smilie Asked to expedite card, transferred to customer service. Card expedited.
will your process qualify for the 100k sign up bonus considering you reapplied after a week from the downgrade? i was told by a phone customer service staff that i have to wait for 30 days!!!
Reply
Joined Aug 2013
L3: Novice
> bubble2 159 Posts
58 Reputation
Dazed420
04-15-2025 at 11:22 PM.
04-15-2025 at 11:22 PM.
Quote from EuJ3GetJp6gg :
Why would it be?
Previous offers included waived first year annual fee if done in branch
Reply
Joined Nov 2020
L5: Journeyman
> bubble2 799 Posts
218 Reputation
Pro
BeigeIdea523
04-16-2025 at 05:04 AM.
04-16-2025 at 05:04 AM.
Quote from dodgers2025win :
why is chase flagging so many applications for fraud??? There is none.
DOGE pissants were seen at Chase HQ
2
Reply
Joined Apr 2012
L6: Expert
> bubble2 1,918 Posts
2,064 Reputation
NMIMW
04-16-2025 at 06:12 AM.
04-16-2025 at 06:12 AM.
Quote from menojunk :
will your process qualify for the 100k sign up bonus considering you reapplied after a week from the downgrade? i was told by a phone customer service staff that i have to wait for 30 days!!!
Yes (see attached). 30 days is typically the response if applying at a branch.
1
Reply
Joined Dec 2008
L5: Journeyman
> bubble2 973 Posts
176 Reputation
MarcSparks
04-16-2025 at 06:41 AM.
04-16-2025 at 06:41 AM.
Quote from menojunk :
will your process qualify for the 100k sign up bonus considering you reapplied after a week from the downgrade? i was told by a phone customer service staff that i have to wait for 30 days!!!
Can confirm as well, I followed almost identical timeline (downgraded on 4/7 applied for new CSP on 4/15) and I have the bonus showing in the app.

I had read we only needed to wait 4 days for an online application, but also read 7, so I just made sure to play it safe and wait a week. Definitely don't need to wait 30 days.
1
Reply
Joined Apr 2025
New User
> bubble2 1 Posts
10 Reputation
SlickCrow984
04-16-2025 at 09:12 AM.
04-16-2025 at 09:12 AM.
My son has Chase Sapphire Reserve. Any benefit if he sends me a referral ??
Thanks.
Reply

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Joined Apr 2012
L6: Expert
> bubble2 1,918 Posts
2,064 Reputation
NMIMW
04-16-2025 at 09:20 AM.
04-16-2025 at 09:20 AM.
Quote from SlickCrow984 :
My son has Chase Sapphire Reserve. Any benefit if he sends me a referral ??
Have him send it and see what is offered.

I have CSP and my referral gives CSP and CSR as options.
Reply
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